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Chapter 610 The President Begs for a Loan

"Thank you, Mr. Lin, for your understanding..." Niu Li breathed a sigh of relief. Although she knew that 99% of Lin Zheng would not be able to do anything like this, she had no choice but to the Provincial Construction Bank, Lianchuang Technology is really an important customer that cannot be more important. For President Liu's affairs, only they can help solve it. In this case, who dares to neglect President Lin and his wife?

Before Niu Li finished speaking, a hearty laughter came from behind Lin Zheng. The huge body of Liu Rui, the president of the Anqing Provincial Branch of the China Construction Bank, was followed by: "I'm sorry, I'm really sorry, Mr. Lin, I just met two leaders, and I went up to toast two glasses of wine. Unexpectedly, the couple came here."

In theory, Liu Rui is also the boss of the provincial branch. It is not an exaggeration to say that he is high and has a strong position and is it necessary to be so "humble"? Even if Lianchuang Technology is their biggest customer, is there any company that does not deal with banks? But that's not the case. As long as President Liu is a little motivated, Lin Zheng is a part that he can't avoid anyway... In just two years, Liu Rui was able to move from a deputy president who was not in front to the position of the president, relying on Lianchuang Technology, a super big customer, and he did not dare to neglect Lin Zheng and his wife.

"President Liu, you are too polite." Lin Zheng said with a smile. No matter what it is, in such a place, you still have to give the other party enough face.

"You're welcome, you're welcome," Liu Rui waved his hand repeatedly, turned his head to look at Niu Li, and said with emotion: "Mr. Lin, I want to thank you. Niu is a member of our industry. If you hadn't helped you yesterday, Niu might have suffered a lot, especially at the end of the year. There are so many things in the industry. If Niu is not worried about his illness, our losses will be great... Niu, you have to respect your life-saving benefactor two later."

Okay, I became my life-saving benefactor at once.

Tan Na said in a sweet voice: "President Liu, you said this. Anyone who sees yesterday's incident must help. Are you praising us for a high level of awareness or calling us rich and insincere... Sister Niu, have you gone to the hospital for a detailed examination?"

"It's not a big deal after doing it. There's just a slight crack on the arm," Niu Li pointed to her arm and signaled: "Mr. Lin, Mr. Tan, thank you yesterday. If it weren't for you..."

"Stop it." Lin Zheng interrupted Niu Li with a smile, "This is the end of this matter. If you continue, it will become a report meeting on the scene."

"Okay, OK," Liu Rui nodded with a big laugh, "Come on, let's go up..."

………………………………………

The president of a provincial branch of the CCB personally came out to entertain friends, and the meal could not be far from anything. After three rounds of wine, the atmosphere at the dinner table was almost the same. Liu Rui then said, "Brother Lin, I'll tell you, brother, I want to ask you to help you this time."

The bank president personally came forward to ask for his help. It is the end of the year, and it is nothing more than some loans that have not been collected. I want to find a way from him. With the cooperative relationship between the two parties, Lin Zheng certainly cannot refuse to give this face. He nodded and said, "This is easy to say, how much is it necessary?"

"It's not that I borrowed money from Mr. Lin." Liu Rui waved his hand quickly.

Not borrowing money? Lin Zheng was stunned. He was even mentally prepared. As long as it was not higher than 20 million, he still had to help with this. But now Liu Rui actually told himself that he was not here to borrow money from him. He immediately wanted to laugh in his heart: Is it possible that he would lend money to him?

As it turns out, Lin Zheng's mouth is sometimes quite raven, and Liu Rui continued: "I want Mr. Lin to help us solve the loan amount problem next year."

"The loan amount next year?" Lin Zheng was stunned for a moment.

After dealing with banks for a long time, Lin Zheng also learned some interesting things in banks. For example, at the end of the year, the head office meeting of the banking system was held and the tasks assigned to the branches of the provinces were assigned next year, the bosses of each bank began to grab their hair: I will borrow xx billion loan next year. Who do I want to lend so much money to? Zhang San? No, that guy is a little dishonest recently and can't lend him; Li Si? No, this guy hasn't paid back the loan last year; or is it Wang Wu? Alas, although this guy is a little... but just him...

In the second half of the year, the presidents began to get over their hair again: Oh, how should we get back this year's loan? It's less than half a year, and it will be troublesome if we can't complete the loan recovery task. Liu Ermazi still has 10 million, but the grandson said he had no money two days ago. Where did Sun Ergou? What if he doesn't care about him? Forced him to sell his wife and children, he has to pay the loan. This guy is stingy on weekdays... Oh, no, this year's deposit-taking task has not been completed yet, what should I do? My flip through the address book, huh? This guy Ma Dashuai seems to be pretty good...

I heard from friends in the banking system that there were so many interesting things about banks. Lin Zheng instinctively thought that Liu Rui wanted to help him solve this year's problem, but no matter what, he didn't expect it to be next year.

"That's right, next year," Liu Rui nodded bitterly: "The head office has given us a loan amount of 5 billion yuan next year. Mr. Lin, can you help me solve it?"

"Damn!" Lin Zheng was so scared that he almost jumped out of the chair: "5 billion? Even if I dare to take it all, will you live?"

This is the truth. 5 billion yuan. Even if Lin Zheng dares to take it all away, will Liu Rui dare to make this decision? Although there are four other banks, local commercial banks, credit unions and other institutions, the main ones are five major state-owned banks, and 5 billion yuan is lent to Lin Zheng. How can the heads of various departments below share the benefits? If the banks cannot afford money, will the leaders of the local government jump?

These problems are real, who dares to be careless?

Fortunately, Liu Rui was not really confused. He smiled bitterly and said to Lin Zheng: "Even if you dare to take it all, I can't joke about my life, right? Can you help me solve 500 million?"

500 million? Lin Zheng couldn't help but ponder.

Of course, 500 million is not a bad thing, but the company will not have many investment plans next year. As long as it can guarantee a loan of 300 million, it is enough. 500 million? It is really not necessary.

"Why?" After hesitating for a moment, Lin Zheng did not answer, but asked Liu Rui.

"To be honest, I really don't want to lend this money to the government," Liu Rui poured out a lot of bitterness when talking about this matter: "The current local government is simply a big colander with air leakage on all sides, and there are places where money is needed everywhere."

Different aftermaths of foreign banks, domestic banks are not very pure. As state-owned enterprises, an important function of theirs is to ensure the stability and development of the local economy. Therefore, many loan requests from local governments are unavoidable. When chatting with bank friends, Lin Zheng often heard them scold the mothers of local government leaders, nodded, and signaled him to continue talking.

Seeing that Lin Zheng did not refuse, Liu Rui breathed a sigh of relief: "It is said that our bank has the responsibility to support the development of local governments, but these grandchildren are not bad. They will enjoy it if they have no money in their pockets. We lend them money, either they enjoy it themselves or the heads of the companies below. When they ask them to repay the loan, they will only spread their hands and say they have no money. What are these things you say?"

When talking about the local government's cheating, Liu Rui was full of indignation: "What do you think we will do for them? Do you help the country raise pigs? We might as well lend it to you if we have this money."

Lin Zheng laughed when he heard this.

Of course, Liu Rui cannot trust all the words. Government departments always borrow more money and pay less. This is the case now and in the future. Lin Zheng even knew that the fourth municipality directly under the central government would dare to borrow more than 10 billion yuan in loans. The annual interest alone accounts for a considerable proportion of the district's fiscal revenue. But if there are too many accounts, there will be no worries about the family's debt, and if there are too many lice, they still try their best to borrow money from the bank. As for the bank's request to repay the loan, just two words: no money!

Someone said that since the government is so virtuous, why do banks still dare to lend them money? Isn’t it a joke that the bank’s head is joking with their own hats? That’s what the saying goes, but some money does not want to borrow, and as for the money lent out in the name of a, the government is used on b, this situation is simply too common. For this reason, there is no bank that is irritating. Some people even shouted slogans, threatening that "it might as well use this money to raise pigs." But even so, the money that should be borrowed must still be borrowed.

Since this is the case, Lin Zheng confessed: "Brother Liu, it's not that I won't help you, but our entire group will only have a loan budget of 200 million next year, this..."

The entire group has only 200 million loan plan? Liu Rui was immediately anxious.

Of course, he knew that what Lin Zheng said might not be the truth, but he also knew that since Lin Zheng said it was 200 million, it was actually only 300 million at most, but it was impossible for him to give all of these 300 million. Lianchuang Technology has almost maintained a good relationship with every bank, and everyone has a hard time. If he could think of asking Lianchuang Technology for help, could other banks not think of it? Even if this bowl of water is not even good, it will be very different. In this way, wouldn’t he be able to share at most 50 million?

Damn, 50 million is enough for fertile?

"Brother, help me, please help me, so if you help me solve the 500 million yuan loan..." Liu Rui gritted his teeth, "I will calculate it for you based on 100 million yuan, and the other 400 million yuan will be calculated for you without interest!"
Chapter completed!
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