"I think so too, the Bureau of Justice."

"Thinking this is not enough. Are there any good ideas?"

"There are some immature ideas, but in fact I came here for this," Han Bo sorted out his thoughts and talked freely: "First of all, there are problems with the existing mechanism. In anti-telecom fraud, not only are there barriers between units, but there are various barriers within each department, and fraudsters find the joints of each department very accurately.

Why do we do so much work, but we always lose money in combating telecommunications fraud? It is because there are barriers between departments. When we receive reports, we have to go to banks and communication companies. We not only have to cross the threshold of banks and telecommunications, but also have to go through procedures. Some banks do not have a national network, so they have to check out bank cards from other places, and even send people to travel on business trips in other places.

When going to the bank, you have to do the procedures. Even if the procedures are completed in ten minutes, the money has been transferred. Last year, several telecommunications fraud cases involving large amounts were cracked in the city. All of them were damaged by the case handlers one bank and one bank. When the case handlers found out, the money was transferred and taken away long ago!"

The analysis was thorough, and the Guan Bureau and Zhou Bureau nodded at the same time.

Han Bo paused and continued to analyze: "The second is that the punishment is too light, it is difficult to obtain evidence, the conviction mechanism is not obvious, and there is no clear guidance for law enforcement. For example, buying and selling ID cards is a crime, but buying and selling savings cards is not sentenced. The Futian Branch arrested a college student last year and used his ID card to open more than 40 bank cards for trading, but according to the current law, he cannot be punished.

Judging from the clues we have, a bank card black market has been formed, and even a new professional card player has been spawned. These people took advantage of the loopholes in some banks' lack of strict implementation of the real-name registration system to open cards in various places for buying and selling. In a recent telecommunications fraud case cracked by the Luohu Branch, the suspect activated 294 bank cards within 3 hours. After verification, none of the cards strictly implemented the real-name registration."

"Not only banks, but also communications companies." When Zhou mentioned this, he became angry and couldn't help knocking on the table.

"It is worth mentioning that the telecommunications fraud case cracked by the Luohu Branch has been investigated for more than two years. It is conceivable how much the losses of the deceived people can recover."

Han Bo took the teacup from Secretary Chen who had just walked in, drank a small sip of water, and then said: "Then the soil of the entire criminal chain of telecommunications fraud has not been eradicated. For example, the rules of the financial system, Hong Kong's cross-city transfer implements 't+1', which means that the transfer is the next day of the first day, and the mainland is the real-time account.

Here, the money was transferred to the bank card designated by the scammer, and it was transferred in a blink of an eye, causing great difficulties in solving the case, especially recovering the stolen goods. In the past, it was too low for the efficiency, and it took several days to transfer money. Now it is too efficient. At least in the issue of cracking down on telecommunications fraud, it is not a good thing to be too convenient for the financial system."

The Director of Guan couldn't help but shook his head and smiled: "Han Bo, don't count on this. What the bank wants is convenience. If you ask others to learn from Hong Kong to do 't+1', people will definitely think this is to let them drive back."

"I know, I'm just thinking about it."

Han Bo smiled awkwardly and then said, "So I think the low rate of solving telecommunications fraud cases is due to insufficient police force, which is a misunderstanding. What we lack most now is not the 'police who can fight, squat, and stay up late', but the talents who understand Internet technology, communication technology, understand bank statements, and an efficient linkage mechanism."

"It's interesting, let's talk about it more specifically."

"Maintaining social security is not our public security's business. In particular, we cannot rely on our public security to fight alone when fighting telecommunications fraud. If the municipal party committee and government can establish a special office consisting of our public security, all banks in the city, three major communication companies and network companies that develop QQ software, and each unit will be in emergency linkage, so that our response speed and case handling efficiency will be much higher."

"Build a strategic position to combat telecommunications fraud and develop a liaison mechanism?"

"Let professionals do professional things, after all, this involves public security, banks, communications and even network technology. It is no exaggeration to say that there are only a handful of people in China who can handle a telecommunications fraud case from beginning to end, so it is necessary to form a professional team."

Han Bo thought about it and added: "More important is that if there is such a cross-departmental team and a practical emergency response mechanism, we can intercept the fraudulent funds as soon as possible after receiving the alarm from the public. At the same time, we can cultivate our own professional talents in this way."

The fight against telecom fraud depends on one quick thing!

If there is such a cross-departmental special operation office and such an emergency response mechanism, the public security will obviously not be as passive as it is now in combating telecommunications fraud crimes. However, it is not an easy task to unite all financial institutions in the city, the three major communications companies and a private network company. There is no precedent before, and current laws and regulations must be taken into account.

The Bureau of Customs pondered for a moment and asked again: "Han Bo, how high is your ideal efficiency to meet the needs of handling cases, or what emergency measures should be taken within how long does it take to receive a report from a citizen?"

"Of course the higher the efficiency, the better, and of course the faster the time, the better."

Han Bo only had one rough idea. He had never thought so detailed before coming, but when the leader asked, he still said thoughtfully: "My ideal state is that the bank must reply to the query information we need within six hours at the latest and freeze suspicious accounts within one hour. In an emergency, the local account must be frozen within 10 minutes, and the freezing mechanism for the response of the off-site account cannot exceed 20 minutes."

The idea is bold enough!

Director Zhou secretly praised him and couldn't help but smile: "At least we need to achieve an emergency stop payment?"

"That's what I think. If the municipal party committee and government attach importance to support it, we can even further achieve 'being based on Shenzheng and looking at the whole country'. As long as the money transferred from our Shenzheng has not been withdrawn or consumed, even if it is transferred to other cities, we can still use this emergency response mechanism to stop payment."

The freezing mechanism for remote account response cannot exceed 20 minutes, which is really a race against time.

Bureau Guan Gong pondered: "Han Bo, the situation of combating telecommunications fraud crimes is so serious, and the Municipal Party Committee and Municipal Government will definitely attach importance to it and support it. The key is laws and regulations."

The arrest of the suspect requires procedures, and the freezing of the bank account also requires procedures. It is not something that your police can do with just one phone call.

Time is so urgent, what if you make a mistake?

This level cannot be overcome, and it can be said that this is the most difficult problem in front of you.

Han Bo looked at the two leaders and said with no confidence: "But everything is risky, and this risk can only be borne by our municipal bureau. But we can strengthen internal management, conduct business training, and minimize the risk as much as possible. For evidence determination, the direction of funds is clear, the ownership is undisputed, and there is evidence to prove that the crime facts actually occur, the stolen money for information fraud, and the risk is taken with the investigation measures of "stop payment of risks and return them on the same route".

The original return of the fraudulent funds must be clear and the funds are frozen for more than 6 months. For the risks that may arise after the return, our municipal bureau is responsible for identifying the ownership of the fraudulent funds and bearing the legal consequences. If economic losses are indeed caused by emergency stop payment, our municipal bureau is responsible for compensation."

"Isn't this a lot of things wrong? So we must be mentally prepared to be a defendant, and even prepare a special amount of funds to compensate others for their losses?"

"I know this idea is a bit ahead of the curve, but I really can't think of any better way to deal with the increasingly rampant telecom fraud."

Although the director asked this, he was obviously interested and even supported it from his expression.

Director Zhou felt that this matter should be cautious and reminded: "Stop payment of risks and return them on the same route. This is undoubtedly a good thing for citizens who have been deceived. However, according to normal procedures, the victim must recover the property, wait for the case to be solved and judged by the court. If it is done by our public security, will it cause controversy? Maybe someone will ask what the court's execution bureau needs to do?"

The leader’s worries make sense.

But Han Bo didn't think so and used to touch his nose: "Director Zhou, according to Article 234 of the Criminal Procedure Law, our public security also has the obligation to return it in time. If the items involved are a car, wait for the case to be completed, the procuratorate will prosecute, and the court will rule that the car may have been scrapped. This has not happened before, and if it is a truck of fruit, it cannot be waited."

The Director of Guan agreed and said with emotion: "Most of the victims of telecommunications fraud are elderly people. They are in poor health when they are old. They say they have to go to the hospital and have to use money when they enter the hospital. If they don't return it in time, it's unreasonable, it's their life-saving money."

"Special matters are handled?" Director Zhou asked with a wry smile.

"Lao Zhou, this is not a special matter. The problem of telecommunications fraud is so serious that our Party Committee must attach great importance to it. Han Bo's idea is good and will be discussed at the Party Committee meeting tomorrow."

Telecom fraud is not only deeply involved, but also in all parts of the country, and even Hong Kong across the river exists.

Director Zhou clearly remembers that last summer, a telecommunications fraud case occurred in Hong Kong. A wife of a Hong Kong celebrity received a call from an employee of the Hong Kong Post Office, saying that her family had an email detained to the Mainland Public Security Bureau. Please call xxx. She was not alert, but the phone number was transferred several times. A "Supreme People's Procuratorate" said that she and her husband were involved in a major fraud case!

She was frightened and was confused for a moment. Under the guidance of the scammer step by step, she "paid" a "innocence deposit" to a mainland bank account.

When she reacted, she called the police. When the Hong Kong police requested the assistance of the Shenzhen Municipal Bureau, millions had been transferred and the case had not been solved until today.

It can be said that telecommunications fraud is a headache for public security organs across the country. Not only is it a headache or even a little helpless. If the Shenzhen Municipal Bureau can find another way to achieve some results, it is worth taking some risks.
Chapter completed!