Los Angeles.

"Wenjie, this is my colleague Jones..."

Lin Wenhua was happy to introduce Lin Wenjie to his colleagues at Uber. Uber was founded in July, and the APP is still in preparation, and of course there are operating cars. In short, he is very confident because his father taught him the "secrets of invincibility".

Lin Wenjie greeted the people at Uber in a friendly manner, with a calm demeanor without losing the vitality of a young man. He is the son who has been with Lin Zuhui for the longest time, and is naturally the son who is most anticipated by Lin Zuhui.

Arriving at Lin Wenhua's office, Lin Wenjie joked: "Second brother, you are not starting a business. Look at technology tycoons such as Steve Jobs, Bill Gates, and Bezos. They all started their businesses in garages. Look at Uber, the office building is spacious.

, the environment is good, not like a start-up company.”

When entering the list of family office members, they are ranked by age. Lin Wenyi from Cai Ning's family is the eldest, Lin Wenhua from Guan Jiahui's family is the second oldest, Lin Wenjie from Wang Lingyin's family is the third oldest, and Lin Shiwen from Wang Zuxian's family is the fourth...

.

Lin Wenhua welcomed Lin Wenjie on the sofa, then put his arm around his shoulders and said nonchalantly: "Didn't I make 600,000 US dollars in the stock market? It's not like I have no money!"

Lin Wenjie said with admiration: "You are amazing, you can escape from the stock market crash!"

Lin Wenhua became proud, and then said: "Isn't that right? I sold out my stocks before November last year, and the global stock market crash soon followed. Fortunately, I got out in time, otherwise I would only have eighty or ninety left with the $1 million borrowed from my mother.

Ten thousand, but you will lose a little."

Lin Wenjie once again expressed sincere admiration: "Then you cashed out just at the peak. It's a bit like Baba's style. You are a small stock god!"

It was okay not to mention Baba, but as soon as Lin Zuhui was mentioned, Lin Wenhua no longer dared to lie.

He smiled coquettishly and said: "It was my father who warned me, and this Uber company was also suggested by my father!"

Lin Wenjie immediately punched Lin Wenhua and said with a smile: "Second brother, you have been bragging for months, and now you finally tell the truth."

It turns out that since graduating in June, Lin Wenhua has been a big fan in the circle of brothers and sisters. He made a huge profit of 600,000 US dollars in the stock market and then retired. He also started a business called Uber and threatened to change the taxi industry.

In front of several adult brothers and sisters, he was very popular.

"Aren't I worried that you will spread this to Baba and other mothers, and then I will be embarrassed!" Lin Wenhua could already imagine the scene of his mother pulling his ears.

"Then don't worry. My father won't stand up, and neither will my second mother. If you don't tell me, no one will know."

When Lin Wenhua heard this, he immediately thought of the key point. His father would definitely not expose it because he didn't care and he didn't want to take credit. Naturally, his mother would not expose it either. Her son was useful, so she couldn't make sense.

Thinking of this, Lin Wenhua immediately held Lin Wenjie's shoulders tightly and said friendly: "Third brother, second brother, I want to ask you a favor! I will give you 10,000 US dollars, and you can use it to make a date with your girlfriend!" His eyes revealed.

Be shrewd.

Lin Wenjie pushed Lin Wenhua away, and then said with a smile: "I won't tell you in a boring way, so you can just worry about it."

"Good brother! I'll give you $10,000!"

"Okay, I don't want it. My current salary of 5,000 US dollars is completely enough."

Lin Wenjie is currently working in "marketing" for an American real estate company. He got a starting job as a Harvard graduate. As for his girlfriend, who is still a junior in college, the expenses will certainly not be high.

What's more, Lin Wenjie also understands that these two years must be 'hardship' and 'struggle', so that he can learn his true skills and gain his father's approval.

"5,000 US dollars a month is enough there. If you come to work here, I'll give you 10,000 US dollars a month. Anyway, it's just a year or two of training. It's not the same there."

"NONO, I like my current job very much. It's very challenging and there are opportunities for promotion. But second brother, with the speed at which you spend money and the speed at which Uber burns money, how long can you last with the 600,000 yuan?" The implication is:

It's best to save flowers.

Lin Wenhua is smart, so he said: "You don't know this, I have spent 600,000 US dollars, and I want to invest a lot in Uber. Especially my mother, she has asked me several times. I will find someone when the time comes.

She raised money and got a big one; by the second round, venture capital investors across the United States were still rushing to invest in Uber."

After hearing this, Lin Wenjie sighed and said, "You should be the boss of a venture capital company. You are so good that even my second mother feels cheated."

Lin Wenhua's eyes widened and he said: "How can this be deception? My father is predicting the future of Uber, so it's a 100% sure thing!"

Lin Wenjie nodded. At this point, as children, they admire their father very much. As for their father's personal life, mothers do not allow their children to blame them, nor can they comment, because they are not qualified.

"The prospect is there, and my mother is very eager to do it. It's not that I want her to invest. Don't you think I should invest more?"

"It makes sense! But it is undeniable that you are still plotting against the second mother!"

"Hey, this is a shopping mall, just like a battlefield, not a family matter!"

The two brothers chatted, and Lin Wenjie's favorite thing was to play with his second brother, Lin Wenhua, because Lin Wenhua's personality was out of the ordinary and somewhat different from his.

On the contrary, the eldest brother Lin Wenyi has a similar personality to myself. Both of them are calm. When they get together, they feel "too polite and boring".

.........

Guo Quan is an ordinary citizen in Xiangjiang. He received two text messages that day, which immediately shocked him.

One of the text messages read: Bank of East Asia suffered a loss of HK$93 million due to trader fraud, and also had debts involving Lehman risks of approximately HK$420 million.

Another text message read: Octopus Bank suffered a loss of HK$1.2 billion due to speculation in gold futures, and also had debts involving Lehman risks of approximately HK$880 million.

This chapter is not finished yet, please click on the next page to continue reading the exciting content! After seeing these two pieces of news, Guo Quan immediately discussed it with his wife.

"Honey, which bank does our family's deposit belong to?"

"Why do you ask for this? Money is needed?"

"Tell me quickly, which bank is it?"

Seeing Guo Quan's serious face and not even being able to refute, his wife was frightened and instinctively said: "Octopus Bank"

Guo Quan thumped for a moment, then showed the short message to his wife.

"Octopus Bank only lost 2 billion. Why are you anxious? Octopus Bank is Mr. Lam Cho-fai's bank. It only cost 2 billion. Others have donated more than this amount this year."

"That's true. I was originally worried that these two banks would collapse. After hearing what you said, I feel relieved."

"What you say makes sense, but there will definitely be no problem with Octopus Bank, but Bank of East Asia may be in crisis like Bank of America!"

"possible!"

Just like that, many citizens in Xiangjiang received such text messages, and soon there were rumors in the market.

........

The next day.

Someone spread the news through mobile text messages that Hong Kong's Bank of East Asia and Octopus Bank suffered huge losses due to the financial turmoil in the United States. Hundreds of Hong Kong citizens rushed to various Bank of East Asia branches to withdraw money. The queue at the Queen's Road Central branch was more than 50 meters long.

; As for the Central Head Office of Octopus Bank, a small number of citizens also went to inquire about the information.

For a time, there were many rumors in the market.

Coincidentally, there were also runs in Omen. It was also because of rumors that banks were experiencing financial difficulties due to subprime mortgages and holding Lehman bonds. Both Macau International Bank and Hong Kong Wing Hang Bank's branches in Macau suffered runs.

This incident is strange, and all those affected by the rumors are Chinese-owned banks.

Octopus Bank and Bank of East Asia are the only two local Chinese-owned banks in Hong Kong. There are only two local banks owned solely by Chinese people. They are also attacked by rumors, which makes people suspicious.

Of course, Standard Chartered Bank was also subject to rumors and had a run on it back then.

Octopus Bank and Bank of East Asia were attacked by rumors at the same time, but it is obvious that the impact of the run on Octopus Bank was very small, while Bank of East Asia was affected on a larger scale.

Just like the discussion in the market:

"The text message about Octopus Bank must be a rumor. Everyone knows that Mr. Lin Zuhui was selling European and American properties before the subprime mortgage crisis, and he was selling ships and aircraft before Lehman went bankrupt. With this vigilance, how can banks owned by others still do it?"

Losing money on Lehman bonds?”

"Yes! Moreover, even if Octopus Bank loses 2 billion, it will not put this bank at any risk! Octopus Bank is supported by super groups such as New Era Group, Media Group, LEIT Group, and Xiaomi Technology, and it only costs 2 billion.

Going bankrupt is really a joke."

Most of the citizens who received the text message have great trust in Octopus Bank. Even those who went to the Central Head Office quickly dispersed after discussing on the Internet.

On the contrary, the situation at the Bank of East Asia is much more dangerous.

certainly.

That afternoon, the management of the two banks chose to hold a press conference at the same time.

Octopus Bank press conference.

Executives such as Stanley Ho, Li Huiling and others walked into the venue very relaxedly, because Octopus Bank's losses in this financial crisis must have been the smallest among all banks in Hong Kong, even in the world.

"President He, is this text message true, 'Octopus Bank suffered a loss of HK$1.2 billion due to speculation in gold futures, and has debts involving Lehman risks of approximately HK$880 million.'" The reporter couldn't wait to ask the question.

He Changhong said with a smile:

"First of all, we don't have a penny of Lehman-risk debt, so we haven't lost a penny."

"Secondly, Octopus Bank did not speculate in gold futures. Instead, we purchased a batch of spot gold in 2002. You can calculate how much we made."

"Finally, let me give you an extra piece of news. The person who spread the rumors this time obviously underestimated the strength of our Octopus Bank and was too conservative. I specially inspected several important outlets in the morning and found that even the public's response was mediocre. Apparently, the rumor was that the loss was 2 billion

, how low is our strength. Octopus Bank’s deposits are second only to HSBC’s deposits, and during the subprime mortgage crisis, we had already reduced the loan-to-deposit ratio and sold some fixed assets. So, we are here

This global financial crisis will not be affected, so investors and citizens must rest assured."

The president of the entire press conference immediately burst into cheers.

"In 2002, the price of gold was just over 300 US dollars per ounce. This month, although gold plummeted by 150 US dollars per ounce, the price is still at 730 US dollars per ounce. This is more than double the profit!"

"That's right. Mr. Lin Zuhui's investment skills must be super strong."

Soon a reporter below sighed.
To be continued...