Chapter 81

Zhang Lihong's choice

Saying everyone away, Li Wen went up to Xiao Shu and his room on the second floor. Xiao Shu was playing StarCraft, each with one machine, and was fighting in the three families. He didn't notice Li Wen's entry. Li Zhiying sat by the window and read a book quietly.[]

Seeing Li Wen come in, Li Zhiying put down the book, stood up, showed a sweet smile, and said softly that you are here."

Li Wen walked up to her, hugged her gently, then pulled up her tenderness and whispered to accompany me out for a walk."

Li Zhiying looked at Xiaoshu and the others, and when they saw that the three of them were fighting endlessly, she nodded and ignored the three of them. The two dragged their men downstairs to the garden in front.

The summer night is shaking, the wind whispers and insects chirping. I took a few steps along the path in the garden, walked around, and then returned to the pavilion to listen to the vague waves striking the shore in the distance.

Gently pulling a few strands of naughty hair that ran out from Li Zhiying's forehead, Li Wen said softly, did you blame me for not accompanying you?"

Li Zhiying reached out to take a look at his nose and said, "I don't blame me for not being able to help you."

"It's been a few days. Let's go to Hawaii to have fun, okay?"

"No, I want to go to France to see Notre Dame Cathedral, Italy to see Milan Cathedral, Germany to see Cologne Cathedral, and the classic Notre Dame Cathedral in Moscow."

"Notre Dame de Paris? Milan Cathedral? Suddenly I became interested in these things? You are not religious, are you?"

"No, I read a few books about Gothic architecture in this paragraph. I don't know what happened, but suddenly I wanted to look at the pointed rib vaults, flying buttresses, and flowered window glasses... Can it be?"

"It's better not to believe in religion. Of course there is no problem. If you want to go there, I will accompany you there. Well... are you interested in architectural design?" Li Wen remembered that before re-reading life, Li Zhiying studied architectural design in college, but she had no contact at that time. As for which aspect of design she was studying, she was not clear.

Although the butterfly has flew out of the train that is advancing in history, the wind power of a butterfly fanning is limited after all.

"Well, I kind of want to learn architectural design in the future. You won't blame me, right?"

Li Wen gently hugged her from behind, put her chin on her hair, and said tenderly."

Facing the cold weather, the two of them were just holding each other's heartbeat, feeling each other's heartbeat, and gently telling sweet words...

...

Early the next morning, Li Wen received Zhou Zhenyu's name. Zhang Lihong expressed his hope to meet him. Without any hesitation, he responded and made an appointment to meet at Fulin Hotel in the evening.

He is a hand-off manager of Huofeng Investment and Yonglong Bank. It is only in early August. The Nasdaq index plummeted in September and will not be suitable for intervention until the end of August.

In general, this period will be free. After just looking for a suitable helm for Wing Lung Bank, he went to see Notre Dame and other cathedrals with Li Zhi.

At the same time, I will find an opportunity to meet Soros there to see if this big tycoon who has been in the financial industry for decades and see if there is any opportunity to cooperate.

They had nothing to do, so they played StarCraft with a few kids at home during the day. They played until six o'clock in the evening, and they were about to have dinner at home, so Li Wen and Xiao Tian and the others went to Fulin Hotel.

The Beyone had already hired a servant and a chef, as well as two security personnel from the Black Demon Security Consulting Company, both of whom were retreating from the special forces where Xiao Tian was once. After being recruited into the Black Demon Security Consulting Company, they received a period of security training and were asked.

When Li Wen and the others arrived at Fulin Hotel, Zhou Zhenyu and Zhang Lihong were already waiting in the private room. When Li Wen and Xiao Tian pushed the door open, Zhou Zhenyu hurriedly greeted him and introduced Zhang Lihong to Li Wen, the main investor of Yonglong Holdings and Huofeng Investment. This is Li Wen's assistant and legal representative of Huofeng Investment Company. "

Zhang Lihong has a strong image of a Northeastern man. He looks like he is 31 or 2, but his real age is 35. His body is 1.85 meters tall and his body is particularly thick. His national face, eight-character eyebrows, and his eyelid skin is slightly drooping, but his eyes are bright and bright.

Li Wen had read the information about Zhang Lihong from Mark this morning, which was quite attractive to his experience. When a soldier was born, he studied agricultural science in college. He was only 19 years old when he graduated from university. He went to Alport University in Canada to study for a master's degree in biology and genetics. Two years later, he lost interest in biological genetics and transferred to California, USA to study.

From agricultural science to investment banking, it seems that the span between them seems to be quite large, but he can easily do it. From officially entering the investment industry in 1994 to now, he has been in important positions in major banks in just a few years.

He is a person with great wisdom and perseverance. This is Li Wen's summary to Zhang Lihong.

After the first meeting ceremony, several people exchanged greetings and sat down on the table, and asked the waiter to serve the dishes. After eating and drinking, Zhang Lihong replaced Li Wen with tea and put down the cup. Zhang Lihong asked that the purchase price of Yonglong Bank had far exceeded its value. It seemed that Li was very anxious about Yonglong Bank. I wonder if he could take the liberty to ask Li to explain it?"

Although the 1.3 billion market in mainland China is about to open, facing this tempting cake, some forces have long formulated plans to use the Hong Kong market as a springboard to advance into the mainland market.

However, the aftermath of the 97 Asian financial crisis has not yet come. The fear of the Nasdaq drop in March is still there. Now, due to the loss of $80 billion from six major Japanese consortiums, the entire Asian economic situation is immediately worrying. Rating institutions such as Moody's have begun to slightly lower the credit ratings of the Asian investment market.

Now, looking at the entire market situation, pessimism about the Asian economy is intensifying, and investors are also starting to wait and see and be ready to retreat at any time.

In this environment, Wing Lung Bank's high-priced acquisition of HK$28.5 billion has made the industry's personnel puzzled. Wing Lung Bank's account is worth only HK$9 billion, and the price of HK$28.5 billion has pushed its price-to-book ratio to 3.17, far higher than the average price-to-book ratio of 2.63 in Hong Kong.

In particular, Wang Bingkun, a person who has always been allowed to serve as the executive president of Yonglong Holdings and the executive president of Yonglong Bank, the industry immediately felt inexplicable. Some even doubted whether the controller of Yonglong Bank would be a nouveau riche.

Zhang Lihong is now the executive director of Goldman Sachs (Asia) and the chief of China Representative Office. Of course, it is impossible to pay too much attention to such a big deal.

After Zhou Zhenyu contacted him and revealed his hope of becoming the executive president of Yonglong Bank, he realized that Wang Bingkun's leadership should be more suitable for the candidates, but he still couldn't understand the high price offered by Yonglong Bank.

The president of the Asia-Pacific region of Deutsche Bank's Global Banking Department and the chairman of Deutsche Bank's China region are already considered to be the ambassador of a border. Their influence and social status are far from comparable to small banks like Wing Lung Bank.

When Zhou Zhenyu came to the door to speak, Zhang Lihong still showed a little interest in his heart. Yonglong Bank was relatively just a small bank, after all, a complete bank.

It’s better to be a chicken head than an ox tail.

When Zhou Jiyu released the guarantee of $40 billion in investment, Zhang Lihong had the desire to meet this mysterious financial backer.

Li Wen frankly said that I was indeed a little anxious about Yonglong Bank. As for the reasons, I can't tell Zhang for the time being, so please forgive me. But please, I didn't take any money and took action randomly. When Zhang joins Yonglong, Zhang will soon understand my reasons..."

After a pause, Li Wen said, and, rather than looking back, it is better to look forward to the future. If Zhang is willing to condescend to join Yonglong, except for Yonglong's development direction, Yonglong's big and small affairs will be decided by the rules and regulations, and I will not interfere. I can also guarantee that the funds injected into Yonglong Holdings will not be less than US$40 billion in the next three years."

Zhang Lihong's face was still calm, and there was no emotional fluctuation. He pondered for a while before saying that Li had been emphasizing the direction of Yonglong's development. I wonder how Yonglong should develop in Li's mind and what position will he be in?"

How high a person’s vision and broader his vision can be judged by his demands for interests. How can a person who only focuses on immediate interests be impressed?

Li Wen smiled and said that if I said that the Yonglong in my mind was a commercial bank like Chase Manhattan (note), I wonder if Zhang would laugh at me for being overestimated?"

"Does Li plan to build Wing Lung Bank into a commercial bank?" The net capital of US$40 billion is not big or small.

In the industry, banks have different functions. People generally divide banks into investment banks and commercial banks. Investment banks are mainly engaged in financial investments, while commercial banks mainly serve traditional deposits and loans.

In the United States, investment banks and commercial banks are generally distinguished. For example, Goldman Sachs Group and Morgan Stanley are regarded as investment banks, and Chase Manhattan and J.P. Morgan are regarded as commercial banks.

In Europe, investment banks and commercial banks have always been mixed operations, and they have not been separated. The same bank takes into account investment and deposit and loan services. For example, the famous Deutsche Bank, the Dutch Bank, the Swiss Bank, etc. are hybrid banks.

In China, investment banks are divided into certain differences between commercial banks. The main representatives of investment banks include China International Finance, CITIC Securities, Investment Bank Online, etc.; the representatives of commercial banks are the four major banks.

Li Wen clicked, and Dao Zhang also understood that in addition to Yonglong Bank, there is another Huofeng Investment under my leadership. In the future, Huofeng Investment development direction will be investment banks, and Yonglong Bank's development direction will be transnational commercial banks. Of course, there is no strict regulation in this. I just hope that the system formed by Yonglong will be based on banks, funds and loans, and those with higher risks such as investments and securities will be left to Huofeng Investment."

"A investment bank, a commercial bank, Li seems to have a lot of ideas." Zhang Lihong narrowed his eyes slightly, and his eyes flashed.

Shrugged, Li Wen smiled and said that Zhang was too good to be a good person. He just wanted to make a living. I just wonder if I could ask Zhang Qusheng to share my concerns with me? Or if Zhang still has questions, why not tell me and discuss it together."

Zhang Lihong was silent for a while and said that Li talked about Yonglong's development direction, but he didn't know that Li had any requirements for Yonglong's expansion?"

"Then I'm going to be the first to say that I've invested the funds. I hope that Yonglong will have a certain capital input ability and form a certain influence within three years." Li Wen said, staring at Zhang Lihong's face.

Seeing that Zhang Li blushed without any change, and to be honest, I will also enter the fields of oil, minerals, etc. I hope that Yonglong can take the responsibility of backing up. You can rest assured that everything will be done according to the regular channels, and Yonglong will not be allowed to play the edge or establish rules."

The big bomb was thrown out, and Li Wen finally got what he wanted and saw a trace of a person who was wise and persevering. The bombshell could not shake him.

If the US$40 billion is used to operate oil, minerals will become a giant. Li Wen just used it as a bank's expansion fund to support his future oil and minerals. How much investment should he invest in oil and minerals in the fields of oil and minerals?

Zhang Lihong is not shocked.

"Please allow Li to consider it." Zhang Lihong saw that he had already understood what he wanted to know, and he also understood some of what he didn't know, so he gave Li Wen a reply that was not considered a reply.

"Please make a decision as soon as possible. You also understand that Yonglong's affairs are now in a half-street."

"Don't worry, I will give Li the answer the night after tomorrow. I would like to thank Li for your respect."

"Zhang Yan is heavy."

"Can you take the liberty to ask, Li Guigeng this year?" Zhou Zhenyu told him that Li Wen was very young, but he avoided talking about his age. At that time, Zhang Lihong didn't think much about it. The whole Hong Kong boss who is qualified to know the secrets knows that Huofeng Investment and the funder behind Yonglong Bank was a young man. But very few people have really met Li Wen.

When he first saw Li Wen, from his tender face, Li Wen seemed to be a young man. If Zhou Zhenyu hadn't dared to joke about such things, Zhang Lihong would have thought that Li Wen was the student brother and ran away from the room.

But after a few moments, both behavior and words were not comparable to those of ordinary young people. Even those successful people who have been tempered by social furnaces are not as calm as him.

His vigorous ambitions even scared Zhang Lihong.

Zhang Lihong asked, Zhou Zhenyu and Xiao Tian both chuckled softly. Zhang Lihong thought he had asked a question that he shouldn't have asked, and embarrassment flashed across his face and was about to apologize.

Li Wen touched his nose and said that he had just celebrated his birthday last month, and he turned 18 years old and has become an adult..."

...

Note: On September 13, 2000, Chase Manhattan issued a joint statement on its merger with J.P. Morgan to form the now well-known J.P. Morgan Chase Manhattan Bank at that time, its business was larger than J.P. Bank. Chase Manhattan Bank had great interests in the oil, metals, minerals, electronics and agricultural sectors in the United States. In terms of international business, it had a large amount of capital output in Western Europe and Asia, Africa and Latin America, and had a considerable influence. In 1999, Chase's turnover was US$22.2 billion, while J.P. Morgan only had US$8.9 billion.

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Chapter 81

Zhang Lihong's choice

Chapter 81

Zhang Lihong's choice
Chapter completed!