Chapter 2091 loan repayment(1/2)
"We are not here to borrow, we are here to repay the loan."
Ren Haiquan said hurriedly.
Lending?
What a joke? Once, when I was beaten to death, Ren Haiquan didn’t dare to borrow Gao Li’s loan again. It’s very shadowy!
"I'm here to pay back the loan. Welcome, please come in."
Listen to Ye Rongyao and the others here to repay the loan, the female staff at the front desk were also very enthusiastic.
Nowadays, any industry pays attention to service, and the competition in the Gaoli loan industry is also fierce. If you do not have enthusiastic and thoughtful service, you will easily be eliminated by the market.
Therefore, the staff in the Gaoli loan industry are very enthusiastic, of course, the premise is that you come to borrow or repay.
Once you cannot repay the loan on time, these high-quality loans will immediately become devils and force you to death.
Under the enthusiastic leadership of the female staff at the front desk, Ye Rongyao and the others entered the office area of this Gaoli Loan Company.
The entire office area is very neat, just like the companies in normal office buildings, and looks very formal.
"Are you Ren Haiquan?"
A staff member in the office looked at Ren Haiquan in surprise and shouted.
"Ren Haiquan?"
"How could it be this Ren Haiquan?"
"He...how dare he come here!"
"Didn't he hide in Taoyuan Village and dare not come out?"
The office staff in the office were stunned for a moment, and then they all talked in a low voice.
After all, the Ren Haiquan incident was so big that the staff in these offices had heard about it to more or less.
Everyone knows that Ren Haiquan is hiding in Taoyuan Village now and dare not come out.
As for asking Ren Haiquan for money in Taoyuan Village?
Everyone thinks too!
But no one dares to go!
Even the group of coquettish debt collection company personnel heard that they were going to Taoyuan Village to catch people, but they didn't accept the order and did not dare to catch people in Taoyuan Village.
Everyone knows that there is a "great god" living in Taoyuan Village. Whoever makes trouble will be impatient.
The company had no choice but to send people to mingle in Taoyuan Village. As long as they get news that Ren Haiquan left Taoyuan Village, they will arrest people.
But I never thought that Ren Haiquan came to him.
This is very abnormal, there must be a situation here.
Many staff members thought secretly.
"Yes, I am Ren Haiquan, I'm here to repay the loan."
Ren Haiquan nodded and said to the staff member.
It is obvious that Ren Haiquan knew the young man who called his name, and it was this young man who handled the loan procedures for Ren Haiquan.
"That's it, I'll inform the boss now."
Letting Haiquan come to repay the loan, the young staff member immediately said happily.
After all, this is to make money by giving Gaoli loans. If no one pays off the loan, this is to get a loan that will go bankrupt and close.
This is why those who lend high-quality loans attach great importance to whether lenders can repay their loans on time.
If the borrower cannot repay the loan on time, he will not only have to pay a very high interest on overdue loan repayment, but he will also be threatened and intimidated by the people of these lending companies on the phone every day.
If this happens, if you don’t pay back the money, these lenders will cause personal harm to you.
"Is this Ren Haiquan really here to pay back the loan?"
"The principal and interest he owes are 100 million yuan. Can he afford it?"
"I heard that Ren Haiquan received two project funds, more than 50 million. Although he could not pay back all of them, he could pay back half of them. I guess he was here to talk about this."
"It is possible that if he pays 50 million, the next one will be easy to negotiate. I guess the boss will give him a chance, the interest will be much lower in the future, and he will be given some time to repay the loan."
"This is for sure."
The staff in the office were talking in a low voice.
What the lending company wants to make is money, but it doesn't want to kill people. If you really force the debtor to death, who will ask for the loaned money?
So as long as you can prove your ability to pay back the money and interest, you will sometimes give some time appropriately.
Ye Rongyao ignored the group of people in the office, found an empty seat to sit down, and sat down waiting for the boss of the lending company to come.
More than ten minutes later, the boss of the lending company rushed back from outside.
This is a middle-aged man, in his early forties, with a black and yellow face, a high-profile eagle nose, wearing an old gray official gauze robe, a pair of silk-made Western-style pants, and a pair of short new leather shoes under his feet, revealing socks made from local cloth, and looking in an incongruous manner. It is hard to see that this person would be the owner of this Gaoli Loan lending company.
"Boss, this is Mr. Ren Haiquan!"
The young man who lends to Ren Haiquan came to the middle-aged man and whispered in his ear.
"Hahaha, it turns out that Mr. Ren came to the door in person. Welcome, I am the boss here, my name is Cheng Yusheng."
Cheng Yusheng happily walked over and shook hands with Ren Haiquan.
It is really difficult for Ye Rongyao to associate this person with the boss who is levied on Gaoli loans.
Originally, in Ye Rongyao's imagination, the people who gave loans were all fierce people, and anyone who saw them knew that they were not good people.
Now Ye Rongyao found out that he was wrong. This person who gave Gaoli loans also paid great attention to his image.
If you really dress yourself up as a vicious god, you wish everyone in the world knew that they were not good people, but those in the debt collection company, because only in this way can others be scared and deterred those who owe debts.
"What are they?"
Cheng Yusheng looked at Ye Rongyao and the others in confusion and asked.
"He is..."
Ren Haiquan is preparing to introduce Ye Rongyao to Cheng Yusheng. Ren Haiquan believes that with Ye Rongyao here, Cheng Yusheng will never dare to do anything to himself.
"It doesn't matter who I am, what matters is to deal with your affairs quickly."
Ye Rongyao interrupted Ren Haiquan and said.
"yes!"
Seeing that Principal Ye was a little unhappy and didn't want to introduce him by himself, Ren Haiquan naturally did not dare to reveal Ye Rongyao's identity. He hurriedly changed the topic and said to Cheng Yusheng: "Boss Cheng, I am here today to pay back the money and interest I owe at one time."
This is also the main purpose of Ren Haiquan coming today.
"Repay the money, this is a good thing!"
When he heard Ren Haiquan say that he was here to pay back the money, Cheng Yusheng said happily.
Some time ago, the Ren Haiquan and his wife ran away, which made Cheng Yusheng and the others very worried, fearing that the money would be wasted.
After all, the procedures for issuing Gaoli loan are very simple. Just one ID card is enough, without any mortgage, which is very risky.
Therefore, this loan of high-li loans is often accompanied by violent debt collection, but the problem is that violent debt collection also requires finding a partner. If the borrower disappears, he will not be able to find someone.
Whether it is dead or going to a place that no one can find, for lending companies, this is a failure to lend. Not only does it fail to make money, but it loses money.
Therefore, what lending companies are most afraid of is that lenders cannot repay on time. As long as the lenders cannot repay on time, the lending companies will have various threats and intimidation.
But I didn't expect that I called last night to threaten and intimidate Ren Haiquan and his wife. They came here to repay the loan today, which made Cheng Yusheng happy.
"Boss Cheng, this is a check worth 3.53 million yuan, please check it out."
Ren Haiquan took out a check of 3.53 million from his pocket and said to Cheng Yusheng.
"Three million,530,000?"
Cheng Yusheng was stunned for a moment, and soon reacted and looked at Ren Haiquan coldly and asked, "Mr. Ren, have you made a mistake?"
"I'm not mistaken. I borrowed the principal of your company of three million yuan and calculated according to the maximum interest allowed by the state regulations. I should pay 530,000 yuan of interest."
Ren Haiquan took a sneak peek at Ye Rongyao with some anxiety and said to Cheng Yusheng.
Giving so much money is what Principal Ye meant.
According to Principal Ye’s intention, everything is based on the law. Doing things according to the law. The amount of money you borrow and the amount of interest you need must be calculated according to the law. According to the maximum interest allowed by the law, Ren Haiquan needs to pay 530,000 interest.
As for the interest stipulated by Gao Lidai, in Principal Ye's words, it is illegal and not protected by law, so it is completely ignored.
If you sue, you will sue them.
"Hehe...Ren Haiquan, you are playing tricks on me, right?"
Cheng Yusheng's eyes flashed with fierce light, and a vicious grin appeared on his face.
"No...no...I..."
When Cheng Yusheng looked at him like this, Ren Haiquan stuttered.
To be continued...