The 'Four Great Heng' royal family has occupied a lot of shares and cannot lose their reputation for competing for profit with the people. The interest rate should not be high, so just pay one minute at a monthly rate."

When Zheng Shichang heard about the development of lending business, he was secretly happy. When he heard that the monthly interest rate was only one cent, he was stunned. Even if he had to take into account the reputation of the royal family, he could not lend at such a low interest rate. He asked hesitantly: "Is the prince said one tael of silver, and the monthly interest rate was only one cent?"

Yinzhen glanced at him and said with a smile: "You mean it's low?"

"Go back to the prince." Zheng Shichang bowed and said, "It's not low, but too low. Merchants on the market borrow money at least 5 cents of interest, and then they can release it in one minute."

"Don't just look at the small profits in front of you." Yinzhen Chunchun said: "The 'Four Great Hengs' has initially operated the lending business, and the scale of lending is also very small. Let's first make you famous. If you want everyone to think of the 'Four Great Hengs' as soon as you borrow money, you will first think of the 'Four Great Hengs'.

The reason why the "Four Great Hengs" opens up lending business is to gradually eliminate usury. Low-interest lending not only takes into account the face of the royal family, but also supports small and medium-sized businessmen, handicraft workshops, and promotes business development. Of course, the most important role is to promote the circulation of money."

Hearing this, Zheng Shichang felt a little nervous. The fourteenth master's four-cost silver cost is 20 million yuan. This is still a small scale. How large will it be in the future? Moreover, from his tone, the loan of the "Four Great Hengs" actually involves government affairs, and it is a big government affairs. He couldn't help but feel a little nervous. After thinking for a moment, he asked: "The Fourteenth Master did not mention farmers. Is this lending business not open to farmers?"

Zheng Shichang was so meticulous. Yinzhen glanced at him with approval and smiled: "That's not, I have to ask the emperor to ask the emperor to apply for loans for farmers. Because farmers borrow less, the interest will be lowered at that time, and it is expected to be between six and eight cents. However, this will have to be delayed for a period of time. In addition, there is no restriction on the lending of the "Four Great Hengs"; it is only for initial operation to be stable first."

"Your interest, there is another problem." Zheng Shichang pondered: "Where is such a low interest rate, will it give people the illusion that the 'Four Great Hengs' is lending the bank with the banknotes, squeezing the market. If this news spreads, my subordinates are worried about a run."

"The problem is that." Yinzhen nodded and said, "I am famous now, so there is no need to worry about it. You are making a fuss to the outside world. It is me who is lending. I believe no one will question my financial resources. As for the original bank of the banknotes, don't move now. The sign of the "Four Great Evergreens" is hard-won, and you must insist on top of reputation. You must strictly manage the bank treasury of the local semicolons and check them at any time, and do not neglect any time."

Since he was lending in the name of the Fourteenth Master, Zheng Shichang had nothing to worry about. Now all over the world, who doesn’t know that the Fourteenth Master is as rich as a country. He just thought that the lending business involves government affairs, so he was a little unsure, so he asked tentatively: "I respect the prince Jun Ling, but this lending business is very involved. Should I let the court send personnel to supervise it?"

"No need." Yinzhen chuckled and said, "As soon as the court intervenes, it will be disturbed. I will come to the palace to report to the emperor. Just let go of your hands and feet, but you should pay attention to accumulating experience, and the scale of lending will become larger and larger."

Chapter 222 Loan

Chapter 222 Loan, go to the website
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