I guess there is no hope for holding my grandson in the short term.

Fan Liancheng went home alone. When he arrived home, he learned that Boss Zhang had too much alcohol and slept here at night. He also arranged a guest room for his assistant secretary.

There are so many empty rooms, some Fan Liancheng has never been in, so it is rare to come in handy, so he went back to his room to sleep.

Before going to bed, I continued to browse the financial circle trends and saw the news outside that it turned out that as early as 2004, the FBI released a report to remind people to guard against the large-scale outbreak of mortgage fraud.

Providing subprime loans to too many people who can't afford mortgages is also one of the reasons for the subprime mortgage crisis last year.

In January 2008, the World Economic Forum's risk report pointed out that the expected further recession of the real estate market, the tightening of liquidity funds, and the high oil prices, have actually pushed up the risk of economic collapse.

Nowadays, debates about whether the government should rescue large financial companies are still prevalent. In Fan Liancheng's view, there is no need to discuss this issue in the mainland, because the legal ownership of state-owned enterprises belongs to all citizens, and there are too many means to operate if they want to rescue private enterprises. I have to say that this is also a kind of superiority.

In the United States, Fan Lianchengbu is not allowed to provide assistance, which will cause systemic risks in the financial market, so that his short position can continue to make a lot of money.

European and American stock markets are entering a selling wave, and the fuse was that on the 24th, a trader in Societe Generale made an operational error, which almost caused a flash crash.

In Fan Liancheng's eyes, this is obviously a manifestation of insufficient market confidence. The stock market continues to fall. More and more people believe that the global market is entering a deeper depth. In a protracted recession, banks are unwilling to issue loans and economic activities become sluggish. This downturn in turn makes the stock market continue to fall and fall into a deadly cycle.

The Federal Reserve decided to drop federal interest rates from 4.25 percent to 3.5 percent, the biggest drop since 1982.

This pessimism has spread to the mainland, and the central bank has also raised the RMB deposit reserves of deposit financial institutions by 0.5 percentage points from the 25th.

Let’s look at the real estate market again.

The decline in market transaction volume around the Spring Festival is not just because the end of the year is approaching, the policy environment, etc., and the entire public opinion is also shifting towards the decline in housing prices. This decline began in August and September last year. The reason is that the stock market is too hot and absorbing too much capital. Now the real estate market is in a "ice period". Judging from the 30 billion low-interest loan from Manyuanchun, Fan Liancheng feels that support should come soon, and may cause a new round of housing prices to rise.

These are all traceable.

For example, too much hot money is on the market, inflation is intensifying, and the stock market falls, so real estate becomes the best reservoir.

For example, the economy needs to develop, and real estate is a huge engine for the rise of employment and manufacturing, not to mention that the official lacks funds.

If you want Chinese people who like to save money, it is definitely not enough to rely on cars alone. Most of this thing will only depreciate, and not everyone needs it. Houses are the best products.

From this perspective, Fan Liancheng thought about it for a while before going to bed and felt that it was not only Longcheng Group who should borrow money from the bank, but also he should borrow some money for investment.

The more loan costs increase, the more the industry is in a downturn. From another perspective, the more you should take advantage of the low price and see what directions are worth buying.

I was woken up early in the morning and accompanied me to the door to play golf.

As the end of the year approaches, financial and personnel are busy. Fan Liancheng doesn’t have much work. The managers under his command can handle most of the official duties themselves. In his eyes, things that need to be made seriously are just a little bit every day.

I took a bus to check the flagship store I bought in partnership. It was located on the other side of Xintiandi. The background color of the sign is orange and red, and the white lettering says "Sihai Real Estate".

The first store officially opened in November. The business run by Lao Fan and Boss Zhang, one of which accounts for 66% of the shares and the other accounts for 33% of the shares. The remaining one is given to professional managers. The deputy manager who jumped out of his old colleague Yiju Holdings is very capable.

In just a few months, the other party has opened a total of twelve stores in three cities. This year, it is expected to add 100 new stores in various major cities, and a sales training center has been specially set up to recruit people.

He is rich and powerful. Some are opened by himself, while others directly acquire ready-made intermediary stores, issued employee manuals and rules, and the website is also preparing to go online.

At this moment.

Boss Zhang said to the person in charge of Sihai Real Estate: "People are afraid of running away in vain when buying a house, they are afraid of high prices, they are cheated of money by agents, and sellers are afraid of selling low prices, or encountering fraudulent buyers. You should consider all the problems. When the house is placed online, you must not make a bunch of houses that have been sold to fool people. You must communicate with the seller frequently to make sure the house is still there."

"Yes, yes! The company I worked for in the past had a short-term lack of this. Now it is a new company that has just started. It has sold more than 40 houses in total and has achieved zero complaints, including an old villa with a complete set of property certificates. I will establish rules from the induction training and arrange people to conduct research and inspections in various stores from time to time.

I have recently sorted out and issued a latest plan for the two bosses. Now that the small framework has been built, I will definitely live up to expectations after the New Year and make our Sihai Real Estate bigger and stronger!”

The general manager named Jiang Shutao promised him.

As a major shareholder, Lao Fan had met this person two or three times before, and waved his hand with a smile and said, "Military orders can be made, but the one who is a vague person will be exempted. In the end, you have to talk about performance and reputation. You need a high-end office building to attract the trust of home buyers. Mr. Zhang and I agreed. You need a training center and poach people from the headhunter's high price. We also agreed. Save money as much as you can, but you have to spend as much as you should. The salesperson's basic salary is higher than that of his peers. You should sell more houses and work hard."

The two bosses beat their senior executives, Fan Liancheng had long been accustomed to this trick.

I followed me to make soy sauce. I looked at the houses sold on the wall. It seemed that I couldn’t find the houses in Houtan Binjiang Apartment. It was normal. Not to mention the distance, there were too few houses.

Now that the overall decoration is being prepared for the first phase, many people who bought a house in the past paid for it. Because Fan Liancheng took over, the reputation of the property has soared. Most people think that it can appreciate in the future and it will be convenient to rent it out even if it is not good.

Those who are not optimistic about the project have already checked out some time ago. Fan Liancheng, the houses that have been retired, can be rented in the name of the company. In the future, they can be sold as second-hand houses.

I have met Zhao Kuo twice since January. When the project at hand is completed, I am expected to start entering the site in March to build the second phase of the project.

I borrowed a lot of money from the bank using a property loan. The land transfer fee I need to pay has not been given yet. I have passed the loan. It is not too late to give it when I have money after the New Year. It is considered that the local government supports unfinished projects to avoid delaying the land auction plan for several plots of land in Houtan.

Pointing at a drawing, he waved to a slightly fat intermediary employee. Fan Liancheng asked: "Is this house still there? The listing price is more than 258 million yuan. Can it be sold?"

The other party smiled and said with a compliment: "Whether it can be sold, it depends on whether Boss Xiaofan, are you willing to pay? If you are interested, I can take you to see it now. The largest set in the entire Shimao Sheshan Manor, No. 19, covers an area of ​​40 acres and more than 6 acres of private islands, with a floor area ratio of only 0.1.

There are two and a half floors above the ground and one and a half floors underground. The actual practical area is more than 3,500 square meters. There is no bigger house in the country. It is covered with fur and can be decorated anyway."

Fan Liancheng looked at him and said with a smile: "You have found the right selling partner, but don't forget the current chairman of Longcheng Group, but I have worked in this company. If I want to buy it, I can just contact him and the developer. Moreover, it's too far away, I shouldn't live there, let alone I'm preparing to sell a luxury house myself."

"That's right, Fan Banyan Tree No. 1, the news that you live in the top floor has spread all over you. When the house starts to be sold, you must give us some housing resources, and everyone is waiting."

"Then you have to introduce me to the source of customers. There is still no news on the sale. If you have time, why not help me promote Houtan Binjiang Apartment. You will definitely cooperate with this company at that time and don't let the outsiders go to the fields of wealth."

Fan Liancheng looked at this No. 19 Sheshan building and admitted that the area is really large, but Longcheng Group will also launch similar single-family luxury house projects nearby. If you really want a set for daily vacation, you can get it from Longcheng by yourself and design it according to your own ideas. There is no need to give the money to others for earning.

He owned a luxury house in Repulse Bay, and the duplex apartment next to Hyde Park in London has just been sold. It is quite comfortable to live in his own house, and his idea is naturally different from that of ordinary people. The house with a total of more than 200 million yuan is really impossible to make him fuss.

After asking, I learned that there are many customers who have taken out houses recently, and most of them are still selling old houses. As long as the price is lower, there are always people from other places who are willing to buy them, especially the inner ring and near the inner ring.

After hearing this, Fan Liancheng knew it. Thinking about the sales data of Sihai Real Estate, he might become a weather vane for the business of Longcheng Group and himself. After chatting casually, he felt that he didn't know when Banyan Tree No. 1 could be sold.

At this time.

It happened that a customer walked into the store. A young girl with outstanding looks, in her teens, so exquisite that she looked like a doll, led by her parents.

Unrecognized Fan Liancheng, the couple looked at him and regarded Fan Liancheng in a black suit as an agent. He looked clean and easy to make people like him.
Chapter completed!