Chapter 1483: The Han Banner World (173) Split
Since Helanyan went to the back house to meet Mrs. Mei, Gao Yuan and Mei Yipo arrived in the room and sat on the big case on Mei Yipo. Gao Yuan flipped through the thick stacks of letters on the case. After reading for a moment, he felt a little tidy, and it was full of professional manuscripts related to the financial industry.??Look?
"This is a collection of some of the experiences I have learned over the years in my spare time. They are all things that are internally operated by the banking industry. It seems that it is a bit a little awkward." Mei Yipo put on fragrant tea for Gao Yuanduan and said with a smile.
"It's not just a stingy thing. I'm confused. I'll forget it. I won't look at it anymore. I'll look at it for a while. My head hurts." Gao Yuan smiled and said, "By the way, Lao Mei, Cao Tianci just told me some things about stocks. I heard that this is a new thing that just appeared in Jicheng. Cao Tianci's police department thought it was a group of scammers at first. After investigating it in depth, he felt that it was not. He was determined to take the truth, but he was unable to make up his mind, for fear of accusation from the Grand Parliament, saying that our government interfered in the economy. Have you heard of this?"
"When I talk about this, I was about to find some time to report to the king. This thing has been around for several years, but since this year, it has begun to be booming. Since finance is involved, our central bank has naturally conducted a lot of investigations. This matter is a good thing in one aspect, but in another aspect, it may turn into a bad thing?"
"How do you say this?" Gao Yuan asked in discomfort.
"Sir, our Dahan's economy is flying now. Some people or workshops are extremely lacking in funds. I don't know who came up with such an idea to take out a small part of the workshop and company's shares and sell them one by one. Some people really buy them. According to our investigation, the people who bought these shares at the beginning have all made money. Those workshop companies that received funds have encountered the past few years of our Dahan's economic development. In these years, no matter what you do? As long as you do it with your heart, you can make money. After a few years, those who bought such stocks with a try attitude also followed the money. The most extreme one, the stocks in their hands have increased tenfold. This person used to be just an ordinary owner who opened a teahouse, and now he is a millionaire." Mei Yili Road.
"There is something like this?" Gao Yuan really didn't know.
"With such an example, this incident has attracted the attention of many people. In addition, when it comes to stock sales, there is a shortage of supply. Often, the workshop companies of these stocks have not yet made any money, and their stocks have risen. At first, these things were sold secretly, but later they saw that the court did not respond to this. Now they have started selling publicly. A street for buying and selling this thing has been formed in Jicheng, and they all call him a stock street." Mei Yipo spread his hands: "We big men adhere to what the king said, "It is okay if the law is not prohibited, so we can only watch. Even if there are many employees in our central bank who are playing with this thing, but now they are not buying this thing and waiting for the workshop company to make money and then pay dividends, but are speculating on this thing. The old minister is now starting to stir up the heart."
Gao Yuan originally wanted to use this new thing to lead to the topic of his desire to split the central bank. But he didn't expect that after saying this to Mei Yipo, he felt really excited. This thing is not that fun. Once it gets booming, many people will probably lose their money, which may cause some great social problems.
"Is it already serious?" His face gradually became serious.
"The king is indeed very serious. Now basically all merchants have accounts in our central bank. I have conducted an investigation, but I am afraid that the funds involved will be as high as 100 million yuan!"
Gao Yuan was so scared that he was excited. "Where did you get such money? Is this so worth it?"
"King, we Han people are indeed very rich now. How many people are there in Jicheng, with a population of up to three million, and a lot of them are over 100 million yuan, but there are not many people who really break it down to everyone."
"How can we divide this?" Gao Yuan shook his head, "After all, there are a few people who play this thing. If something goes wrong, it will be a big deal. Maybe there will be a liar here. What do you think of this matter?"
"The old minister thinks that this matter must be managed, regulated, set up thresholds, and strictly managed. Anyone who is qualified to enter this market must undergo the government's review and approval to minimize risks." Meiyi ramp.
"This needs to be done by those who know the industry. Now your central bank has a lot of business. If you manage this, I'm afraid you can't be busy!" Gao Yuan frowned.
"Your Majesty, I think a special agency should be established to supervise all industries involving finance, formulate policies, and regulate supervision." Mei Yipo said seriously: "It is still just Jicheng, but Jicheng has always been a benchmark for all places. If various places follow suit, if something happens, it will involve major events across the country. At that time, it will be really out of control."
"If this is the case, I have an idea. Do you think it will work?" Gao Yuan glanced at Mei Yipo: "The central bank will split all cash-related businesses and establish a special bank, and the central bank only carries out the national currency bank and financial security supervision. What do you think?"
Mei Yipo slapped his thigh suddenly, "King, you are indeed a genius. I thought about this for a long time before I came up with this idea. When you heard about this, you immediately came up with a solution. Yes, that's what I thought."
Looking at Mei Yipo's admiring gaze, Gao Yuan felt a little ashamed. If he really wanted to talk about wisdom, the old man in front of him would be afraid that he would leave him a few streets.
"Since Mr. Mei has already considered this issue, let me tell you what you think. What is the split method?" Gao Yuan asked.
Mei Yipo stood up excitedly, and found a plan from the big case, and spread it in front of Gao Yuan: "Now the entire central bank is monopoly in Dahan, and the scale is too large. Although the merchants in Jishicheng saw the huge business opportunities and established Jishicheng Commercial Bank, it is simply not worth mentioning compared to the central bank's behemoth. My plan is to divide the central bank's cash business into two and establish two targeted independent banks. One is for agriculture, and agriculture is the foundation of the country. The main task of this bank is to support the development of agriculture. Let's call him Dahan Agricultural Bank, and the other is for the various large-scale infrastructure construction in Dahan, so I call them Dahan Construction Bank. Of course, what I am talking about is their main business. In fact, after separation, there will definitely be many cross-over and overlapping business scopes. We might as well let them operate independently and bear their own profits and losses. Of course, for the safety of funds, the country still needs to have a certain bottom-up function."
Gao Yuan stared at Mei Yipo in a daze and talked endlessly, and suddenly he had the urge to laugh, Agricultural Bank of China, what a familiar name! If this continues, will the Bank of Communications and Industrial and Commercial Bank of China appear in the future?
"Master, Master!" Mei Yipo's cry pulled Gao Yuan from his thoughts that had already flown far away: "Master, these are just some of my immature ideas, for your reference only."
"No, it's already very good. Just do what you said. Tomorrow, we will gather together with the Political Affairs Hall and Wang Wudi from the Ministry of Finance to discuss this matter."
"I don't know if the Grand Parliament can pass this matter?" Mei Yipo said with some concern. "There will definitely be some controversy, which will involve the interests of many Grand Parliamentarians themselves."
Gao Yuan snorted coldly, "This time, I have to act arbitrarily. I will do things first by executive orders, and then seek the approval of the Grand Parliament. I will recite this matter."
This New Year is destined to be uneasy for the Han Dynasty. First, the Han Dynasty destroyed Chu and knocked down the most powerful enemy in the Han Dynasty's mind. Before everyone could wake up from the victory carnival on the battlefield, the Political Affairs Hall suddenly issued an order to split the cash business of the Big Dahan Central Bank and establish the Dahan Agricultural Bank and the Dahan Construction Bank. The former central bank would become an independent department, specializing in managing all financial businesses in the Dahan territory. This order immediately encircled the Jishicheng Commercial Bank, which was originally independent of the outside world.
The first policy and regulations of Dahan Central Bank, which became a simple management institution, caused great shocks in Jicheng. The stock trading law was released and announced to the public in a very short time. Stock trading was officially allowed in the form of a decree, but it was no longer a private transaction before, but was traded in a prescribed place and time. The threshold for stocks being able to sell stocks is greatly increased. Whether or not they are qualified must be applied to the central bank first by a workshop or company that intends to sell stocks, and after review and approval, they can enter the exchange to trade. The decree clearly stipulates a series of requirements and details that must be included in the application.
As soon as the law was released, in Jicheng, it immediately fell into two extremes: some people were happy and some were crying. Some stocks rose sharply, while others became worthless in a very short period of time.
The most nervous ones are Mei Yipo and Cao Tianci. One is the governor of the central bank and the other is the minister of police. Once a large-scale riot occurs, both of them are responsible.
Fortunately, I have been prepared for this, and in recent years, a large number of migrant population in Jicheng have basically returned to their hometowns. These migrant merchants are the main players who buy and sell stocks to speculate. Their departure has greatly reduced the security pressure in Jicheng. Although there were several small-scale commotions, they were immediately suppressed. The festive atmosphere of the Spring Festival has almost diluted these ominous and unnoticed. (To be continued.)
Chapter completed!