Chapter 044: Investment Advice
Bang! Bang! Bang! Bang!
As gunshots sounded, smoke began to spread. On the shooting range, musketeers were learning how to use flintlock rifles.
"This fire is much more useful than a bird gun, but it is still not as convenient as a three-eyed gun." A soldier still muttered after firing a shot.
Other soldiers also complained a lot.
The training of flintlock rifle still made the soldiers in Beijing feel a little resistant, and they cannot fully accept this weapon.
However, there is no way to accept it. After some reorganization of the Jing Camp, the establishment of the Shenji Camp was cancelled, and those messy firearms were basically eliminated.
Among the firearms of the Ming Dynasty, many were special firearms, including continuous and multiple firearms, and many large firearms, but the cost performance was not high. Some were high in construction and poor in quality, some were too heavy, and some were too cumbersome. Therefore, they were almost eliminated and replaced with the newly made flintlock rifle.
Because the flintlock no longer needs to ignite the fuse, the soldiers' resistance was not as strong as before.
Even if it is in conflict, it is useless. Now the Beijing Camp has begun to enter an increasingly strict training schedule, and obeying orders is the most basic discipline.
Because the military pay is guaranteed, although the training is difficult, the soldiers still gritted their teeth and persevered. And if they could become a top corps, the family would be able to live a very good life.
If you want to become a private, you must work hard in training. If you can pass the assessment, you can become a middle-class person. Second, you must study culture hard and understand a thousand common words, you can become a private person.
Let soldiers read, this is for the need to expand their troops in the future.
At least grassroots officers must be able to recognize words. As long as they can recognize words, they can understand military orders and can also understand maps after training. At this time, the 50,000 Beijing camp, as a seed unit, had a relatively high investment in training.
As for whether to study hard, it depends on personal enlightenment. There are always some of the 50,000 soldiers in Beijing who will work hard to learn knowledge.
The entire Beijing camp was reorganized into five divisions.
Each battalion has 1,000 ordinary soldiers, the 3rd Battalion is the 1st Regiment, the 3rd Regiment is the 1st Division, and each division has 9,000 ordinary soldiers. A total of 5 divisions were organized, plus a 2,000 reconnaissance cavalry.
The ratio of musketeers and pikemen after the adaptation of the infantry division is 1:1, with 10 platoons in depth, with 50 people in each row. The musketeers are 3 platoons in depth, and the spearmen are arranged left and right, and can be arranged in front or rear to form a triangular arrangement. Each row of musketeers is 83.
Because of using flintlock rifles, the distance between musketeers can be very close. Unlike when using flintlock rifles in the past, in order to avoid the gunpowder being ignited by other people's flintlock rifles, the distance should be at least one meter away. Now, with flintlock rifles, musketeers can stand shoulder to shoulder, and stand denser than spearmen, greatly increasing the firepower intensity. 83 musketeers stood in a row, with a width similar to 50 spearmen.
There is a musketeer formation on both sides of the spearmen. In total, there are 166 musketeers in one row. The front row kneels, the middle row bends, and the back row stands. 500 musketeers can open fire at the same time.
Reconnaissance cavalry selects elite cavalry (strong fighting ability alone) for training, which is used to detect enemy situations, patrol and distribute them to various infantry divisions.
These reconnaissance cavalry were selected and selected, and even went to the Nine Borders to select excellent border troops and transferred them into it. The armed cost of each cavalry was higher than that of the Tengxiang Cavalry Division. At the same time, the cultural requirements for these cavalry were also relatively high, and they must know how to draw military maps. The military pay for these reconnaissance cavalry was also the highest in the army.
Armed with the 50,000 Beijing camp, the equipment cost reached 400,000 taels of silver, and the annual military pay and consumption were as high as about 500,000 taels.
Zhu Youzhao's treasury was out of money, and the military pay and consumption of the Beijing camp were supported by the court's finances, but Zhu Youzhao still had to pay the cost of a full dressing change himself. Fortunately, the income from the house search solved the urgent problem.
The good news is that the Royal Bank of Ming Dynasty has expanded fully in the Gyeonggi region and opened its branch to Zhangjiakou, initially forming a small network.
With one yuan account opening and considerable interest rates, the Royal Bank of Ming Dynasty attracted a large number of people to deposit in the bank, and the deposit amount quickly exceeded 10 million taels.
Among these deposits, the powerful still accounted for nearly half of the money.
Loans have also developed, and many merchants have begun to apply for mortgage loans in banks. As long as it is a good asset, the Royal Bank of Ming Dynasty will lend. However, in a few months, it has only released a loan of 500,000 taels, which is completely unable to keep up with the speed of obtaining deposits.
With the expansion of the industry, Zhu Youxiao had to consider setting up a professional accounting firm to be responsible for functions such as accounting checks and financial management.
Not long after, the "Ming Dynasty Royal Accounting Firm" was established. Zhu Youxiao dug up several accountants from Shanxi Piaohao, transferred a group of official accountants, and introduced the "Dangmen Account" used by Shanxi Piaohao, which is a double-entry accounting method that has developed from three-legged accounts that is not particularly at night.
The intra-palace expenses, the money and grain in the Royal Bank of the Ming Dynasty, and the Jimin Grain Bank were all under the management of the Royal Accounting Firm of the Ming Dynasty. There are relatively rare cases in accounting firms without eunuchs, but there are no civil servants. The highest diploma is the scholar level, and many of them have no fame.
As the emperor, the civil servant group was not trustworthy at this time, but it did not mean that the eunuchs were all used.
There is no sign of eunuchs in the system of the Royal Bank of Ming Dynasty. Instead, it is managed by recruiting shopkeepers. It seems that the effect is very good at present.
How Royal Bank continues to expand its investment is a problem. If it cannot obtain a return on investment, it will be unable to pay deposit rates to depositors.
Yang Ruiguo went to the palace to report on the recent operation of the bank, and then said to Zhu Youxiao: "Your Majesty, Caomin has a good investment project here."
Zhu Youxiao asked, "Let me tell me."
"My Ming Dynasty canal transport caused a lot of losses due to the Yellow River disaster. The purpose of the canal excavated by the imperial court was to bypass the Yellow River waterline. However, this canal has been built for more than 40 years and has just been repaired, and the remaining sections of the river are also in a state of suspension. The main reason is that the imperial court does not have enough money and food. It is better to hand over the excavation of this canal to the bank. After the excavation is completed, the bank will set up a card to collect tolls." Yang Guorui expressed his thoughts.
"Canal? I'm considering it." Zhu Youxiao did not make a decision for a while.
The canal transport is roughly divided into three sections, the south, the north, and the central region. The canal canal channel in the south and the north is not very problematic, and it is very stable. The biggest problem is that the canals in the central Yellow River area often cause river congestion due to the Yellow River breakage and the dam breakage.
In order to solve this problem, the Ming Dynasty began to dug a canal in the central region since the Wanli period. Once this canal is dug, it can completely avoid the influence of the Yellow River.
However, when the national strength is weak, it has not been repaired for more than 40 years.
This canal was not repaired until the fall of the Ming Dynasty. It lasted for nearly sixty years, but in the end it was picked up by the Qing Dynasty.
Whether to repair or not, Zhu Youxiao felt very embarrassed.
It is better to develop sea transportation than to develop sea transportation! It’s just that there are not so many ships for a while, and the huge loss of canal transportation is indeed a problem. PS: Thanks to He Yongcheng, Liu! Rogue’s reward.
Chapter completed!