However, the explanation is too general and professional. This is the essential difference between their generation and the elites of the Internet era. They understand it in their hearts but have no theoretical foundation and advocate hard work. The elites may not be as capable as they are, but their theoretical foundation is very solid. Then they spread it through the Internet and whisper in people's ears twenty-four hours a day, and they believe it as they listen.

"Mr. Wu, what do you think?" Seeing that everyone still didn't understand or were skeptical, Hong Tao skipped his eyes over his uncle and fell on Wu Youliang's face.

"This... I'll say it's a pure fraud. After all, the company may be formal and the project may exist, but the promotional content may be a bit exaggerated. As for advertising, there is no truth to telling it. From TV stations to flyers, I won't show up if I don't whisper a few words about my products."

Since seeing the flyer, Wu Youliang's face has been a little white, but it is not very obvious under the lights in the yard. Now it is his turn to express his opinion, and he whispered for a long time and was full of ambiguous clichés.

"Hey, it's not about forcing to buy and sell. One is willing to fight and the other is willing to be beaten. If you are cheated, you deserve it. Now who cares about whom? If you can earn money in your pocket, you will be able to say that everything else is useless."

Chandley immediately relaxed when he heard that it was not a matter of rent. The meat skewers came up and he ate the most. Seeing that both of his seniors had expressed their opinions, he was not willing to fall behind. Don’t wait for Hong Tao to ask, and he told his views on the matter while eating.

"I was deceived by the fake one, and that's worthy!" Wang Yajing not only had Hong Tao, a mortal enemy in the yard, but also had nothing to do with Chandley. She would have to be choked if she couldn't say three words when she met. This time, she was no exception.

"Hehe, girl, what we are talking about is not the same thing. Don't be anxious. Eat squid and calm down." Chandley was still a slut, and the more Wang Yajing didn't like him, the more willing he was to get up.

"Why is it not the same thing? Financial products are also commodities. As long as they are fake, it is not right! No one in the common people are experts, and it is impossible to deal with every commodity.

Everyone is familiar with the inside story. At this time, the government should help distinguish the truth and falsehood. How can we blame the consumers all the blame!" Wang Yajing pulled away the grilled squid handed over by Chandley, and continued to express her opinions on the issue just now. The more she said it, the more excited she became, and she was still angry after she finished speaking.

"Yajing, you are biased. Some financial products are not targeting ordinary people. For example, if you don't understand the stock market, you can't just blame the government for losing money. If you want me, you should improve the quality of the whole people as soon as possible, and increase financial supervision and popularization, so that everyone will know how to invest and how to invest in the future."

After discussing the issue, Hong Tao no longer needs to name one by one or use his eyes to suggest it. Several different views are spoken from several people with different educational levels, different living environments, and different locations, and sparks are immediately sparked. Even the mother Jiu, who has never liked to be so popular, talked about it and refuted some of Wang Yajing's views to the point of reason or not.

"No, no, no, that's not enough. The ultimate goal of any company or institution is to make money. If you can make money with other people's money, why not? At this time, it is impossible to compete with the company and institutions by relying on the self-judgment of ordinary people. They have countless ways to blind your eyes. The example given by Mr. Hong is easy to identify in my country. You just need to call the insurance company to learn about relevant information. No matter what method you take to raise funds from individuals, you have to go through the insurance company, otherwise it will be a serious violation. Not only will you face huge fines, but you may be imprisoned. After you come out, you will still not be able to enter this industry for many years. Basically, you will never be able to turn around in your life..."

Dave and Sherman were always holding flyers in their hands, but the one who spoke was not the eloquent Sherman, but he changed to Dave with a serious face. This person is really a bit like a government official. Even though his tongue is a bit big, every word is sonorous and powerful.

"Hi Hi, we are talking about China, not the United States, you are too far away." Chandley finally got the support of Jiu's mother. Seeing that the two foreigners were about to destroy the good situation, Dave knocked on the plate with chopsticks before he could finish his speech.

"I'm sorry, Mr. Hong, I don't understand the relevant laws of China, nor do I plan to buy any investment products..." Dave did not object to Chandley's interruption, but shrugged at Hong Tao, intending to stay out of the matter. Otherwise, these foreigners were not stupid at all, and immediately ran away quickly when they encountered something that had nothing to do with their own interests.

"I know a little, but I don't have money to buy it, and I have never paid attention to it..." Zhou Bicheng sat opposite Hong Tao, and he didn't have any empty mouth from beginning to end. After the meat skewers came up, he was even more of a good example of eating more meat and talking less. It was estimated that instant noodles had caused him to suffer a serious stomach loss all day. It was not until he found that Hong Tao was staring at him that he barely put down the meat skewers and squeezed out a big truth from his mouth full of meat.

"Actually, there are many experiences of deceived people on the Internet, and they have a variety of things. Just look at them more and you will understand." Seeing that Hong Tao's expression was not very satisfied, Zhou Bicheng had to add another sentence, which was considered a good attitude.

"Lawyer Bai, I wonder how much you know about this kind of company in your daily work?" Hong Tao, apart from calling out one by one with his eyes, basically didn't interrupt in the middle, but now he has to open his mouth. Bai Yun kept lowering his head and gnawing the chicken wings, very seriously, as if he had never eaten it before.

"Since you asked, I will say a few simple words, but the ugly words are just for my personal opinion, and I never accept similar lawsuits!" Bai Yun finally put down the chicken wings, took out a wet tissue, wiped his hands, and looked around. He found that except for Lao Gao, everyone else concentrated on listening to her speech, and then moved to the next agenda.

"Hey, I say Lawyer Bai, your occupational disease is probably in the late stage. We are just chatting, there is no need to be so solemn." If Wang Yajing and Chandley were born to be in conflict, then my uncle and Bai Yun would be in an acquired conflict.

During the years of requesting project payment, my uncle completely gave up on the lawyer. After several batches of exchanges, none of them could fully comply with laws and regulations to sue. They advocated reconciliation at the critical moment. After hearing Bai Yun's opening remarks with obvious professional characteristics, he immediately aroused his sadness and naturally he was less polite in his words.

"I just listened to everyone's speeches carefully, and they all make sense and none of them. I would like to ask you, who knows what this method is and what principle is? If you don't even understand the name and principle, and make a rash statement based on your personal likes and dislikes, isn't it too subjective?"

Facing his uncle's attitude, Bai Yun was not afraid at all, so he simply raised his eyes and asked everyone what he said, but he kept staring at his uncle, full of sarcasm, provocation and contempt.

"Hey, if you don't mention it, I forgot to say that these tricks have been seen in the early years. It was almost the late 1980s. Many rural areas in the south had this thing, so they made a name to attract everyone to raise funds. Whether there are real projects or fake projects, if they succeed, the initiator took the big head, failed, and everyone was in trouble together..."

My uncle was no longer weakened. He slapped his thighs and found relevant examples from his memory to start telling them. He was also full of voice and emotion, and was immersive. He even said a few names and place names to prove it. Regardless of whether you know them or not, you can feel credible.

"That's right, we have the rats that Mr. Hu said in our village. That thing has cheated many people and deserves to be killed!" As soon as my uncle finished speaking, he always held up a handful of grilled skewers and put them on the table, adding a slogan to cheer for this point of view.

"Mr. Hu, I think your understanding is somewhat biased. Rats will fall into the category of pyramid sales plans, which is what we often call pyramid selling, which is not the same as the flyer we just saw. This business method was first emerging abroad with the popularization of the Internet. It is called peer-to-peer. It should be translated as an individual to an individual. It is not difficult to think of its business model, which is an Internet finance that does not go through banking institutions. I have no research on p2p finance. I only know that such companies are more common abroad and have many successful business cases. The situation in China is a little more complicated. After all, it is in its infancy and some laws and regulations cannot be followed up in time, which makes those with bad intentions take advantage of loopholes."

Bai Yun still didn't say anything about Lao Gao's standing foot cheering. He picked up the drink cup and took a sip. He first explained the difference between mouse and p2p literally, and then explained the difference between home and abroad from the perspectives of origin, development direction, current situation, etc.

"..." Unfortunately, her very professional speech did not bring cheers. Everyone here seemed more confused than before listening to the speech, including her uncle.

"Lawyer Bai said it very well, I'll add a few more words." Seeing that the scene was a little awkward, Bai Yun, who had not received support, obviously couldn't stand it on his face, Hong Tao quickly came out to smooth things over.

If my uncle is an example of lacking theory and focusing on practical work, then Bai Yun is a typical example of neglecting practical work and focusing on theory. Every word she says comes from professional knowledge, but after listening, no sentence can make people fully understand what the so-called p2p does and how it does it.
Chapter completed!