A exchange bank was set up. All knitted goods were traded in knitted coins, and the rest were not charged.

There are a lot of insect coins, and everyone wants to exchange them for high-level insect coins, which is easy to carry, but no one wants to exchange them.

Now, not only can you have silk currency, but you can also save money. If you save money, you can get interest and you can get a loan, but you must buy a house here and use a mortgage to get a loan.

This is how a financial system was established.

Let the monsters go to their hometown to learn finance, and it is easy to learn how to run a bank.

After just three days of operation, Ning Caichen was shocked when he saw the bank's performance.

The newly built Daxia has not started construction and has been sold out, and the currency obtained is as much as 100 billion.

Mengya now asks Ning Caichen to advance.

But Ning Caichen dared not take risks. What if one person needs double energy to advance?

By then, not only will it not be possible to advance, but it will waste money.

On the seventh level, you usually consume energy and use currency to supplement it, but it will not be similar to the sixth level. You will hoard as much as you take. If you have enough quantity, you can advance.

In the seventh level, energy is consumed every day. If it is not replenished in time, the level will be dropped.

You must take enough insect coins at one time every time, otherwise you will not be able to improve your cultivation.

Finally, he decided to advance to the King of Judgment at the same time.

There is no feeling of promotion, just seeing the black hat turn from a star to a crescent moon, there is no feeling else.

"Husband, it turns out that the bank makes money like this." Mengya sighed.

The depositors save about 10 billion yuan, but the loan is 500 billion yuan, and the funds are only 100 billion yuan.

Every day is only one ten thousandth of the interest, and every day the Imprint earns 50 million.

Currency is calculated based on cow coins, and insect coins are large-scale banknotes.

In addition to the house, mortgages also include precious ore and other valuable items, so there is not much money to sell the house, most of which are rented out.

"Husband, how did 500 billion work capital be transformed into 500 billion?" Meng Ya said curiously.

"Haha! The houses we sold were more than 300 million yuan, and 80% were loans. Only 20% of the goods were collected, so 80% of the money was not obtained, but they were collecting interest. Some customers borrowed loans from us and handed them over to merchants. The merchants deposited money to obtain interest, so the money we had borrowed came back. That is, one million yuan. After a few people borrowed, the money was still one million yuan, but it turned into a loan of ten million yuan."

Ning Caichen was very patient in explaining to Mengya.

Meng Ya was stunned. She had never noticed this aspect of the bank before.

If you think that depositors can only borrow 10,000 yuan to get out if they deposit 10,000 yuan. How can you lend to others if you don’t have money?

What if you can only get a loan of 10,000 yuan and only get a hundred yuan, will you lose to death soon?

Where did you think of a blank check?

This is simply faster than printing money, and money comes in.

Then the bank opened to the Imperial City.

Huangcheng knew that he could take out a loan and that there was interest in saving money, so he immediately deposited the money.

But if you save money, you must exchange it for silk currency before you can deposit it, otherwise there will be no interest.

Cooperating with cities and banks have started.

As a result, all the currencies became silk currency, and a huge financial system was established in just a few days.
Chapter completed!