Zhao Xu listened to the sound, raised the folding fan, blocked the person behind him, and came to the door calmly.

Looking up, I saw a young man sitting on a chair, holding a teacup in his hand, fiddling casually, and his eyes were squinting at Zhu Qianzhen, with a arrogant expression and a little disdain.

Zhu Qianzhen sat opposite him, looked at the young man, and said with a smile: "The guest underestimated my shop. The words 'Royal Ticket Number' are not something that no one can pick up casually. It's just 100,000 yuan, and the shop can eat it, so don't worry."

The young man looked at Zhu Qianzhen, smiled and took a sip of tea, and said, "Okay! I know that this shop is related to the nobles in the palace. If you have 100,000 yuan, don't worry about it, the interest is 5 cents?"

Zhu Qianzhen was also looking at the young man and said, "Wuli. But the young man has to say more. The customer's money is just right? If the customer saves the front foot and the government will come to investigate, the young man will not be able to afford to be guilty."

The young man put down the teacup, looked confident, and raised his head and said, "Don't worry, Shopkeeper Zhu, if I dare to take out this money, there will be no problem. What I said is, I really have five cents a month? I will come in one month and I will get five thousand yuan in interest?"

One hundred thousand coins is one hundred coins, and the interest rate of five cents is five percent, five cents, and five thousand coins.

Zhu Qianzhen couldn't tell the person where he came from, but he calmly said, "Of course. The small shop opened the door to do business, relying on credibility and would never smash the sign. The guest is from the right?"

"That's right, I have been doing business for generations, and I have a small amount of money." The young man casually flicked the exquisite silk on his body, took out a purple clay teapot from his arms, and played with it on his own.

On the right is the oral name of Shanxi by the Song people, sometimes called Shanyou.

Zhu Qianzhen stared at the purple clay teapot, knew it was a good thing, thought for a while, and said, "Customer, when will you get the account?"

The young man stared at the purple clay pot and said casually: "I have money, but I have to see your confidence, right?"

Zhu Qianzhen laughed and said, "Go and get it."

The clerk standing beside him responded, went to the counter immediately, opened a box, took out two documents, walked back and handed them to Zhu Qianzhen.

Zhu Qianzhen opened her eyes and handed over the first one, saying, "Guest, this is the approval document of the Political Affairs Hall, the Political Affairs Hall. This is the guarantee document of the Ministry of Revenue, with the seal of the Ministry of Revenue, and the signature of the Ministry of Revenue Liang Shangshu and the Minister of Wu."

The young man looked upright, and quickly put on the purple clay pot, picked up two documents, and looked at them seriously.

Zhu Qianzhen sat still, and said in a calm tone: "Customer, the small shop is not an ordinary Jiaozi Shop. In the past, the Jiaozi Shop of the imperial court was handed over to the small shop. This was approved by the Political Affairs Hall, not the Ministry of Revenue. Although the small shop does not have the shares of the Ministry of Revenue, the Ministry of Revenue has made a guarantee. If the customer really has 100,000 yuan, after the account is recorded, the old man can take you to meet our shopkeeper."

"Need not!"

The young man slowly put down his documents, smiled relievedly, approached Zhu Qianzhen, and whispered: "I am just a businessman and don't want to have too much involvement with those nobles. I have saved the money and pay the principal and interest at that time, and there is no connection between them. Manager Zhu, what do you think?"

Zhu Qianzhen understood and whispered: "Don't worry, the shopkeeper is not in the court. No matter how much they fight, they will not affect the shop. As long as the time comes, the customers will collect the whole store and store it, and the shop will be welcome."

The young man smiled with satisfaction, his eyes flashed for a while, and said, "Can you eat 500,000?"

Zhu Qianzhen looked as usual and said, "Even if the guests have increased ten times, they can eat it even in the small shop."

Five hundred thousand copper coins are five hundred stagnants, but if it is exchanged for silver, it is actually only five hundred taels.

The young man stared at Zhu Qianzhen and then smiled, sat back, and said, "Actually, we don't care about this interest, mainly because the money takes up too much space and the family really can't let go."

The biggest disadvantage of the copper coins in the Song Dynasty was that the currency value was too small. Ordinary families were fine, but wealthy families had a copper coins equivalent to several thousand taels. Not to mention the quantity, the weight alone was tens of thousands or hundreds of thousands of kilograms. It really required a special treasury.

Zhu Qianzhen nodded in agreement and said, "What the guest said is that most of the people who come to Xiao Lao'er's place have this idea. If you can save it, who cares about that little interest?"

The young man suddenly smiled more and leaned closer again and said, "If it were more, can you eat it? For example, more than ten thousand yuan?"

It is always one thousand coins, even if there is a discount, there is a hundred or tens of millions of coins, which is hundreds of millions of coins!

It's only equivalent to ten thousand taels of silver.

In the Song Dynasty, there are many people who can spend tens of thousands of dollars in one go, but there are definitely not many people who dare to take it out and save it!

Zhu Qianzhen sat upright and looked at the young man with a little bit of solemn expression. He said slowly: "Customer, in the past Qingmiao law, the interest rate of the government was two cents, and now the private debt is one cent. Why don't the young master give up money, but instead come to the old man's place?"

Zhu Qianzhen said clearly. When waterproofing comes out, the interest rate is one cent. When it comes to him, it is five cents, which is twice as different!

The young man didn't care at all and said in a casual tone: "Didn't you say it? You don't care about the interest, just find a place to put money."

You will take this kind of words seriously when you are polite, but no one will believe them when you are serious.

Zhu Qianzhen's expression remained unchanged and said lightly: "The guest is a mere 100% of money, and the small shop can eat. But the old man is really unsure of the customer's work. Please give me a message, "I respect my surname and name, where is the mansion?"

The young man looked at Zhu Qianzhen and knew that it would be difficult to reveal that today's business was difficult. He put away his light and looked slanted, and said, "My surname is Li. I have produced six Jinshis, three ministers, and one Shangshu in the mansion. That's all I can say. If you can do this business, you can't do it. The copper coins can only rust and moldy in the warehouse."

Zhu Qianzhen thought about it carefully. From the founding of Taizu in the Song Dynasty to the present, there were too many wealthy and gentry, and I couldn't remember which one it was.

He thought for a while and said, "Okay. Come on, open the back door. Guests, send the money. Our two families will count it in public. I will issue an invoice for you and give it to you. After you get it, for the whole month, you will say two days in advance before you come. I will prepare it for you. Your carriage will be transported by yourself. No, I will send someone to you in Kaifeng Prefecture."

"happy!"

The young man slapped the table and said loudly: "I like Manager Zhu's temper! This month, I will save 100,000 yuan. In three months, if you can get interest, I will double it, and so on. By the middle of next year, you will still be able to hold on, tens of thousands of yuan!"

Zhu Qianzhen raised her eyebrows, and this person was obviously here to take interest!

However, this small amount of interest is a drop in the bucket for the Royal Piao.

Zhu Qianzhen smiled and said, "It's easy to say. In addition, if guests and relatives and friends need money, as long as they have enough credit guarantee or collateral, they can come to the store to borrow money."

The young man listened, leaned closer and whispered, "How many can you lend?"

Zhu Qianzhen leaned over and whispered: "It depends on the guarantor or collateral. The guarantor has good reputation, and it is worth a million yuan and hundreds of thousands of yuan."

One hundred thousand jin is equivalent to one hundred thousand taels. Even wealthy families cannot easily take it out!

The young man stared at Zhu Qianzhen deeply for a moment and said, "How much is the interest?"

Zhu Qianzhen said: "Depending on how much you raise and how long you pick it, I can do it three cents at the lowest level."

"Three Li?"

The young man's expression was slightly shocked, and the interest rate was really too low. In the past, the Qingmiao method was two-point, and private lending was generally around one-point. These three cents were so jealous.

The young man quickly returned to calm and lowered his voice: "How much does Sanli borrow, how long will it take?"

Zhu Qianzhen said: "One thousand stakes, more than one year."

The young man silently calculated in his heart, low, too low!

With three-liquid interest, there is absolutely no second one in the Song Dynasty!

The young man was a little jealous. He could lend such a low interest rate, and he could make more than twice the principal even if he was free!

However, his eyes moved slightly and said jokingly with Zhu Qianzhen: "Shopkeeper Zhu, the interest you deposited here is five cents, and the interest you borrowed is three cents. I am not afraid of outsiders turning their left hand to their right hand..."
Chapter completed!