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Chapter 4 Difficulty in Loans

Chu Fei was taken out of the room by his father. After checking with a home medical robot, he prescribed a prescription for Chu Fei: a bottle of 350 ml oral glucose solution.

After drinking glucose, Chu Fei became a little more energetic.

The little girl was grinning her teeth beside her, like an angry kitten, swaying at Chu Fei from the air.

After a while, the old mental power tester gave new detection data.

"Mental Power Index 7.81. Please continue to work hard."

"7.81! The ceiling has been broken!" The parents were so excited that they could hardly speak.

It broke through from 7.72 to 7.81 in two days!

After a while, my dad shouted: "We'll apply for an education loan tomorrow!"

Practice requires money, many, many.

The next day, Sunday.

My father took Chu Fei and walked into the bank near the community with his head held high.

Submit an electronic application form, and a robot comes over. Chu Fei is asked to go to the special area to do a potential test.

After picking up the number, there were 178 people queuing up in front.

"All 178 people applied for education loans?" Chu Fei was a little incredible.

Robot Smiling Service: "Yes, please be patient."

Wait patiently, wait patiently...

Chu Fei found out the group chat of the Kaijie class, which was very lively, and the focus was on loans; most of them were complaining that the loan was too difficult. Those below 7.8 could not be approved on the spot, so he had to go back and wait for notification.

Nine out of ten students who sign up for the enlightenment class have loans, which can be imagined; some people have to apply for venture capital.

"Visit investment?" Chu Fei frowned.

It was Chu Fei's turn to test it after waiting for more than an hour.

The bank's equipment is very advanced, and the result is released in 20 seconds: 7.8072.

The staff showed a standard career smile: "Congratulations on meeting the loan standards, please wait in the business hall."

While waiting, Chu Fei turned his head and looked behind him. More than two hundred people lined up for testing. After a casual look, he saw several twins and triplets.

Chu Fei felt the pressure.

After more than an hour, Chu Fei finally sat in front of the counter.

The salesman was a man who looked in his thirties. He reviewed Chu Fei's materials and said to Chu Fei's father: "Hello Mr. Chu, I can issue you an interest-free and unsecured education loan of 50,000 yuan."

"Fifty thousand yuan?" My father's voice was deep, "What can I do!"

The other party smiled and served: "Mr. Chu, that's the rule.

If you can provide a gene unmodified certificate, health report issued by a community hospital, and have a mortgage, you have the opportunity to apply for 200,000 yuan.

If you apply for a commercial loan, it can be higher.

But you can only choose one for education loans or commercial loans.”

My dad looks bad-looking - what kind of mortgage is used for the welfare house he lives in?

Chu Fei stood up: "Dad, we won't apply for this loan!"

My father was still a little unwilling to give up, but was pulled away by Chu Fei. With the wisdom tree, there was no need to bow to the 50,000 yuan.

After a moment, the father and son walked out of the bank empty-handed.

Dad gritted his teeth: "Let's go to another bank to have a look!"

Chu Fei shook his head, looked at his father's unwilling face, and said firmly: "Dad, no need. It's good to have no loan without a lightweight one."

My dad was not willing to give up, "Why don't we go and have a look at venture capital!"

There are extremely gorgeous advertisements on the roadside: Xinghai Venture Capital Fund, focusing on practicing and investing for a hundred years.

There are many names and avatars on it, which are famous cases of successful investment, including the image ambassador of Xinghai Venture Capital, a star with a bit of fame.

Xinghai Venture Capital is located in the city center and has a whole office building, which is magnificent.

Standing in the hall, four words popped up in Chu Fei's heart: Wealthy and honorable.

It was also crowded here. Chu Fei's queue number showed that there were 752 people in front of him, but only a few were clicked; most of them jumped directly.

Someone excitedly stepped forward and said: Why didn’t I click my number?

The staff responded with a smile: "Sorry, sir, we have higher requirements. You can try it at the bank."

Chu Fei looked at it silently.

"Please go to window No. 4 by Chu Fei, b1108."

Chu Fei and his father came to window No. 4, which was an independent room with three reviewers and looked very old.

Chu Fei looked at the identity cards, namely lawyer, practice analyst, and accountant; practice analyst Han Liming was the person in charge.

After Han Liming asked about Chu Fei’s basic situation, he focused on Chu Fei’s rapid progress in the past two days.

"Seeing enlightenment!" Chu Fei said calmly, "I realized it once the night before yesterday, and it seemed that I had awakened a certain ability."

Lawyer: "What is the specific ability? Can you describe it?"

Chu Fei said calmly: "It should be reading, which is similar to reading without forgetting, but you can deeply understand and absorb the knowledge in the book."

This is what Chu Fei said after careful consideration. He cannot lie or reveal secrets.

Anyway, superpowers are very common, and personal privacy is difficult to guarantee; you can only tell half of the truth.

After Han Liming asked in detail, he picked up a book and put it in front of Chu Fei:

"This is a thinking training manual, with a total of 112 pages, about 120,000 words and a large number of pictures. According to what you just said, you can finish reading in an hour and a half, right?"

Chu Fei took a deep breath, "No problem. But there are still queues behind him."

"Then let them wait!" Han Liming said lightly.

It took only one hour to finish Chu Fei's complete study.

After Han Liming asked a few tricky questions, he smiled and started discussing with his left and right.

But the magical thing is that the three of them discussed it very fiercely, but Chu Fei couldn't hear a word.

A few minutes later, Han Liming spoke out: "Mr. Chu, congratulations, Chu Fei passed the preliminary trial.

But we are venture capital funds after all, and some things need to be explained clearly to you. Our lawyers will explain them to you."

The lawyer explained, and Chu Fei's face changed as he listened.

Venture capital is risky!

Once you accept venture capital, individuals become alternative products. In the future, you cannot make the decisions on your own, and there will be agents responsible for it.

If necessary, some "non-illegal" measures will be taken; such as injecting drugs and genetic adjustment.

In order to avoid legal issues, some "surgery" even have to go abroad for some "surgery"!

Finally, the lawyer concluded: "Chu Fei, and Mr. Chu, that's all about venture capital.

This is a letter of info, and what I just said is here, including video recording.

If both of you accept it, please sign here.”

Dad looked at Chu Fei, and Chu Fei took a deep breath, "Can I go back and think about it?"

Han Liming handed over a business card and smiled: "Of course. Student Chu is welcome to contact us at any time."

When Chu Fei took the business card, Han Liming said softly: "Ordinary people want to change their destiny, but what choice do they have besides fighting to the death?

By the way, our initial valuation of student Chu’s investment potential is 3 million yuan. From today to one month before the college entrance examination, we will invest 3 million yuan!

If you perform well in the later stage, you will have the opportunity to increase to tens of millions or even more.”

Dad exclaimed.

But Chu Fei was unmoved. The so-called "opportunity" can be automatically understood as "not many opportunities".

When he returned home, Chu Fei comforted his dazed father, put on his virtual helmet, and came to the "Scholar Library" again.
Chapter completed!
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