Chapter 005 Loans
"Sir, Wall Street is here!"
The moment the carriage door was opened, a voice came into my ears. In the next second, the coachman had already quickly climbed up the ladder and held the door respectfully.
The moment he stepped off the carriage, Li Zicheng held the top hat on his head and stared at the "Morgan Bank" not far away.
"call!"
Taking a deep breath and holding a black briefcase in his left hand, Li Zicheng walked towards the bank. Ah Si, who got off the carriage, followed closely beside the young master. His hard-soled leather shoes stepped on the pavement stones on the roadside, making a loud sound.
There was a clicking sound, and Li Zicheng clearly felt that his palms were sweating as he looked at the Morgan Bank getting closer and closer.
Nervous, how could I not be nervous? Even though I had exchanged ten kilograms of gold for more than 6,600 U.S. dollars in the bank when I was in Atlanta. Although I have only spent a few hundred U.S. dollars so far, the money will eventually be spent. What’s more?
This little money is simply not enough for me to solve my own problems.
We must return to the island and take away the treasures in the submarine, especially those technical patents. Perhaps in this era, those patent drawings contained in stainless steel tubes are the real priceless treasures, and they can even...
While he was thinking about it in his mind, Li Zicheng had already reached the gate of Morgan Bank. When Jiang Zai entered, he turned around and gave instructions to Ah Si.
"Ah Si, wait outside!"
After that, Li Zicheng walked into the bank. His leather shoes made a clear sound on the marble floor. The bank clerk who listened to the sound occasionally raised his head to glance at the "gentleman" who had just entered. But the next second, they were still seeing this "gentleman".
The well-dressed gentleman is classified as a "person" just because he is an Oriental.
After entering the bank lobby, Li Zicheng looked at the Americans lining up, and then walked straight to the manager's office that handles financial matters on the left.
Looking up, he saw a young Oriental man walking to his desk, with a professional smile on his face.
"Hello! Sir, how can I help you?"
“Get a loan!”
While talking, Li Zicheng sat on the chair in front of the table, put his briefcase on his legs and looked at the other person. He came here to apply for a loan. He applied for a loan with the eighteen British bonds, which were the only ones in his hand.
Something that can be converted into cash, and even though those bonds are still not due, they can at least serve as collateral for the loan.
Alport Casapes also looked at the oriental man in front of him. He seemed to be wearing a custom-made suit. All of his clothes showed exquisite workmanship. Maybe they were made by famous designers. Just this suit.
Wearing a suit, no one would doubt that he is a wealthy gentleman. Banks have always opened their doors to wealthy people, regardless of race or nationality!
"Sir, we provide short-term loans, as well as medium- and long-term loans..."
Thinking that it might be a big deal, Albert Casapes quickly introduced the types of loans and interest rates to the Easterner. During the introduction, he also did not forget to observe the other person's expression.
"Of course, if you want to take out a loan, you need to provide appropriate security, like real estate or..."
Without waiting for the man on duty manager to finish speaking, Li Zicheng took out a brown paper bag from his briefcase and put it on the table.
“Is a bearer bond okay?”
"Bonds?"
"Yes, British bonds!"
While answering the other party's question, he unscrewed the lines of the paper bag with one hand and took out a British bond from the paper bag.
The moment he took the bond, Alport Casapes' heart beat several times, a series of zeros... This was a British bond of 100,000 pounds. When he took the bond, Alport only glanced at it and knew
This bond is not fake. British bonds are the same as pounds. The surface graphics are very simple, but everyone knows that the seemingly simple pound has always been called the "Queen of Banknotes" because of its extremely thin design. Its paper is extremely
The special, cross-shaped linen paper is dense, the multi-layer superposition process used is also unique, and extremely complex watermark printing is used. There are hundreds of anti-counterfeiting dots on any pound. The pound has always been
They are all works of art among coins that are recognized as impossible to forge. As for the huge bearer bonds issued by the United Kingdom, their complexity is far greater than that of the British pound, not to mention that no one is stupid enough to forge bonds that are completely verifiable.
Of course, careful inspection is still very necessary, especially when facing this large amount. Albert Louis still carefully checked the bond issued ten years ago, and after completing the verification, he confirmed that the bond
After confirming the authenticity, he glanced at the Oriental again, and at the same time glanced at the follower standing outside the door, Chinese!
Seeing the appearance of the waiter outside the door with his pigtails cut off, Albert Casapes subconsciously understood the origin of this Oriental man who used bonds to apply for loans. He was Chinese. He thought of the revolution taking place in China.
, vaguely understood why he was holding bonds in his hands. Maybe after using these thirty-year long-term bonds to obtain a mortgage, it would be impossible for him to repay the loan.
"Sir, you should understand that this is a bearer bond and it will take another thirty years to redeem it!"
Um?
The bank manager's words made Li Zicheng's brows jump. Come on, banks have always chewed the bones without spitting out the crumbs. He must have wanted to take advantage of this opportunity to lower the price.
"And I guess we'll also need you to provide the proper documentation! To prove that these bonds are..."
Before he could finish speaking, Li Zicheng, who understood what this man meant, immediately spoke.
"This is a bearer bond!"
"but……"
"I think any bank in New York would be more than happy to accept my mortgage!"
While talking, Li Zicheng took out another seventeen bonds from his briefcase. This was a dozen bonds taken out from a metal box on the submarine. At that time, he was just curious about how he could have imagined whether he could be in this era now.
Survival, or even whether you can find your "own treasure", depends on these ten thin British bonds.
Looking at the dozen bonds, Albert Casapes found that his heart was even beating a few times unsatisfactorily. If these bonds were all huge bonds of 100,000 pounds, God! If this business was completed, it would be enough.
Allow yourself a separate office upstairs.
"Sure, can I take a look?"
In an instant, a look of extreme humility appeared on Albert Casapes's face. When he made this request, he found that his heart was beating wildly and at the same time, he was thinking in his heart.
Regarding how to maximize profits, maybe... maybe the person in front of me is a Qing noble who fled to the United States, maybe... he needs money very much.
When countless possibilities emerged in his mind, Li Zicheng smiled and put the bonds into his briefcase. Perhaps he was circling behind the leader's butt. After a long time, he had seen many such people, so he naturally knew it.
How to deal with them.
"I think we need to settle this business, don't we?"
Revealing those bonds is just to show your capital, but if you want to apply for a mortgage loan, you can only mortgage one in one bank. If these more than one million pounds of bonds are mortgaged in one bank, it is estimated that the whole of New York will be mortgaged tomorrow.
Knowing that there is a Chinese holding more than one million pounds of bonds in his hands will only bring him countless troubles.
The other party's answer stunned Albert Casapes, but it was only for a moment, and the fleeting surprise was once again replaced by humility.
"I think we need to make further checks on the bonds, and of course, while you wait, we can talk about the mortgage ratio!"
As a Jew, Albert Casapes has seen too many so-called "cunning guests", but Albert Casapes believes that there may be no businessmen in this world who are smarter than Jews.
.
"This is a must!"
Nodding, Li Zicheng was not worried about what they could find out. There may be too many possibilities as to how such bearer bonds became part of the Nazi treasures, but at least one thing is certain. Even if they checked, they would not be able to find out anything.
Question. The reason why many people buy bearer bonds is to hide their identity. Even the Bank of England does not know who they sold the bonds to.
"Sir, although your bond is a full bearer bond, considering it is a forty-year long-term bond, if the bank accepts the bond mortgage and you... Of course, this is not because we doubt your credit, but the bank has to
Considering the risks we take!”
As the bonds were sent to the back office for inspection, Alport Casapes kept explaining that the emphasis on risk was to drive down the face value of the bonds.
"so what?"
Of course, Li Zicheng didn't ask that, he just looked directly at the other person. Sometimes silence is the best refutation, especially at this time, for banks, they are pursuing profits. But he needs a sum of money.
Use it to buy a ship, recruit reliable crew, and ship out all the treasures in the submarine and, if possible, the plane.
For some reason, the gaze of the silent but smiling customer made Alport Casapes feel a little nervous. Why did he feel this way?
"So, we can only provide 80% of the loan!"
When spitting out this number, Alport Casapes couldn't help but swallow his saliva. Will this person accept this ratio?
"90%, loan period..."
Before Li Zicheng could finish his words, Alport Casapes, who was afraid that this big business deal would slip through his fingers, immediately spoke.
“We can only offer loans for a maximum of two years!”
"make a deal!"
When a crisp answer came out of Li Zicheng's mouth, a bank clerk came over with a telegraph leaflet and a bearer bond. Albert Casapes, who received the telegraph leaflet from the Bank of England, took a look and looked at it.
The smile on his face became even wider.
Chapter completed!