After the meeting, Song Zhichao gathered Xiong Yaohua, Udon and others and asked them about the major mainland banks.

As a real estate developer, Xiong Yaohua has the most say in this topic. After all, he can't avoid the cooperation with banks in real estate development. And the reason why his capital chain is broken is because the bank no longer continues to lend him.

Udon and others are also doing business and cannot avoid dealing with banks. However, they are not like Xiong Yaohua. The stalls are too big and the bank is not holding their lives. Instead, the bank is looking for them and asking them for savings. There are basically tasks on them in their words, what standards should they meet in savings?

At this time, in accordance with the principle of mutual benefit, Udon and others will deposit the spare money at hand to help these banks overcome the difficulties. When Udon and others start a new career, they will withdraw the money and borrow a loan by the way.

It can be said that these merchants and banks are simply related to ships and passengers, getting on board, getting off the ship, and circulating back and forth.

After listening to their explanation, Song Zhichao already understood the style of mainland banks.

In this era, banks work adhered to the principle of being cautious about words and actions, as long as they could only increase the savings rate. As for whether to invest or not, that is another matter. In summary, many banks have the principle of "It is better to have less than more things", and would rather make steady progress than make "high-risk investments."

After listening to the suggestions of Xiong Yaohua and others, Song Zhichao suddenly asked Xiong Yaohua which bank that cut off his loan from the beginning?

Xiong Yaohua didn't hide it and said the name of a big bank.

In fact, domestic fingers can tell with a little calculation that the four major banks - industrial, commercial, agricultural and agricultural construction.

Among them, the one Xiong Yaohua deals with is CCB.

After Xiong Yaohua spent a lot of money to buy the land, CCB was originally planning to cooperate with him to borrow a loan to develop the land and build it into a building for sale, but it was disrupted by Long Jianfei. CCB re-examined the cooperation plan and felt that the loan amount was too large. It was mainly because Long Jianfei threw out the forged evidence of Xiong Yaohua's "fund shortage" and directly scared CCB, believing that Xiong Yaohua had no strength to develop such a large real estate.

At the beginning, Xiong Yaohua had too much hope for CCB and did not formally sign a cooperation agreement. So after CCB unilaterally regretted it, Xiong Yaohua had no choice but to hang himself on the tree.

Now Xiong Yaohua's land is still on hold, but the foundation is simply dug. Because he has no money to hire workers to start work, a lot of sand, cement and bricks he bought can only rot on the construction site.

After hearing this, Song Zhichao said to Xiong Yaohua: "Since that's the case, do you still want to develop your land now?"

Xiong Yaohua had been waiting for this sentence for a long time. The reason why he defected to Song Zhichao was to save his company, but after he followed Song Zhichao, he realized that Boss Song was too smart, not the kind of Hong Kong businessman who was easy to fool. He began to hesitate whether he should make a financing request. If Song Zhichao refused, his real estate company would be completely ruined.

But now-

Xiong Yaohua immediately did not hesitate and nodded directly, "Of course I hope to continue developing that land. As long as Mr. Song is willing to raise funds, the house will be built in the future in terms of profit sharing..."

Before Xiong Yaohua finished speaking, Song Zhichao stopped him and said, "I will talk about the benefits in the future. How much money is your company short of now?"

Seeing that Song Zhichao seemed to be coming seriously, Xiong Yaohua was excited and muttered that the company was saved, and said, "It's almost 200 million yuan."

Song Zhichao nodded, "I'll pay the 200 million yuan, but it was China Construction Bank who cooperated with you at the beginning. They loaned you 200 million yuan, right?"

Xiong Yaohua nodded, "That's right. I took the land and borrowed 200 million yuan from them to cooperate in development."

"Then now you invite the people from CCB over and I want to sign a contract with you in person. They must be used as a testimony. You know, what if they regret it, after all, they signed the contract first." Song Zhichao said with a serious expression.

Xiong Yaohua: “…”

People from CCB are also shameless, so how could they regret it again?

But Song Zhichao had already said this, Xiong Yaohua had no choice but to call and invite a person in charge of CCB to come and say that there were important matters to be discussed.

...

The person in charge of CCB is the director of the loan department. His surname is Liang and his name is Liang Yongfa.

Liang Yongfa is 40 years old this year, and is in the rising period of his career, so he is particularly cautious in his work. As the person in charge of the loan department, Liang Yongfa has a nickname called "No Water", which means that when reviewing partners, he always puts financial security first.

If we follow the orthodox concept, Liang Yongfa’s approach is correct. After all, he is in charge of the loan work of Zhonghai Construction Bank and Huanghe Road Branch. Every time he borrows, he has to be careful and careful.

Especially last time, Xiong Yaohua cooperated with their branch to borrow 200 million to develop real estate. Liang Yongfa felt that the risk index was too great. If the boss Xiong did not build the house, or directly ran away with the money, then their branch would suffer heavy losses and the director would have done the trick.

Therefore, during those days, Liang Yongfa was unable to sleep or eat. At this time, he received news from Long Jianfei that Boss Xiong was short of funds and was simply "making money out of nothing" - is that great?

Liang Yongfa was immediately frightened and immediately called Xiong Yaohua, found a lot of excuses, saying that the loan was difficult and cancelled his intention to cooperate with Xiong Yaohua Company.

Although doing this seems a bit unauthorized, Liang Yongfa is glad to have used his shamelessness to protect bank loans and national assets.

From an ideological perspective, Liang Yongfa stood at a very high moral height - for the country and the people, and was willing to become a person who was untrustworthy.

However, this matter did not end like this, and the sequelae soon came out, and the "unbeaten" boss Xiong kept chasing him and begging him.

First, I would treat myself to eat and drink, and go to high-end places such as karaoke, nightclubs, etc.

I am a person who eats public food. Will I go? Can I go?

I am a principled person!

After rejecting wave after wave, the boss Xiong was still unwilling to give up and cried at his doorstep. A man was so big that he was still urinating.

If it were an ordinary person, he would probably be weak, but Liang Yongfa believed that he was not an ordinary person. He was a person who valued national interests more than anything else, so just cry, don't cry in front of me.

In this way, Liang Yongfa began to avoid Xiong Yaohua, hiding around, making it look like hello.

I don’t know what happened. I finally calmed down for a while in the past few days. Xiong Yaohua didn’t bother him anymore, but he called again today.

Liang Yongfa originally didn't want to answer the phone, but after thinking about it, it would be better to meet and cut off this "bad fate" - it's not a solution for you to hide from each other like this.

So Liang Yongfa answered the phone, but unexpectedly, before he could ask for a meeting, he solved each other's affairs completely, but the other party said that someone was preparing to raise funds for him to build a building and no longer needed a loan from CCB.

Why?

Liang Yongfa's mind didn't turn around for a while.

Been abandoned?

Not needed?

Then what else are you calling?

Demonstration?

Soon the other end of the phone gave an answer again. The financing party hoped that Liang Yongfa would testify on behalf of the branch that the branch had no connection with their real estate company.

This...uh, understandable.

After all, there are many things in business where "ex-officials" and "post-officials" are fighting each other.
Chapter completed!