Chapter 230: Smart but Mistaken by Smart
"Xiaomei, go in first and I'll park the car in the back parking lot."
Li Qinghuan said to Liu Ruomei, who was sitting in the passenger seat.
The two of them drove to the China Merchants Bank in the central area of Mingguang to open a securities account.
This bank is located on the side of the street, and there is no parking lot in front of the door. If you want to park, you need to go around the yard behind.
With the idea of saving time, Li Qinghuan asked Liu Ruomei to go in first and park the car before coming over, which would save some time.
Liu Ruomei nodded, opened the car door and got out, and walked towards the bank gate.
Li Qinghuan let go of the brakes, turned a corner, and drove towards the courtyard behind the bank.
When he walked into the bank, the lobby manager immediately welcomed him enthusiastically.
"Hello, what business is required?"
Liu Ruomei replied: "I want to trade stocks and apply for an account opening. Which counter should I do it?"
The lobby manager pointed to a corner where there was a desk, and there were two people in Lao Hei and Xiao Gu.
Liu Ruomei thanked the lobby manager and walked towards this side.
...
Lao Hei and Xiao Gu have a division of labor. They should have stayed alone and went out alone to "suck customers".
But after working for a few days without any effect, the two of them became lazy and simply squatted in the bank hall.
But this creates a question, that is, who will receive the customer?
Brothers also have to settle the score clearly. After discussing with Xiao Gu, Lao Huang and Xiao Gu decided to take turns to receive customers.
For example, today, the first customer to come to consult should be received by Xiaogu. Regardless of whether the customer has opened an account in the end, it will be considered as the quota.
When a second client came to consult, Lao Hei was welcomed.
When Liu Ruomei walked into the bank lobby and consulted the lobby manager, Lao Hei had noticed it.
He has been working for seven or eight years, and of course he has a sharp eye. He can tell at a glance that this girl is a little rich woman.
It can be seen from her dress and the LV bag she is holding that she must be a rich man!
If this is to open a securities account, how great it would be. Maybe my task this month can be completed, Lao Hei sighed in his heart.
Unexpectedly, after saying something to the lobby manager, the girl actually came in this direction. It seemed that she was indeed going to open an account!
Xiao Gu next to him also saw someone walking towards him and wanted to get up to welcome him.
Lao Hei's eyes turned and his mind was in mind. He took the lead, got up and left the desk, and went straight to meet him: "The beautiful girl is here to open a stock account, welcome!"
Xiao Gu behind him was stunned. What's going on with Lao Hei?!
He has seen this situation before, but he just robs customers. The problem is that everyone has agreed to take turns to receive it?
However, now Lao Hei is talking to the customer, and Xiao Gu dares not go up and turn against him. In this case, it is easy to be complained by the customer. Even if the customer does not complain, the bank's lobby manager will come forward to teach them a lesson.
When Liu Ruomei saw a man in his early 30s and dark-skinned greeting him with a smile on his face, he nodded and said yes.
Lao Hei was suddenly happy. He was indeed right to take the risk this time. This little rich woman really wants to open an account!
So he took Liu Ruomei to an empty platform next to her, guided her to fill in the information, and asked Liu Ruomei's ID card to help her copy.
Just as Lao Hei returned to his desk to copy his ID card, Xiao Gu asked him in a low voice with anger: "Lao Hei, what's wrong with you? Didn't you say I'll receive the customer first today?!"
Lao Hei looked confused and looked up at Xiaogu: "Xiaogu, did you remember wrongly? Didn't you receive the customer first yesterday? It's my turn today!"
Looking at Lao Hei's expression of affirmation, Xiao Gu was a little confused.
No, did you really remember it wrong? However, no customer came to consult yesterday, and I really couldn't remember who was the first to receive it.
Lao Hei copied his ID card at his own discretion, took out the copy and turned around and left.
Xiao Gu was left alone sitting there in a daze. He was trying hard to recall who was the first to receive the customer today.
Lao Hei giggled in his heart, saying, "This silly boy is really stupid. He can't figure it out when he fools him."
The procedures are very simple. After Liu Ruomei filled out the form, Lao Hei operated it on the computer, and helped Liu Ruomei download an APP on his mobile phone, telling her that the account will be officially opened and used tomorrow.
Of course, there is another key question that Lao Hei did not forget to ask, that is, how much money Liu Ruomei was planning to transfer to his securities account.
"How much money are you going to transfer to this account? Of course, it's OK, but if the amount of money is large, I can help you apply for a relatively low commission rate."
"Well... let's transfer one million first." Liu Ruomei thought about it and replied.
Lao Hei was overjoyed when he heard this. He was indeed a rich woman! He had a full million, and now his mission this month was completed.
He was secretly proud of himself. He did a pretty good job of intercepting the fool this time! His eyes were fierce and decisive.
At this moment, Li Qinghuan walked in, and Liu Ruomei waved quickly: "Qinghuan, come here, you can open an account here."
Another account opening!
Lao Hei and Xiao Gu heard Liu Ruomei's words. Xiao Gu did not hesitate this time, stood up and went forward.
"Hello, are you going to open a securities account?"
Li Qinghuan nodded, then asked at Liu Ruomei with a smile: "Have you done it?"
"It's over soon. The procedures are handled very quickly, faster than applying for a bank card." Liu Ruomei replied.
And Lao Hei looked at Li Qinghuan and Xiao Gu, his face full of bitterness.
His eyes were indeed vicious, and he could tell at a glance that the handbag in Li Qinghuan's hand was Hermes! Although he didn't realize that it was a platinum bag, and it was a limited edition.
But Lao Hei also knows that Hermes bags are much more expensive than LV ones...
If you look at it this way, wouldn’t this girl come back to be richer than the first one?!
But now it’s too late to regret it. Who made me be clever? I thought I had made a profit, but ended up suffering a huge loss.
Originally, this second richer customer should be his own.
Finally, after Li Qinghuan's procedures were completed, Xiao Gu asked her as usual about the amount of funds transferred. The number Li Qinghuan said almost made Lao Hei faint on the spot!
"Oh, I'll transfer 10 million tomorrow, and there will be more in the future. Remember to apply for the lowest commission for me." Li Qinghuan said with a smile.
In fact, it doesn’t matter if the commission is a little more or less, because the commission fee is only incurred during transactions.
She is not the kind who needs to trade frequently.
If she buys it once and puts it in, she may not sell it for one or two years or even two or three years. The commission really doesn’t matter, it’s not that much less than the one hundred yuan.
If you open an account in a securities company and trade stocks through this account, you will have to pay a commission to the securities company for every transaction.
In other words, some old investors often say that the money you earn is not enough to pay the commission from the securities company!
At the beginning, the commission was not low, 30,000 per thousand, which means that every time you buy and sell stocks, if you use 10 million yuan of funds, you have to pay the securities company 30,000 to 40,000 yuan.
It doesn't seem to be much, but if you buy and sell stocks once a day, it will be one hundred thousand in a month. Isn't this amount very scary?
This is also the reason why securities companies make so much money in a bull market!
During the bull market, there was once a securities company with an average annual salary of over one million!
Yes, this is a real thing. On average, all the formal employees of that securities company received more than one million in salary and bonus that year!
In the bull market, when showing off the year-end bonus, all the popularity was stolen by securities companies, and it is not uncommon for 36 or even 72 salary to be paid.
Of course, the commission rate has now dropped, usually around 30,000.
...
Saying Li Qinghuan and Liu Ruomei away, Xiaogu and Lao Hei returned to the bank lobby.
Xiao Gu said happily: "Oh, today is such an unexpected surprise! Ten million, I have completed all the tasks for the year. Thank you, Lao Hei, fortunately you remember that today is the first one. I will treat you to dinner and drink tonight! Celebrate."
Lao Hei almost spurted out an old blood, and he wanted to strangle himself to death.
"Hehe, it should be celebrated." Lao Hei smiled bitterly.
After get off work in the evening, Xiao Gu indeed invited Lao Hei to dinner, and Lao Hei killed a bottle of white wine alone.
He patted Xiao Gu's shoulder with drunken eyes: "Brother! You are a fool and have a good fortune. My brother admires you!"
Xiao Gu also drank a little, and said with a silly smile: "What's wrong, Brother Lao Hei, why do you admire me? You're the opposite. You know more than me. I want to learn from you."
"No, don't...don't learn from me. Really, my brother is just smart and can't get on the table." Lao Hei shook his hand and said.
...
The next day, Li Qinghuan and Liu Ruomei's accounts were successfully opened, and they transferred their funds into each other.
Liu Ruomei smiled and said, "Let me buy it first, I have little money. If you buy it first, I probably won't be able to buy it."
Her words were a bit exaggerated. Although Li Qinghuan had a lot of money and the trading volume of Huashang International stocks has been sluggish recently, it is not enough to sweep all the goods in 10 million.
You know, Huashang International can now be regarded as a large-cap stock, with a total share capital of up to one billion shares and a total market value of hundreds of billions.
During the Chinese New Year, Huashang International's two major moves were financing and share expansion, and mergers and acquisitions THE TOP SHOP.
This directly led to a big surge in Huashang International's stock, from 30 yuan to more than 60 yuan. Of course, because there was no large capital intervention, the opening of the board after the 60 yuan was down, and now it has reached about 50 yuan.
But at 50 yuan, the stock price could no longer drop.
Chapter completed!