Kowtow and thank you? You will also make selfless contributions throughout your life!

Lin Yi is not stupid. If it weren't for the five-year contract signed by the "Lin Yi" in the past, he would have left long ago. He thought that when the one-year period expired, he would have repaid the kindness of occupying Lin Yi's body.

You won’t cause any damage to the people you had with “Lin Yi” because you ran away secretly.

But now it seems...

Can you not bully "outsiders" like this?

"Lin Yi, you...you, you are so brave!" Chen Defu never expected that a lowly man would dare to refuse the surname given to the Chen Mansion. This was simply unheard of.

Chen Mansion, a famous Chen Mansion in the Great Capital! What an honor it would be to be given the surname "Chen"! Having the surname Chen also means that it is officially a member of the Chen Mansion. In the future, it is definitely something that all inferior people dream of.

"Master Fu!" Chen Ruobing also spoke at this time, his tone obviously a little unhappy.

"Yes, Miss!" Chen Defu immediately closed his mouth when he heard this, but those eyes looked at Lin Yi, but he was about to spit out the fire.

Lin Yi looked at Chen Defu's angry expression with disdain. If this guy knew that his nephew was hit by me, would there be a few more fires in his eyes?

"Lin Yi, can you tell me your reason?" Chen Ruobing looked at Lin Yi again.

"I will stay in Shen's Mansion for one more year at most!" Lin Yi did not hide it.

"Is that your reason?"

"yes!"

"Well, everyone has their own ambitions. Although you signed a contract for sale with my Chen Mansion, I don't want to force you. Since you don't want to change your surname, then let this matter go first. You can go back first!" Chen Ruobing's tone was still plain, and he couldn't hear the joy and anger.

"Thank you, Miss!"

Lin Yi thanked him and turned around and prepared to leave.

"Wait a minute, Lin Yi! I wonder what you think of the money house business?" Seeing Lin Yi walking to the door, Chen Ruobing seemed to have thought of something and asked casually.

"Money House?" Lin Yi was puzzled on the surface, but was a little surprised. What is the biggest business in the Chen Mansion?

It's the money house!

Now Shen Ruobing actually asked about his opinion on the money shop business?

This is also a bit incredible. I am just a low-level servant in the Shen Mansion...

"It's nothing if I don't know!" Chen Ruobing shook his head slightly when he saw Lin Yi not answering.

Even if a servant has some brains, he can't really understand the business world without training. The main reason why Chen Ruobing met Lin Yi today was because of the words said by the leader of the delivery man in Taigufang that day.

In addition, I have been busy with the money shop business for a while and have indeed encountered bottlenecks. I have become a little sick and have been seeking medical treatment, so I came to ask a low-level servant.

It's ridiculous to think about it.

"Miss, he just did a small matter of purchasing. How could he, a low-level servant, understand the business of the money house?" Chen Defu also laughed at Lin Yi when he saw that he couldn't speak.

The wood is fascinated by the forest, and the wind will destroy it. Lin Yi has always been to be a low-level servant in the Shen Mansion with peace of mind, and then let it go after the year, but now it seems that it is not easy to spend the year safely.

It seems that my status in the Shen Mansion should be mentioned.

"The so-called money house is to provide a safe guarantee for depositors. Of course, money house business can indeed accumulate wealth. If in troubled times, everyone's life will be difficult to protect, so they are naturally willing to spend some interest on the money house and then save the money. However, if the war is a little rest, the interest on the money house is a bit high for the big households, while small households will feel that it is unnecessary. Only medium-sized households will deposit money into the money house. The economy of the Great Chu Dynasty was not very developed. The money house business lacked the support of large households and the small households with the largest number of people. You can't get enough by relying on the interest of those medium-sized households."

Lin Yi's voice rang in the study.

"Hmm?" Chen Ruobing, who was originally sitting behind the desk, also showed a hint of surprise in his tone.

"What big family is a small family, it's all nonsense? Chenfu Money House is the biggest golden sign in the Great Chu Dynasty. You actually say you can't eat enough? It's just nonsense! Miss, don't listen to him talking nonsense. Maybe you heard some quarrels and show off here!" Chen Defu obviously disdained Lin Yi's remarks.

However, Chen Ruobing seemed to have never heard Chen Defu's words at all.

Because, only she knew in her heart that Lin Yi's words revealed the situation of Chenfu Money House in one sentence.

Large investors think the interest rate is high, while small investors think it is unnecessary. Isn’t it the bottleneck they are facing now?

"Lin Yi, keep talking!" Chen Ruobing also reexamined Lin Yi in front of him at this time.

"If you deposit money in the bank but do not charge interest from the depositors, you will give some interest instead. I don't know what will happen?" Lin Yi didn't care and pointed it out.

"You said that the money bank does not collect interest from depositors, but instead has to pay interest to depositors? How can the money bank survive?" Chen Ruobing frowned slightly when he heard this.

"Lend it!" Lin Yi said leisurely.

"Lend?!" Chen Ruobing had never heard of this word and had no idea what Lin Yi meant by "Lend".

"Lin Yi, you dare to make up random things here, why lending? Our Chen Mansion operates money houses for several generations, but we have never heard of the word lending." Chen Defu could no longer help it.

"Master Fu, if you feel the study is stuffy, can you go out for a walk?" Chen Ruobing glanced at Chen Defu, his tone was extremely cold.

"Miss, I... Defu left!" Chen Defu wanted to say something, but finally endured it. He glared at Lin Yi, and quickly left the study.

"Lending means giving out the money depositors have depositors' money houses, and then charging corresponding high interest according to the length of time and the amount of silver." Seeing Chen Defu leave, Lin Yi continued to say.

"For those who really need it? But what if a poor child goes to the money house to borrow money, then what should he do? Although there have been few wars in recent years, it is not peaceful. If someone dies, how can we get this money?" Chen Ruobing was also in deep thought at this time.

"Before lending, you need to do a credit assessment, and determine the amount of silver you lend based on the borrower's status in the dynasty and the number of fixed assets. The borrower needs to mortgage it with fixed assets, so that if the loan is not repaid for expiration, there will be no loss at all." Lin Yi said directly.

"Well... Although what you said makes sense, it's related to my century-old foundation in the Chen Mansion. Let me think about it. You go back and rest first." Chen Ruobing nodded slightly after hearing this, and then said.

"Yes!" Lin Yi responded and turned away from the study.

Lin Yi had long been able to predict Chen Ruobing's reaction. Many times, a new thing and concept always requires a period of adaptation.

...

The next day, early morning, the sun was shining.

At the door of Dajing Shangde Auction House, Ding Qiubai was waiting at the door with an anxious look on his face.

"Mr. Mu, you are finally here! In this auction, our dagger was also placed in the first auction item, which is also a prize. In addition, President Mu has already ordered Mr. Mu to pay for the auction commission, our Shangde Auction House will not receive any penny, just hope..."

When Lin Yi, wearing a white long gown and a leopard-print mask, appeared in his sight, Ding Qiubai also felt happy and quickly greeted Lin Yi.

"Thank you, Brother Ding, don't worry about the dagger auction. I have something else to ask you." Lin Yi's purpose today was not for the dagger, so he also interrupted Ding Qiubai's words.

"Haha, Mr. Mu has something to ask!" Ding Qiubai was not angry either.

"Do you have a magic treasure auction here?" Lin Yi asked directly.
Chapter completed!