***

The carved eaves reflect the sun, the painted roof flies. The green railings are low and the windows are hanging high on the doors.

Green leaves and green hairpins are lightly sat in the corridor on the second floor of the small building, basking in the warm autumn sun, while grinding soybean powder with purple sand bowls produced in Yixing.

The bean powder was grinded with a stone mill and prepared to cook soy milk for Han Bier. When the careful green leaves saw that the bean powder was not grinding fine enough, they took it to grind it again.

Since Han Bier became pregnant, Qingye has been taking care of her diet and daily life. Han Bier is now in poor food and only likes to drink some soy milk cooked from lemons. Qingye dare not be careless about this.

In this family, she and Han Bier are one, and they are both prosperous and both rich. Han Bier is pregnant. Qingye empathizes with the joy. I just hope that Han Bier can give birth to Lin'er as soon as possible and that she will have a support in the future.

Yang Yi knew very well that even if she treated everyone equally and was impartial, Han Bier and the others would inevitably have such concerns. The idea of ​​raising children to prevent old age is deeply rooted in the Chinese concept.

In the room of the Weiwen Yin couch, Han Bier leaned comfortably on the soft couch, smiling happily, and her right hand gently stroked her bulging belly from time to time, but her eyes never left Yang Yi's body.

Yang Yi sat next to the couch, with a glass cup placed on the small table of carved red sandalwood, which was filled with dark purple grapes. This was a grafted grape produced by the Yang family. It was big and had a dark red color like purple;

Nowadays, grafted grapes are planted near Yangjiazhuangzi outside the city, including the slopes of Duke Ying and Langzhong's houses. When the grapes are ripe, they will be purchased by the Yang family;

Because the soil nearby is all sandy and very suitable for grape growth. With Yang Yi's instructions and pruning care, the quality is high and the yield is also large. The Yang family bought it at a high price, which made the originally abandoned slope income several times higher than that of the top fertile fields that plant rice.

Nowadays, Yang Yi does not need to promote it, and many ordinary people follow the example. They also plant grafted grapes on some sandy slopes, and the grafting technology naturally spread;

Because this technique is simple and easy to learn, ordinary people can easily master it. It is no longer the secret technique used by the masters of flower reception to make huge profits.

The popularization of this technology will definitely play a huge role in improving the varieties of crops in the Song Dynasty and improving the yield of fruits and melons.

A ray of clouds disappeared at the corner of the building, and half a curtain was under the ancient house. A few wells floated slowly across the building and fell onto the autumn waves, like a small boat with leaves.

Yang Yi carefully peeled the grape skin and then put it into Han Bier's mouth. The grapes were so sweet that Han Bier's heart was like flowing honey.

After a few years, all the expectations were finally compensated. Looking at the careful movements of a man beside the bed, the feeling of happiness penetrated Han Bier's whole body, and the face was filled with smoke and charm.

Yang Yi felt a little moved that he was just peeling a few grapes for her. He expressed his intention of caring for her. As smart as Han Bier felt so happy, and this sense of happiness came from the heart without any pretentiousness.

In later generations, women's status has improved. Men have to coax and offer sacrifices, but women still find it difficult to feel satisfied and happy. For women, I really don't know whether it is happiness or misfortune.

Freedom may not necessarily mean happiness!

Putting aside this paradox, Yang Yi asked softly: "Bier, how is the ship built?"

"It's almost done. The manager who went to the yard to supervise said that he had started installing the upper deck, and it would take no more than a month or two to deliver it after a trial voyage or two." Han Bier said, pushing a grape back into his mouth.

Happiness needs to be shared.

Yang Yi put the grape in his mouth, wiped his hands with a scarf, gently hugged Han Bier into his arms and said, "Bier, I know you are very capable, but now that you have a body, you should not be too busy. If it doesn't work, you can just share these things with Shisanniang and Xiangxian to take care of them. I'll take care of them after you have a successful delivery."

Han Bier leaned in his arms, held one of his hands and gently placed it on his lower abdomen, making him feel the beating of life that the crystallization of their love.

"Don't worry, Yang Lang, I can do it. Actually, I don't have to worry about it now. I have sorted out the trade routes over Jiangnan, and with Qingye helping to cook, Nu Nu is still free."

Speaking of business affairs, Han Bi suddenly said, "Yang Lang, I wonder if you have noticed that because the trade routes in Hexi are opened, merchants have purchased goods and headed to the Western Regions; there are signs of shortage of money in Jiangnan and Jingji areas."

"Money shortage?" Yang Yi was immediately attracted.

The actual currency of the Song Dynasty was copper coins and iron coins.

However, the Song Dynasty lacked copper, and the trade prosperity, and neighboring countries such as Western Xia, Goryeo, Liao, and Japan also had copper coins from the Song Dynasty. It was difficult for the Song Dynasty to truly meet market demand;

Therefore, two precious metals, gold and silver, are often added to exchange currencies in transactions, but despite this, they still cannot meet the growing demand for trade.

Once a shortage of money occurs, it will cause industrial and commercial stagnation. To put it simply, it is that commodities are produced, but due to the limited currency circulating on the market, people cannot obtain sufficient currency to conduct corresponding transactions.

Should we trade in the most original bartering way?

The problem is that if you buy grapes to make wine like the Yang family, you don’t have enough money, so what can you use to trade with the people? Can you use Grand Secretary Yang to “barter with goods”?

Han Bier continued: "Yang Lang, it is no longer a matter of money shortage in our Song Dynasty. Now that the trade routes in the Western Regions have been opened, if Yang Lang thinks, and vigorously drives maritime trade, the problem of money shortage may be even more serious.

Yang Yi nodded and said, "What Bier said is so true, what do you do?"

"Issuing Jiaozi is a good way to solve the money shortage and is convenient for circulation. What a pity, it's a pity!"

Han Bier said two regrets in a row. Yang Yi knew what he was sorry for. Banknotes like Jiaozi appeared in Sichuan very early in the Song Dynasty.

The emergence of Jiaozi was related to the money shortage that occurred in the Song Dynasty. The reason why Jiaozi first appeared in Shu was closely related to the special conditions in Sichuan.

Sichuan does not produce copper and uses extremely bulky iron coins. Iron is a base metal. The price of iron coins is only one-tenth of that of copper coins, so it is large and extremely inconvenient to use.

Iron coins weigh 65 kilograms per ten silo. If you need to buy something on the street, you have to hire a strong man to carry his purse.

If a woman wants to sell a silk, she needs 130 kilograms of iron. Not to mention a woman, even an eight-foot man will probably not be able to go far if he carries it.

Therefore, the first "private document coupon" shop in Sichuan, the people deposited their iron coins into the shop, and the shop temporarily filled in the deposit amount on the coupon made of mulberry paper and handed it to the depositor;

When the depositor withdraws cash, the interest of 30 cents is given to the shop for each chunk of money, which is equivalent to a 3% storage fee.

At this time, Jiaozi was just a certificate of deposit and withdrawal, and could not be called currency, but he had the nature of a bill of exchange for allocated funds from both places.

Later, sixteen wealthy businessmen in Sichuan joined forces to issue Jiaozi widely. As Jiaozi was increasingly used, Jiaozi had a unified denomination and format, which was gradually accepted by everyone and used as payment currency, thus having the characteristics of a credit currency and becoming a real paper currency.

The key to credit currency lies in the word "credit", but it is not easy to maintain credit. Private people often cannot guarantee Jiaozi's credit for a long time. Due to the moral degradation of wealthy households or the decline of family economy, Jiaozi may not be able to be cashed out, and a credit crisis occurs.

Taking this into consideration, in the first year of Tiansheng in Renzong (1023), at the suggestion of the transfer commander Xue Tian and Zhang Ruogu, the Yizhou Jiaoziwu established by the court, was issued to the official Jiaozi in February of the second year.

At that time, in order to ensure the successful issuance of Jiaozi, the court issued a relatively complete set of management regulations.

First, the circulation period of Jiaozi is generally between two and three years and is called the "Duijie". After the period expires, it must be exchanged for Jiaozi in the next world before it can be used.

The reason for the establishment of the "Duijie" was that Jiaozi was made of mulberry paper at that time, and it was prone to damage and forgery.

Second, the total issuance volume in each world is limited to 1.256,340 pieces, and its denominations are one-way, five-stop, ten-stop, etc.

Third, every time a Jiaozi is issued, a certain reserve must be provided to ensure that Jiaozi can be exchanged freely.['

Fourth, private printing of jackpots is prohibited. Not only those who print jackpots privately will be sentenced, but those who know but do not report the information will be implicated and imprisoned.

Fifth, the circulation area was limited. At the beginning, Jiaozi was mainly limited to Sichuan, and later expanded Shaanxi and Jingji and other places.

In the early stages of issuance, the court was relatively cautious about the issuance of Jiaozi. The introduction of various supporting regulations also showed that the court had a full understanding of Jiaozi's dependence on credit and the issues that were easy to imitate and cannot be over-issued;

If we can persist, credit currency will replace metal currencies such as copper and iron, which will undoubtedly play a huge role in the economy of the Song Dynasty.

Unfortunately, once the court urgently needs huge financial expenditures, it often cannot restrict its behavior. It uses its power, abuses its credibility, and issues Jiaozi without restrictions, which ultimately leads to inflation.

For example, during the Qingli period, Yizhou Jiaoziwu issued 600,000 yuan Jiaozi in Shaanxi to pay for the food and grass of the Western Army, but there was no reserve for a single penny.

Such random posts to Jiaozi eventually led to Jiaozi losing credibility and almost turning into waste paper, which the people were reluctant to accept.

Therefore, it may not work if you make an idea on paper money now. If you want to re-establish the credibility of paper money, the court must first have a large amount of gold, silver and copper as reserves, but these things are all short of the Song Dynasty.

So where is there no shortage of gold and silver? America, too far away! I can't go!

Yang Yi's eyes slowly turned out the window. Shi Jian Yin Mountain, it was very good. If you know the location, it would not be difficult to find.

Seeing that Yang Yi's gaze suddenly lit up, Han Bier asked quickly: "Does Yang Lang have a way to solve the money shortage?"

"You think I am a god. This matter will not be solved for a while. You have to take it slowly. By the way, Bier will rest first. I have to go to the Ministry of Revenue and ask Cai Jing to allocate funds to build a few more silver ships."

"Silver ship? Where to transport it?"

"Hahaha, you will know then." (To be continued. If you like this work, you are welcome to (.) vote for recommendations, monthly votes, and your support is my greatest motivation.)
Chapter completed!