"Yes, I have no money anymore." Zhu Zhanji's face was full of annoyance: "There are too many places to spend money and the speed of making money is too slow. It would be a good thing if the two hundred ingots of treasure money can last for half a month."

Yang Shaofeng touched his chin and thought for a while, then suddenly raised his head and stared at Zhu Zhanji and said, "Where is that family? The ones are almost slaughtered, so they haven't made any good things?"

"There are! And there are many more." Zhu Zhanji said: "But there is nothing we have to do with that family. Xia Laozi shouted that the treasury is empty every day and had already confiscated all the money. If you want to dig out the money from him, you basically have no hope.

In addition, you don’t have to make any other gentry any more. Except for the gentry and landlords in Jinan Prefecture, the rest of the rest have been slaughtered by Tang Sai'er. Now you can’t even slaughter a fat sheep if you want to slaughter.”

When Yang Shaofeng heard that the last road was blocked, he suddenly felt ache.

The well-known scholar Mr. Luo Yi once said that it is easy to live a year with money, but hard to pass without money.

The flower planters in later generations could get off the fishing administration boat like dumplings, throwing various things like kicks into the sky every few days. A large number of Beidou satellites seized the communication frequency band, which made Europa's Galileo system almost useless. In the final analysis, it was just two words. If you have money, your fists will be hard.

When the elderly started, how much scientific research strength was the entire flower farmer? How many small money was there in the treasury? The crazy-poverty rabbit dared to sell it to a big dog owner...

Later, the elder endured humiliation for several years, and even if he was bullied, he would knock out his teeth and blood. He forced the military to give way to the economy, just to save a few small money?

Despite all these and all kinds of unsatisfactory things, in the final analysis, your skills are not as good as others and your strength is as good as others. You either endure it or continue to endure it.

It is obvious that the elders really endured it, and even the little rabbits in the flower family could not stand it and sprayed it. In the end, they saved up a huge fortune for the rise of the flower family.

As for now

Nothing like building roads, school buildings, buying duck eggs, buying seafood, and building ships, saves money. Not to mention that Jimo County’s tax revenue in Yongle for 18 years was not much money, even if it was added to the autumn tax that had not been collected, it was still not enough.

Not to mention that Yang Shaofeng plans to get more "laborers" back.

What made Yang Shaofeng even more worried was that Yang Shaofeng secretly instructed Tang Sai'er to stir up the entire Shandong, and a large number of landlords became dead souls under the knife, so that now they wanted to slaughter a few fat sheep, and they were facing a situation where there were no sheep to slaughter.

Of course, Yang Shaofeng has not thought about playing treasury bonds, and unlike the five major mobile weapon sellers in later generations, now the Ming family in the world can afford to be called a big gangster, and they are not worried about anyone using any financial means.

But, when and how to play it.

The flower grower plays for national debt because the flower grower's national credit is endorsed, and the flower grower's little rabbits are willing to believe in the credibility of the flower grower's government.

But the Ming Dynasty... basically there is no problem of credibility or not, because no one believes in the credibility of the government at all. Moreover, the people in Shandong are already poor. Even if they want to support Yang Shaofeng in playing national debt, these poor peasants for eight lifetimes are not as strong as support.

Yang Shaofeng nodded seriously and replied, "Yes, it's interest-free."

Zhu Zhanji said suspiciously: "How do you plan to fool Xia Laolao? I would rather believe that the sun will come out from the west than that Xia Laolao would be willing to lend you interest-free."

Yang Shaofeng said: "Then let's make a bet, just bet I will borrow a million yuan from Xia Laoxiao. In the end, Xia Laoxiao will definitely lend it to me, and it will be an interest-free bet..."

"I won't bet with you." Before Yang Shaofeng finished talking about the bet, Zhu Zhanji directly rejected Yang Shaofeng's proposal: "I can't know that gambling is prohibited in the Ming Dynasty. Also, you wrote this plan yourself, right?"

...

"Using the taxes of a county as a guarantee? One million chunks of loans? Pay them back in ten years? Still asking for no interest?" Xia Yuanji threw the loan plan sent by Yang Shaofeng aside and said angrily: "Let him get out! Now the national treasury is empty, where does one million chunks come from!"

Li Juan said carefully: "Thinking three times in the ministry?"

Xia Yuanji spat and said, "Think about it three times! He Yang's epilepsy has had epilepsy, so do you follow him? An interest-free loan of one million taels, even if he can afford it, is it the same thing as the one million taels ten years later?

If you don’t understand the rules here, just check the prices in Yongle for eight years and then check the current prices. Is that the same thing?

The rice price remains unchanged, and that is the time to hold on to the regular closing position and the reserve position. What do you think of the remaining things that have not risen?

This means that one million taels in ten years can only be equivalent to the current 800,000 taels or even 700,000 taels. The one who loses inside and outside is the bank and the treasury! I bah!"

After scolding, Xia Yuanji had just picked up the tea and planned to see the guests off, but then put down the teacup in his hand and looked at Li Juan and said, "No, except for this plan, Yang Dianmai didn't say anything else?"

Li Juan replied helplessly: "The one who came to deliver the plan was Yang Dianmai's dog. Apart from giving the plan, he didn't say much about the remaining word, and the officials could not find out more information."

"Dog?" Xia Yuanji frowned and said, "Since Yang Dianmai sent Dog to come, it means he is indeed planning to find a loan from the bank."

Li Juan nodded and said, "Midou sees you clearly."

Xia Yuanji thought for a while and ordered: "You go to Jimo in person."

Li Juan asked, "What does Budou mean?"

"Since Yang Dianmai really plans to borrow money from a bank, I can't resist his face."

Xia Yuanji said carefully: "You go and explore Yang Dianmai's words and see what he is planning.

I guess, Yang Dianma will definitely not mind giving some interest, but it is just a matter of how much it is. In the end, it depends on how far you can talk about."

Li Juan nodded and asked again, "What if he really doesn't plan to pay interest?"

Xia Yuanji took the tea and sipped it, saying, "Since it's a loan, it's a business. Since it's a business, it's naturally asking for a price everywhere and paying it back. Yang Shaofeng doesn't want to pay interest, so you ask for it higher and then reduce it bit by bit.

If he really kills him and doesn't give him a penny of interest, he will be able to pay it back for ten years. It's okay if he pays it."

After Xia Yuanji said this, Li Juan was stunned. The loan plan you threw away just now made people get out of here. Now he agrees with the statement of interest-free loans? Then what else should I do?

Xia Yuanji looked at Li Juan and said, "Don't you understand?"

Li Juan bowed and said, "The officials really can't understand the key points. Please give me some advice?"

Xia Yuanji hummed and said, "How many people are looking for banks to borrow from Biancheng now? How many people are looking for banks to borrow from Beijing? How many people are looking for banks to borrow from Nanjing? What about other places?"

Li Juan bowed and said, "In comparison, the most people are looking for banks to borrow money in Beijing, followed by border cities and Nanjing.

As for other places, basically no people are willing to borrow from banks. Most of them go to banks to handle some bank exchange for treasure banknotes, and even fewer deposits are available."

After saying that, Li Juan reacted: "What Butang meant is to take advantage of Jimo's opportunity to build Jimo into the same shape and promote the lending business?"

Xia Yuanji hugged and said, "No. If you rely solely on attracting private people to deposit, then the bank will sooner or later not be able to pay interest. What should you do then? Will you refuse to pay?

I believe you can also think of the consequences of refusing to pay interest, and the people who have already begun to believe in banks will no longer believe in banks, and the people who have not believed in banks will be more resistant to banks.

There are indeed more people in Beijing who dare to borrow money now, so they don’t have to worry about not being able to afford interest in a short period of time, but over time, this problem should be revealed.”

Li Juan said: "What Budou means is to promote lending business to the public?"

"Yes, not." Xia Yuanji said: "Rarely pushing it out in full, it is inevitable that bank officials will collude with others to force the private people to borrow. At that time, those who need to borrow money will borrow money will also borrow money. If the bank's money is less, problems will be easily arise.

However, the current loans that have been opened include Beijing, border city, and Nanjing. The three places have small loan volumes, small interest rates, and low bank returns, which is indeed an obvious problem.

So, I mean to add another Jimo, and by the way, the two counties of Renhe and Haining, Zhejiang are also added."

As soon as Xia Yuanji mentioned the two counties of Haining and Renhe, Li Juan immediately understood Xia Laoshu's idea.

In September of the 18th year of Yongle, Haining and Renhe counties were in great trouble. The heavy rain and tides in recent days destroyed several embankments. The local disaster was also very serious. Although the situation was not exactly the same as in Shandong, it was almost the same.

This means that the gentry and businessmen in Haining and Renhe must be like Jimo, and need to borrow money to resume production. Isn’t this a bank opportunity?

Seeing Li Juan's sudden realization, Xia Yuanji smiled and said, "Did you figure it out?"

Li Juan bowed and said, "Xie Butang's advice! The minister is grateful!"

Xia Yuanji nodded, but whispered: "Where can Yang Dianmai, talk if you can. Even if you talk about the next interest, it will make the bank more income. It is much better than lending him one million chunks of interest-free. After all, the state dynasty has a lot of money, and now the treasury is no longer able to support it."
Chapter completed!