Section 125       Currency Reform (2)

The establishment of a bank and the change of banking and currency laws at the same time made Du Han busy. It would be fine if he was just busy, but the government and the government were watching such things coldly. Except for Yan Jingming, they did not get any help. They had to do everything themselves, which was a bit confusing: Could it be that they intended to do this? Or did they not care about the emperor's will?

He said a few words to Yan Jingming, and the latter thought about it and immediately understood, "The world is prosperous and all is for profit. It is just to be afraid that the bank will be built in the future and cut off their investments. Therefore, he deliberately stood on the shore, hoping that the official bank account could not be built!"

"why is that?"

Yan Jingming smiled bitterly and shook his head. Du Han inherited his father's embrace and gave him a brief introduction to the emperor. He served as the Minister of Revenue. Both of these father and son are not bad people, but they are bad at reading too much. They are full of saints' learning, etiquette and education, and the method of sacred branch. "I'm not the four great officials in the capital, I'm afraid I'll lose my business."

"Ah!" Du Han understood. The four great auspicious people in Beijing mean: Chengyuanxiang, Maodexiang, and great and harmonious development. Since the communist business of Shanxi called Rishengchang Piao, there have been many successors in the world. Some tax and silver sent to Beijing, such as Yunnan, Guizhou and Sichuan, have also been converted into Jiemen through the local semicolons of the Four Great auspicious people. On the one hand, this solves the insecurity hazards when large amounts of silver are on the road. On the other hand, when a certain province has a year of slaughtering, the court will also allocate funds nearby through the local semicolons of the Four Great auspicious people to provide relief. Of course, whether it is Jiemen or withdrawal, a certain fee will be charged. This money is called remittance fees, also called remittances.

There is no fixed quota for water collection, which is calculated based on three factors: First, the distance is far, the distance is expensive, and the nearest is cheap. Second, the looseness and tightness of the money roots are roughly cheap from small places to large places, and the remittance from large places to small places is expensive because the big places are loose, and the small places are tight. If there is a lack of cash in a certain place, there will be a bill of exchange for customers at this time, which is just in a hurry, and there will be a reverse subsidy for customers' remittance fees. From the Daoguang period, these four great auspicious people made a fortune by simply collecting the remittance fees for water collection!

In addition to official affairs, there are also private affairs. Let me give you an example: the court opened the door to donation, and there were rich and noble people who donated money to the country and sought a job. There were two ways to get a job. One was to hand over the silver at the vassal yamen in the province, wait for the license from the Ministry of Personnel, and then wait for a long wait; the second was to handle it in Beijing, and the procedures were the same, but the money was directly transferred to the accounts of the four great auspicious people and waited for the license.

However, there is a great advantage in handling such a business in Beijing. It is that it is possible to ask people who ask for money to come forward to solve some tricks of the Ministry of Personnel. If you just want to get a name that will be glorious to the ancestors, it will be fine. If you really want to distribute it in the future and list it for real teaching, you must deal with these people (this section is not the focus of the article, omitted). Naturally, with more people like this, the business of the Four Great Sutra will become more and more prosperous.

In the capital, the four great auspicious officials gathered with court officials, especially those of the Ministry of Revenue, Ministry of War, Ministry of Works, Ministry of Rites, and Ministry of Rites, who were the targets of their serious interactions. Their grades or low-ranking people were only written and calculated, but the countries they handled were calculated at 100,000 taels a day. What is more worthy of attention is that although the court had six departments, all the common affairs were controlled by these ministries who were in charge of miscellaneous affairs. What the senior officials in the hall had to do was just to follow the pictures and judge the conduct.

However, since Xianfeng ascended the throne, the life of living with the court has gradually shrunk. The reason is that political reforms have blocked all the roads of donating money to advance, and there is a loss of investment. Another thing that makes the four great auspicious people like a loss of parents is that after the new king ascended the throne, the court has become more prosperous and has not been keen on building gardens, and it has lost another source of wealth. Fortunately, there is also a huge profit of the magistrate, which can comfort the hunger and thirst, but it is no longer the same as the previous emperors in Japan.

This time, the imperial court negotiated banking, which was even more surprising and scary. Once the bank was built, there was only one way to go for money like the Four Daxiangs. Therefore, since the imperial edict was issued, the Four Daxiangs mobilized their relationship and began to pull back - they did not dare to do it, but it was always possible to mobilize the officials of the Ministry of Revenue and not work hard every day, and find a way to drag this matter down.

Although Yan Jingming had the courage to reverse the disadvantages and promote the benefits, the banking affairs were very important. Needless to say, the people around him were the princes of Li, Su, Zheng, Yi, Gong, etc., and other royal family members, Sushun, Sai Shanga, and other relatives and noble ministers in the court all had their own shares in the four great auspicious places. Once the wealth of these people was cut off, the Emperor and the others might not dare to do anything, but they were afraid that they would not have so many concerns about themselves. Because of this, they did not dare to make any suggestions on the emperor, and this matter was delayed.

Du Han heard Yan Jingming's words and smiled bitterly, "No need to go." He said: "Danweng, the emperor is still waiting for the memorial. At the meeting of the Ministry of Revenue, there will always be a result. It is best to make a report early. For this matter, it is best to make sure it is settled while everyone is here today, and let it go.

"What do you say about this matter, Chonggong, what do you think?"

Chonggong refers to Chongqi. He was the son of Sai Shanga, whose courtesy name was Wenshan. Sai Shanga was unlucky for several years. Later, the emperor thought that he was the only remaining elder among the nobles in the court, so he re-opened it and his family was Xinguang. He also asked Su Shun to mention it several times before the emperor and became the full secretary of the Ministry of Revenue.

Chongqi is also a rationalist person. When he heard this, he shook his head disapprovingly, "This matter is incredible and incredible!"

Yan Jingming was very displeased. This was an effective method that was imitated by the Western practice. Even if the system was different from Middle-earth, or if the matter was shaped, it would not be absurd. Why is it unbelievable? I was thinking in my heart: "When talking about reasoning, or "Zhu Zi's Collection" cannot be as memorized as you can. When talking about financial management, is it that I, Yan Jingming, is not as good as you?"

When he felt like this, his face became a little ugly. "Wenshan," he asked, "why would it be incredible to ask for advice?"

"Using foreigners to control our money is not a way to open the door to thieves?"

"Using foreigners is just using the credit of this foreigner among countries to open up the situation for us. The Ministry of Revenue still has the power to supervise. How can it be said that it is opening the door to thieves? What has to do with managing silver?"

"Why doesn't it matter?" Chongqi's voice was both high and anxious. "Please ask foreigners to be the manager, he will take care of the money and send the money. Take a few pieces of valuable flower paper and exchange my white kuyin, Wuhuke?"

When Yan Jingming heard this, he was ridiculous and reluctant to explain: "Wenshan, the silver is in Curry, how can he exchange it?"

"This database is not the bank treasury of our Ministry of Revenue, it is the bank in his bank. You always pass by Dongjiang Mi Lane, but you don't see their banks. Foreign soldiers keep the doors and the money goes in and out, and no one is allowed to intervene. Can you guarantee that he will not steal our bank treasury?"

"That's a foreign bank." The left minister Sun Zhijing couldn't help but interrupt: "How can foreign soldiers keep the official bank account of the Ministry of Revenue?"

"If you want to use foreigners, you may not send foreign soldiers. If you stop him and are not allowed to use them, wouldn't you negotiate?"

This is simply unreasonable! Yan Jingming blinked his eyes all over the place, and looked at Sun Zhijing speechlessly. Others were afraid that Chong Di would argue and make a stalemate, so they said that they would not talk about this matter.

"Dan Weng!" Chongqi refused to give up and said sternly: "This matter is absolutely impossible. I will not discuss it or report it. If the court actually enforces such bad policies, I will have to give it a title."

For such a new policy, he was trying hard to go. It was so stupid. Yan Jingming was shocked and angry, and at the same time regretted it. Why did he believe Su's words and choose such an unknown person to thwart his elbow? What else did he say? "Oh!" He sighed: "Forget it!"

There was no result, Chongqi refused to give up. He really believed that if he used foreigners, the white silver in the Ministry of Revenue Bank would flow to the outside world. So he left the yamen, went home and copied some documents, and went to Prince Gong's mansion to ask for the prince.

"Sixth Master!" As soon as we met, Chongqi said, "I want to ask Master Six today. What was the purpose of arguing with the British back then?"

Seeing his angry look, Yi was puzzled. "Wenshan," he waved his hand, "If you have something to do, sit down and say. Why? You are so angry?"

"The traitors are rampant, why not be angry?"

"Traitor?" Yi was even more surprised, "Who are you scolding?"

"Li Shaoquan, Yan Danchu is all traitors. Sixth Master, you can't bear their foolishness!" Chongqi said loudly: "Foreigners have bad intentions and covet the silver in Middle Earth. It's not a day to deliberately. Why did the war with Britain in the 20th year of Daoguang? It's just for the silver to flow out of the pattern." Then, he took out a stack of paper from his boots and read a piece of imperial edict from December of the 9th year of Daoguang: "I heard that foreign foreign money has a large bun, a small bun, a scattered head, a bat, a double pillar, and a horse

The names of swords are used in the mainland, and they do not buy goods, but only buy silver; they consume secretly, and each quota is exchanged for the mainland pattern silver, which is a deduction of two or three cents. From Fujian, Guang, Jiangxi, Zhejiang, Jiangsu to provinces south of the Yellow River, foreign money is popular. All foreign money is used for money and grain and merchants to trade. Foreign ships are in the name of selling goods, and foreign money is specially brought to Haikou of various provinces in Haikou of various provinces to buy silver, resulting in the reduction of silver in the mainland for two days and foreign money is more. In recent years, silver prices are increasing, which may not be due to this."

He read it out of breath, and he said, "Sixth Master, listen again. This memorial was held in the April 18th year of the Daoguang period. Please tell me what he said?" The next paragraph of reading was about the outflow of silver in the silver: "I saw that the price of silver has increased in recent years, and the money is easy to make is 1,600 yuan. It is not that the silver is consumed in the mainland, but actually leaks the silver from foreign barbarians. It is because the opium flows into our country. Emperor Renzong Rui knew that it must be harmful, so he set up a special ban. I heard that the ministers at that time did not expect that the poison would reach this extreme!"

"...What is poisonous? It means 'using the filth of foreign countries to consume the silver from the mainland'!"

Chongqi then read Huang Juezi's remarks, the number of opium smuggling exports in the early years of Daoguang: "The tyrant merchants from Guangdong Province colluded with the patrol soldiers and patrol boats, used boats such as dragons and fast crabs to transport silver to foreign countries and smoke to the entrance. Therefore, from the third year of Daoguang to the eleventh year of Daoguang, more than 200 million taels of silver were leaked every year; from the eleventh year to the eleventh year of the eleventh year to the eleventh year of the eleventh year to the eleventh year of the eleventh year, more than 200 million taels of silver were leaked every year; from the eleventh year to the eleventh year to the present, more than 300 million taels of silver were leaked. In addition, Fujian, Zhejiang, Shandong, and Tianjin all had tens of millions of taels of sea entourage. With China's useful wealth, they filled endless valleys outside the ocean, and made it easier for this harming people to become a worry of a country. Day after day, year after year, I don't know that I was at the bottom of the Hu?"

"I heard from my father that when Emperor Cheng talked about Huang Juezi's memorial, he was shocked. The silver in the wind flowed into the foreign countries, but he didn't know that Yi was at the bottom of the Hu, so he was determined to fight with foreigners in order to prevent this trauma of the country and the people! Now the Ministry of Revenue has set up an official silver account to let the foreigners take charge of the matter. Wouldn't it be that he would ask him to flow the silver in the foreign countries? The Sixth Master is the beloved son of Emperor Xuanzong Cheng, how could he bear to come out?" As he said that, two lines of tears rolled down.

This made Yi both troubled and uneasy. "Wenshan, Wenshan!" He shouted in confusion, "Why do you use this? Why do you use this?"

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Because of this attitude, Yi had to speak out to the emperor, believing that it was not yet the day to prepare for the Construction Bank, and many court officials disagree, so they still asked the emperor to issue an imperial edict. The bank's affairs should be delayed.

The emperor frowned, and after hearing him say, he sneered a few times, "For the words of a despicable and completely disagreeable dog, I will take back my holy intention to rectify the money and legal currency system? Then, I will not do anything in the future, and leave all the major affairs in the world to these people who are not familiar with it!" After saying that, he immediately shouted loudly, "Liu Fu?"

"The slave is here." Liu Fu flashed into the hall and knelt down on the porch.

"Transfer to Sushun, Chongqi, and go to Yanbo Zhishuang Palace!"

Liufu turned around and the emperor waved his hand sneered, "All up, get up and talk." He said, "Do you think I don't know? After changing the money method, it will naturally cut off the wealth of many people in the court. Isn't it? So after a few days, government affairs have no size! Don't be foolish with me! One of you is a courageous person who knows everything about the government and the other is my blood brother, afraid of colleagues and clear discussions? I really blush for you! You don't have to worry about establishing a bank, I will choose a capable person to take care of it."

There were footsteps outside, and it was Su Shun. Chongqi arrived. Seeing that Yan Jingming raised his head, the emperor seemed to make a statement. He waved his hand first, "You don't have to talk! I still have serious things to do now, so I'm too lazy to pay attention to you!"

When the two of them entered the hall, the emperor sneered a few times, "Chongqi, do you have the style of an ancient minister? You can fight for the establishment of a bank, huh?"

"I dare not. I just think that seeking foreign countries is like a tiger's skin. Foreigners are greedy and have a desire to be determined to be my will. There was a precedent in this during the reign of the Emperor."

"Bah! Don't be shameless. Do you really think I'm praising you?" The emperor scolded harshly, "Do you think I can't deal with state affairs if I leave your father and son? Joke! What's incredible? It's still 'poisonous'? I'm leaving you in the court, which is the biggest poison! What kind of traitors are you? You're not a traitor, you're a bastard who doesn't even eat even a dog!"

The emperor spoke without saying a word and cursed him, like a shrew cursing in the street. Chongqi felt extremely aggrieved and did not dare to retaliate at all. When he met his head, he kept saying, "Don't calm down, the emperor's anger!"

"Didn't you fight for your stay? I'll satisfy your wish, get out, I'll save you all your chores, and I'll avoid you from being embarrassed in the court in the future, and even you, Ama, will also make a fool of yourself!"

Chongqi didn't dare to say a word and ran away without creeping.

The emperor glared at Sushun in anger, "Look at the good minister you recommended to me, even you are a bunch of bastards!"

Su Shun was also miserable. The emperor's anger came very fiercely. Even his emperor's family members dared not act like a horse. They imitated Chongqi and met with each other and said they were guilty. "From today, you will join the Ministry of Revenue and work with Yan Jingming and Yi to handle the bank establishment and the reform of the money law. If you dare to talk nonsense like Chongqi, he will be a role model."

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The emperor lost his temper about this matter, and was so scared that Sushun dared not stop. He retreated from the imperial front and was already in the dark, and they all scattered and returned to the palace.

Sushun had several dinner parties this day, but because he had predicted that the meeting would be very long, he had already given up. On the way back to the house, he had a whim and ordered the official in front of the sedan chair to ask Yan Jingming and Luo Bingzhang to come to the house for a drink. He also specifically reminded him to make an explanation when treating the house that there were no other guests.

Soon, the two arrived at the appointment. They met and were happy. One had something to say and the other had something to ask, and they could talk about the cup, which was extremely harmonious. What they wanted to ask was the establishment of an official bank account. In front of Yan Jingming, Su Shun did not dare to say unsure words, but said a lot of financial management experience that was not worthy of being outsiders. Especially in terms of the accumulated problems of money, grain, tax and tax, which were afflicted with people, the benefits of Yan Jingming's letter of "reducing" that year seemed to be more beneficial, which made Yan Jingming feel very happy.

The unified reduction of balance was proposed by Yan Jingming. In the seventh year of Xianfeng, the Ministry of Revenue was ordered to plan military salaries. Yan Jingming and Sushun personally presided over the meeting, thinking hard and planned to form twelve strategies to increase revenue and reduce expenditure. The first strategy for reducing expenditure is that each province should be unified. During the Jiaqing period, in order to calm down the Chu religion and chaos, military expenditures were huge, so we had to try to make up for the insufficient income and expenditure of the Ministry of Revenue. Therefore, Shaanxi Governor Bi Yuan started the proposal of "reducing the balance". Flooding means reducing the quality of silver. The silver number on the surface has not decreased, but in secret, it has been reduced. It is estimated that the amount of silver saved by each province by reducing the amount of silver is about 740,000 taels each year, and the Ministry of Revenue should be resolved. However, after a long time, the benefits and disadvantages are everywhere, because the standards for the reduction are different, and it is easy to get mixed up.

"Now, each province pays military pay, and most of them are paid according to the reduction. For every two taels of silver, some are deducted three points and six cents, some are deducted four points and nine cents, and some are deducted four points. It was agreed by you that all four points will be deducted. The one-pointed one is deducted one. Danchu, do you know whether the provinces are following their strength?" Luo Bingzhang continued, "I honestly advise you that I am in Zhili, but I can't tell you that it is possible to achieve the same."

"Your province is like this, and other provinces can be imagined. In fact, the saying of 'reducing' is self-deceptive and meaningless, but it is difficult to reverse the problem and suddenly it is difficult to eliminate."

"Yes!" Luo Bingzhang said, "In fact, the problem that should be eliminated is not only one of the disadvantages? I remember that there are two sentences in the Great Commentary: 'He is like the foreign silver in each province, and the silver price is equivalent to the price of the money, and there is no fixed seal, which is just enough to fill the money. However, those who have no fixed seal are nothing but the currency system is too chaotic, and there are silver and silver. There are various types of silver. Foreign money is not just the Mexican Eagle, and it is difficult to have a certain and unswerving fixed seal. At the beginning of the Danchu, there is a fundamental and easy way to issue money, which is to pay taxes for grain, and pay one liang, and pay one liang, and pay one liang, and pay one liang, and pay one liang, and pay one liang, and pay one liang, where can I get full from?"

When Yan Jingming heard this, he slapped the table and praised him. "Mr. Zhai!" He said, "This matter must be done! This is a great cause for a long time. The "spraying tip of the grain, kicking hu" cannot be eliminated for a while. The "fire consumption, flatness" of the cashier can be eliminated from now on. How fast is it?"

"Dan Chu!" Su Shun said, "You have to put this in your heart."

"Why?"

"Removing evil will lead to people's jealousy. We only talk about promoting good things!"

"Ah, ah! Brother Yuting saw the truth!"

Therefore, the agreement was made to break up happily after the meeting at the Ministry of Revenue the day after tomorrow. Su Shun was happy, and Yan Jingming was even happier. With Su Shun's full support and Yi's strong praise, not to mention that this matter is not as wide as building a railway, it seems that this discussion will be implemented.
Chapter completed!