"Taibao, are you going to do it?" Han Yun said happily.

"It's up to you."

Han Yun understood that it mainly depends on the output in Xixia. If the output is still very high, it will still be impossible to operate.

"You go to Weizhou first, tell Zhang Zhifu in detail about the situation and let him cooperate with you."

Wang Ju had a large amount of Helan stones in his hands, and they were kept when the price of Helan stones was the cheapest. Later, the price gradually increased. Wang Ju still asked Han Yun to continue to acquire Helan stones, but he asked Han Yun to open more than a dozen Four Treasures of Study residences. Some of them were still very large, especially the one next to Xiangguo Temple in Beijing, whose annual turnover was almost over 100,000 yuan. However, this matter has been kept confidential and has nothing to do with inquiring about information. It is mainly to control the price of Helan inkstone in the future. Therefore, although the purchases are continued at a high price, the profits of each residence and the profits of Helan inkstone processing offset part of the cost. Otherwise, the expenses will double over the years!

Han Yun bought a big house in Zhenrongzhai Juncheng City, and used this house to transform the garden and miscellaneous houses into four large warehouses. Seventy percent of the Helan inkstones were placed in these two warehouses. Now the reserves are not a matter of one thing, but a total of tens of them are piled up by three people.

Han Yun deliberately asked his nephew to come to take care of these four warehouses in person, and at the same time asked his nephew to buy some fur to confuse others.

However, it had little to do with Zhang Yu at that time, because Zhenrongzhai was one of the two major trades between the Western Xia and the Song dynasties, and the road was smooth, which was conducive to the acquisition of Helan Stone.

But this investment may not necessarily be a loss. As long as the operation is successful, it may double the investment and revenue.

Now we are inquiring about the situation, and we also need to cooperate with Zhang Xi when operating.

Of course, if Zhang Feng leaks it, then it will only be useless to get the water from Zhu Lanzi.

But this is impossible.

Han Yun nodded and asked again: "Taibao, will it be successful if the economy of the Song Dynasty be leveraged?"

"It is very difficult to leverage the economy of the Song Dynasty. Its economic scale is too large. The only loophole is the Bank Department, but it is the Bank Department, unless it comes from the other side. Neither the Xixia nor the Liao Kingdom have the ability to operate."

"The other side is better than the Liao Kingdom?"

"The total economic output on the other side must have exceeded Xixia, but it has not exceeded Liao Kingdom. Even if it is an annual income, it may not have exceeded Liao Kingdom."

In recent years, there have been a lot of immigrants. It may not matter in the Song Dynasty. Instead, these poor households and martyrs' families migrated away, which reduced the burden. However, more than 200,000 households migrated in the past four years, and the population on the other side immediately surged.

This year, the total population of the other side has reached more than 8 million, and this total population is almost close to the total population of the Liao Kingdom's core population (referring to the direct-government population that does not include the surrogate areas). However, although the number of ports on the other side is expanding, there are many middle-aged and young children. If they have to make a plan, they have to wait until more than ten years later.

So Wang Ju made an objective evaluation. He said, "If you look at the book, you will be even worse than the Liao Kingdom. However, although the Liao Kingdom's total wealth may be several times better than the other side or ten times, it cannot be all drawn out.

Therefore, the other side could leverage the economy of the Song Dynasty, but the Liao Kingdom could not do it."

So it is a vulnerability, not a vulnerability.

It’s crazy to leverage the economy of the Song Dynasty? Even if there are contradictions, it cannot be leveraged. In general, the other side must have grown up with the Song Dynasty in these decades.

Wang Ju said again: "And if you want to leverage the Banking Department, unless you cash out half of the principal of the Banking Department, then in panic, the merchants will cash out repeatedly, leading to the failure of the credibility of the silk exchange. On the other side, it is better to say that if the merchants join forces and use the economy in their hands and the court does not do it, it may threaten the safety of the Banking Department. However, as long as there are no major changes in the Song Dynasty in the past ten years, the principal of the Banking Department will reach 400 million yuan of gold and silver, even if these merchants join forces to leverage it, it will be very difficult."

But it is hard to say that if the internal situation is completely safe, even if Wang Ju has formulated a strict system for the Banking Department in the past two years, the Banking Department may fall down.

"So that's it, Taibao, I don't know if it will be successful this time."

"Maybe," Wang Ju said vaguely.

The Song Dynasty grew up in the economy, while the Western Xia was shorter in the economy, so Wang Ju arranged this way, but it was the first in history, for example, such a clear economic war, and it is hard to say whether Wang Ju can succeed.

Han Yun went to the northwest without delay.

Wang Juze came to the banking department.

Zhang Shangying welcomed Wang Ju to the back hall. At this time, the workshop behind had been discontinued, so it was very quiet.

Wang Ju took a cup of tea and gave a wink. Zhang Shangying understood and asked the yamen runners to retreat. Wang Ju then said: "Next year, the ratio of silk exchanges, Taizu, Taizong, Zhenzong, and the ratio of Renzong and Yingzong to each will be thirty to thirty to thirty to twenty to ten."

"Taibao, is it still in a bit of financial difficulties?" Zhang Shangying immediately understood.

The number of silk exchange banks in several types of silk exchange was different last year, and the main one was the big exchange, so silk exchange made a considerable profit, but this year it was basically the same, and the number of silk exchanges in Yingzong, Zhenzong and Renzong was added, which narrowed the number gap last year.

Now Wang Ju has expanded the number of big deals again, so he must want to make a profit with it.

"Tianjue, in fact, I have calculated the income and expenditure in the past few years. But you also know that the two wars in the south cost a lot, which is an additional expenditure. If the weather is good in the past two years, it would be better. This autumn is slumped, and the river water is broken. Although it is not a large-scale flood disaster, the court spent a lot of money to provide disaster relief, so I calculated that the economy is still a bit tight."

Zhang Shangying calculated silently in his heart and said, "It should be fine."

The income of the Sansi has nothing to do with him, but the business tax that changes a lot in the Sansi's income. Other tax reductions and exemptions are released in the annual accounts, either the income of the bank department. This account has not been reported, but Zhang Shangying knew it in his heart.

"If it is normal, the finances will not be tight. On the contrary, it will be very abundant. But I need to reserve some money and make plans for the future destruction of the Xia Dynasty. At the same time, I asked Zhang Zhifu to go to Weizhou and had a secret arrangement, intending to start a major battle next year to further weaken the power of the Xixia people."

"No wonder" Zhang Shangying woke up.

The court recruited the strong Baoding in the capital to serve as the banished soldiers, and asked Yao Lin to go to Hedong to recruit border troops. Zhang Feng also recruited border troops on Jingyuan Road.

It would be normal if you don’t think about it seriously. The previous two crushing defeats led to the sacrifice of a large number of soldiers in the Song Dynasty. If these people die, the court would have to add new officers and soldiers.

But seriously, it was a bit wrong. Zhang Yuyou Jingyuan Road was a bit big, and the court seemed to have provided Jingyuan Road with a large amount of food, grass, armor and money.

"Taibao, but now I'm not losing again."

"I know that it is just to let Zhang Zhifu launch a large-scale shallow attack. It is not to attack the inner abdomen of Xixia, and to make it successful in attacking Xia, it is even more necessary to have a great victory to boost morale."

In this way, it will cost a lot of money.

"Taibao, I have something I don't say."

"explain."

"Taibao, since these expenses are very large, we should not allocate so much money to allow all prefectures and counties to build roads and water conservancy."

"Then you're wrong. This is what I most long to do. Even if the finances are difficult, I will allocate this year and I will allocate a lot of money next year. In two years, you will see its effect."

More than 30 million guan of money were allocated in two years, and a state could distribute nearly 100,000 guan for infrastructure. If farmers were hired and 50 million were paid a day, 20,000 people would be allowed to work for 100 days. Don’t think that the difference was a little low. These infrastructure was built at the doorsteps of these people, and the benefit of these people themselves! Twenty thousand people worked for 100,000 and a half days. Chunwei was also built.

Think about it, after these infrastructures are successful, they will bring great changes to the prefectures and counties of the Song Dynasty.

It’s a pity that Wang Ju is very worried about Zhao Xu’s lifespan and Zhao Xu’s suspicion. Otherwise, Wang Ju would stay in Zhongshu for another year, and the finances would be more abundant, which would not be 30 million, and he might invest more than 50 million yuan in money.

Once this money is put down, the entire Song Dynasty will undergo earth-shaking changes.

But Wang Ju will go to Shaanxi the next year. Once he goes to Shaanxi, he will be prepared to take action against Xixia. At that time, money and silk would not be spent. Even in the third year, in order to continue to quell the rebellion within Xixia and carry out related governance of Xixia, a large amount of money and silk would be spent.

It was not until the fourth year that a large amount of fiscal expenditure would not be generated, but Wang Ju had already left the Song Dynasty by then, and maybe Zhao Xu would no longer be alive. With his high moral character, he still hoped to allocate a lot of money to use for infrastructure?

In other words, the Song Dynasty lost a great opportunity to truly revive.

But in the final analysis, it was Zhao Xu's suspicion.

If Zhao Xu was not suspicious and had been relaxing population migration to the other side since the seventh year of Xining, and then trusted himself rather than using checks and balances, then all of this could be moved three years in advance.

If you think too much, you will be crying.

Wang Ju stood up in a bad mood and said, "But don't make any noise about this."

"Taibao, don't worry, I know the importance."

"Tianjue, I have another idea, I'll ask you what you think."

"Taibao, please say."

"Now the banking department has only one hundred business operations, but next year there will be hundreds of business operations. In the future, there will be hundreds of business operations, and there will be four or five thousand business operations."

"Taiwanese insurance means that management is difficult?" Zhang Shangying asked.

In fact, if the Northern Song Dynasty did not quickly perish, there would be no more than four or five thousand business operations in the future. At least one county town would have to be established. If Wang Ju took down Xixia, it would be able to stabilize Xixia and add some prefectures and counties. In addition to these more than one thousand county towns, there would be other important towns. Now the Song Dynasty had a strong commercial atmosphere, at least two or three thousand were the main towns. Once the bank took over the leverage of economic development, more commercial towns would appear. These important towns would also have to be established.

So it is indeed difficult to manage at such a large scale. Wang Ju nodded. Although Zhang Shangying had a chivalrous style, he would have certain talents to become an important official in the Song Dynasty in the future. He said: "Forced management is a inferior strategy. Even if you use private access and supervise it, once the scale expands in the future, there will still be problems such as this. So I have an idea, which is the reward system. First, based on its income, even if the borrower has a loan of more than 1,000 yuan, the economic person in charge will follow up on its management and query the accounts to ensure that the loan can be collected and there will be no major disputes."

"This is good," Zhang Shangying said. If this happens, some usury merchants cannot borrow the money and transfer it to the public for profits.

"It's one, and in addition, based on its income and the amount of complaints"

"complaint?"

"Each business is set up with a titanium, and the key is sent to a dedicated person to take care of the key, and the business is placed in front of the business. If the people are dissatisfied with the business, they can write a lawsuit and put it in the business. The banking department will send people to check the accounts and supervise their operations, and open the titanium. If it is not a malicious complaint, it is indeed a problem with the business, then it must solve the problem for these people, and it can also be regarded as an assessment of the economic personnel of the business. If these two items are combined, the lower ones will be given the police or even dismissed. If the middle ones are not asked, the superior ones will be given two percent of the profits of the business, and the special ones will be given five percent of the profits of the business."

At the end of the banking department, it must be a big Thomas. If it really reaches four or five thousand business operations, just a clerk and economic person, it may exceed 50,000, or even 100,000. The salary is now about fifty to one hundred coins, which is a new core. Fifty coins are enough to allow the family to have enough food and clothing. If it is one hundred coins, it is not in a prosperous city like Beijing and Hangzhou, then it is enough to live a well-off life.

This salary was also formulated by Wang Ju. It is impossible to want the horse to run away and not eat grass.

But if you get this reward, the nature will be different. Think about the banking department's income at that time, even if it was 2% or 2% of it, it might have exceeded 4 million yuan. If it is distributed by one person, it may have exceeded 100 yuan!

Although it is not as good as the magistrate, how do you really compare with the salary of officials?

In fact, there is also, no matter how you supervise, these clerks and economic people will still get some gray income in the future.

"This idea is good, hey, it can be promoted to various venues."

"Food it, come on." Wang Ju sighed. Even if there are rewards, those who dare not offend the powerful and powerful will not dare to offend the powerful and powerful. On the contrary, with these rewards, think about the later fines and charges for the Tian Dynasty.

Spring is coming.

Wang Ju was hurt by the money, but it was about to get the first step.

But before harvesting, he received a good news, so he hurriedly met Zhao Xu and reported the situation. That is, Master Zhong really completed that path, which killed hundreds of soldiers, some were injured by poisons, some suffered from serious diseases due to harsh environments, and some were injured in the battle with the barbarians at that time. They were not normal deaths, but the price was not high compared to this path.

There are actually far more than so many people dying behind the scenes.

However, this degree surprised Wang Ju a little. Think about the horrors in that area.

So Wang Ju didn't want Mr. Zhong to fall into that pit, and he didn't allocate much money.

I don’t know what this road is, but Master Zhong said that if it is repaired, it will at least satisfy the caravan’s exchanges.

From this point of view, it is still meaningful. Think about how big a bend the fleet has taken from the sea to reach Tianzhu for commerce and cannot achieve real trade with Tianzhu.

After hearing this, Zhao Xu was also very happy.

This can also be regarded as his political achievements. I remember how many bloody battles the Tang Dynasty fought in order to maintain the Silk Road in the Western Regions. But in his hands, he could do it easily. It was just that the targets were different, one was in the river and the other was the countries of India.

"Wang Qing, what is produced in Tianzhu?"

"Sugarcane, fruits, kapok, are not conducive to transportation, or if there are some in our court, there may be a small amount of gold and silver, which is beneficial to our court, but there is one thing, that is, all kinds of spices. Your Majesty is wise and immediately thinks about its meaning."

"Haha," Zhao Xu said happily, and he said again: "Wang Qing, have you taken action?"

"That aspect of your Majesty?"
Chapter completed!