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Chapter 164 Turn on the room hoarding mode

Men are originally se, and this is an indisputable fact. Even Confucius and Mencius have said, "It's about sexing." "I haven't seen anyone who likes virtue likes se!" These words, liking for women is a fact that most men cannot deny.

Arthur was not making excuses to wash his flowers. It can be said that normal men in the world were carved out in the same mold, all of them were carved.

Because conquest is engraved in men's genes, they like to conquer, and conquest is also reflected in the conquest of women. What they cannot get is always moving. They regard conquest as happiness, and are always interested in new things.

In this world of material desires and beautiful things, being moved is normal for a man.

To be honest, Arthur never thought of stabilizing his feelings and marriage early since he accepted everything after the time travel, because he firmly believed in his heart that he would succeed through his "his own efforts". And the world is so wonderful, he naturally needs to treat it wonderfully.

"The road ahead is still long, we are all just on the road..."

Before going to bed, Arthur sent Emilia a text message again. After receiving a reply of "good night", Arthur lay down, sighed and said to himself.

No matter how many troubles you have, life must continue, because instead of spending time complaining about worries and setbacks, it is better to think about how to live a better life today and welcome tomorrow.

The next morning, after Arthur had breakfast, he took a bus to the investment company in the Financial City. In his clean, simple and generous office, he met five real estate investment talents recruited by Smith Jama.

After listening to the self-introduction of these five professional talents and their prospects for the company's future, Arthur felt that his original empty tax avoidance company could be truly operational.

Originally, Arthur wanted to buy some apartments and several villas for 20 million pounds, whether it was renting out or waiting for appreciation or selling, all of which were based on his understanding of the future surge in housing prices in London and as a conservative and stable item in his investment projects.

However, when these five new subordinates learned the amount of funds and shared their true thoughts, they held discussions on the spot. Finally, they unified their opinions and proposed a brand new investment plan to him, directly overturning his own conservative investment idea.

"Boss, according to the latest data, the rent prices of houses in Greater London are already outrageously expensive, up 32% from October 2008.

According to the comprehensive index of UK home rental agencies, rental prices have risen rapidly this year by 6% to an average price of £940 per month, an increase of twice the inflation rate.

We believe that boss, you can use this 20 million pounds to leverage a 100-unit apartment plan, which is managed by the company and rented out, and select the five areas with the greatest appreciation potential in Kensington, Chelsea, Highgate, Brompton, and Harrow.

With your net worth and credit rating, you can easily get a bank loan. Although the interest rate of the loan is higher than that of the personal loan, it is most suitable for you because you can reasonably avoid taxes. At that time, as long as you can reserve a portion of the safe funds to ensure that there is a risk of repaying the loan and supply interruption, you can do it."

Among the five, Oliver, who is now temporarily acting as the company manager, introduced to Arthur.

"Invest in the name of the company?" Arthur raised his eyebrows and asked back, and immediately received a detailed explanation from another subordinate.

"Yes, at present, buying investment houses in the name of a company is still a niche act. First, because for most people, there is no such demand for buying a house. Second, because compared with personal loans to purchase investment houses, the interest rate for purchasing a property in the name of a company is higher.

Although corporate loans are not necessarily suitable for everyone, if the loan method, property ownership, company structure, shareholder rights and other aspects can be handled properly, from the perspective of tax payment alone, not only will the investors benefit themselves, but also the descendants, which is a very good choice.

Because when purchasing an investment house in an individual's name, the rental income of the house will be added to your other income in the UK and will be taxed based on your total personal income. If the personal income is in the "higher tax rate echelon" or above, the tax rate is between 40 and 45%. If the property is held in the name of the company, the rental income will be included in the company's income, and the company's tax amount is 19% of the net profit.

And it can avoid the outrageous inheritance tax in the UK…”

"What about so many advantages and disadvantages?" Arthur would not think that such a good investment method would be so niche if there were no disadvantages.

"Limited types, excessive prices, and low loan amounts are the biggest flaws of corporate loans. Moreover, even if you borrow in the name of a company, lenders will still consider the personal background behind the transaction when assessing the loan risks, so your personal guarantee is the most important point.

The lending institution will also review your personal financial situation. Therefore, from many perspectives, this type of loan can still be understood as a personal loan, and the difference only exists in the nominal form."

After hearing the explanation, Arthur nodded suddenly. In the end, it depends on his own wealth and strength. It is indeed not that simple to take advantage of the bank.

"A good suggestion, you can improve this plan. Let's go and take a look at the properties you mentioned before." Arthur stood up from the boss's chair and sorted out his clothes. The other five people hurriedly followed him, stood aside, and waited.

Half an hour later, a group of four cars drove into the palace-style single-family villa in Harrow District, Bentley Manor.

Arthur got out of the car and looked at the villas that looked like the architectural style of Greek temples, located in the emerald green lawns and gardens, his eyes lit up.

"Boss, the entire project is located in a high-end si-secret community with a large green space of 50 hectares. The famous school district houses and the world-famous Harrow School are here. It arrives at the city center in 35 minutes, and there are also supporting facilities such as horse riding fields and tennis courts."

Oliver, who temporarily acted as the manager of the real estate investment company, stood beside Arthur and began to introduce it. The 5-bedroom single-family villa has 300 square meters of 2.15 million pounds, the 2-bedroom garden villa has 110 square meters of 860,000 pounds, and the 4-bedroom garden villa has 300 square meters of 2.05 million pounds.

Room No. 4 covers an area of ​​1,431 square meters. You can see the mayor's residence of London in the bedroom on the top floor. Room No. 5 covers an area of ​​1,885 square meters and the garden is about 55 meters long.

The sets next to the two rooms are all over 100 square meters, and the prices are around 700,000 to 800,000 pounds.”

"Go in and take a look." To be honest, Arthur likes this community very much, white villas, strolling among them, and enjoying the unique style.

Oliver notified the salesperson of the community early in the morning. Arthur and his group were unobstructed all the way. The decoration of the villa was mainly simple European style, following the main elements of classic European style and integrating modern life elements. It is not only luxurious and atmospheric, but also comfortable and romantic. Through the perfect classical thread and the exquisite details, it brings people a bright, simple and fresh feeling.

After half an hour of turning, Arthur basically understood the situation. He stood on the main road of the community and pondered and thought. His subordinates behind him and the manager of the sales department of Bentley Manor were all waiting quietly.

Finally, Arthur looked back at everyone, smiled and said, "I want Room 4 and 5, I want Room 2." As he said that, Arthur raised his hand and pointed at the three villas near Room 2, "I want them all!"

"call"

The sales manager of Bentley Manor let out a sigh of relief, but still couldn't hide his excitement and joy. He sighed at the other party's work, and was also happy about the sales commission he could earn.

Oliver behind Arthur looked at the excited sales manager and said with a smile: "Please go through the deposit procedures."

"Okay, I'll arrange someone to deal with it right away. Thank you for your patronage." The other party said to Arthur, the big patron with a smile on his face.
Chapter completed!
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