Chapter 565 The Beginning of Capital (Part 1)
"If you don't pay back the money, we will use your family to pay off the debt." Yao Dachong and his servants smashed all dozens of looms, and then said to Zuyang fiercely.
In fact, it’s really impossible to blame Yao Dachong. The interest he gave to Zu Yang was very low, only two points. I heard that the Qingmiao Law of the court had two points in half a year.
The Song Dynasty had laws of the Song Dynasty, and the people had laws of the people, that was to kill people and pay their lives, and to pay their debts, which was that simple.
If you owe debts, people come to collect the debts, and you have to pay them back wherever you go.
The group left, and Zuyang and his family were crying.
Zu Yang just wore a fur coat and sat on the door in a daze.
This invasion of Xixia is really a disaster.
His sudden disaster was not only related to the invasion of the Western Xia, but also to Wang Ju and Cai Ting.
First, Wang Ju abolished the policy of counting large livestock into property households in Huachi County, and used this to encourage and support the people to raise large livestock. Then he built a kang house and hatched chickens, ducks and geese on a large scale. He also encouraged the people to plant some fruit trees, and also moved sorghum and alfalfa and green reeds, which developed the semi-herding and semi-definite way of raising livestock to settled and raising.
Then Wang Ju left, but these policies were preserved and quickly improved the lives of the people of Huachi County. Therefore, Cai Ting continued to promote it in Qingzhou.
These policies should be relatively good.
After Cai Ting left, the governor of Qingzhou was Li Suzhi. If you love the people like your son, Cai Ting and Wang Ju were not as good as Li Suzhi. These are strategies to benefit the people. Of course, Li Suzhi would not destroy them. Even poultry and fruit trees were intentionally not counted as property in households, etc., in order to further protect the development of these side businesses and improve the lives of the people. Anyway, the court did not expect that Qingzhou on the border would bring any income to the treasury.
After Li Suzhi, there will be Li Fugui. Among the three, Li Fugui is a little worse, but he is always better than Sun Mian.
Therefore, in recent years, there have been more people raising poultry and livestock, but livestock is still mainly raising sheep. Horses and cattle occupy too much space, and it is not very suitable for large-scale breeding in Gyeongju.
There are three types of sheep. The fewest people specializing in raising dairy sheep, and the most are meat sheep.
Only a very small number of people raise sheep and make money by shearing hair.
In this era, fur processing technology was very backward, but there were also some crude techniques. There were some workshops in Gyeongju that specialized in handling leather or wool.
Wool is not made of wool. Wang Ju remembers that in his previous life, there seemed to be some machinery similar to wool making when archaeologically came to China very early, but Wang Ju did not see any wool in so many places in the Song Dynasty.
The market for wool is actually really big. Once wool is made, there will be a head rope instead of the current silk rope ribbon.
With wool, there are sweaters, or even wool sweaters.
This has to be done slowly. It must be done when cotton is popularized and the textile machine is further improved. When the cotton is truly woven into cotton thread, then the wool can also be twisted into wool thread.
It’s not that Wang Ju’s knowledge is limited, and even if the experts come, it doesn’t work. Let’s give a metaphor. Wang Ju’s industrial tree in his previous life was a towering tree. Now the industrial tree in the Song Dynasty is not as good as a bean sprout seedling. Let’s give a metaphor. The theory of the atomic bomb is very simple, with high school knowledge, but how many countries can create an atomic bomb?
Therefore, the current wool technology is mainly used to weave felt blankets with more rough technical requirements.
It consists of two parts. One is to treat the hair so that there will be no strong odor in the future.
The second is to wove it into a blanket.
However, the felt blanket technology in Qingzhou is very poor, not as good as that in Xixia. The felt blanket is poor in quality and cannot be sold at a high price, and the price of wool cannot be sold at the same time.
In the past, Zuyang used to make some small businesses based on the benefits of Huai'an Town's terrain. He also made some money. These businesses also included smuggled felt blankets.
Gradually he had an idea that if the Qingzhou felt blanket technology is improved and the quality reaches the top level of Xixia, there will be a lot of profit margins. Although private merchants do not pay taxes, the actual cost of bribery is more than that of paying taxes. Moreover, the goods are transported from the other side of the mountain, and there is really no transportation cost? In addition, the price difference between the merchants on both sides is sought. This profit margin is so big that it is too big.
He thought of doing it, so he started researching and developing it in the spring of the previous year, and exchanged products from the Xixia people for some technology, and improved the wool treatment technology and loom step by step.
Although it would make people laugh when seeing his history hundreds of years later, in this era, especially in relatively backward border areas, Zuyang was considered a predecessor. It was not until last winter that Zuyang started production.
This time was too long, and it was very difficult to obtain the technical source. In addition, it would cost a lot of money to start production. Therefore, the money saved in his hand was spent and he borrowed more than 2,000 stagnants of money.
However, his efforts were also good. He finally released samples at the end of last year. Although they were not as exquisite as some felt blankets from the Western Xia and Western Regions, the quality was good in general, at least it was a top-notch product in Qingzhou. If it weren't for this war, the foreign debt could be repaid in at most more than a year.
However, the war has arrived.
This war was not scary. Except for a few villages on the front line, they were unable to think about it and did not evacuate. Most of them became snacks for the Xixia people. The remaining people evacuated to the rear in time.
Zu Yang also withdrew.
But he was sad.
During this evacuation, the government ordered the people to take away valuables and large livestock, which were cattle, horses, donkeys, mules, and a small number of camels.
First of all, they were all very expensive and the government could not afford to pay. Secondly, what the Song Dynasty lacked the most was these big livestock, not only horses, but also cattle and donkeys. How could they bear to kill them?
However, if you are not polite about sheep and poultry, you will slaughter them all, half of which will be sacrificed for the soldiers, and half will be taken to the people on the road for food, and you will be compensated at the price after you come back. As for the food, some slightly expensive items will be sent to the forts and forts to be kept and returned after you come back.
The government did it after the war. Despite countless chaos, most people could express their understanding.
But Zu Yang was about to cry without tears.
After receiving compensation from the government, the people gradually transported lambs from other places and raised them. However, the price became more expensive when they got them from other places, and the scale was far less than before. As for the sheep, they almost disappeared completely.
In the future, as long as the governors are not stupid, they will recover, but that will take several years.
The worst thing is that batches of green salt are being transported to Qingzhou.
In fact, Wang Ju and Wang Anshi can only be regarded as bystanders of usury. Although they sent people to understand it, they also saw its ugliness, so they could not be considered an expert.
If Wang Ju and Wen Yanbo have a good relationship and are in a sensation, Wen Yanbo might complain, is this money from usury really so easy to make?
First of all, it will bring a bad reputation.
Secondly, it is necessary to take all the white and black paths. People with high births like Wen Yanbo dare not charge too much interest, otherwise after several lives are forced to death, thousands of people will be punished, so they will not be able to develop in their careers.
Those who really dare to collect high interest rates are not only not afraid of bringing this bad reputation, but also have to hand over good officials, clerks, yamen runners, and bribe evil lawyers. They have to support many thugs, and these expenses are also huge.
Finally, it is released. How many can it be taken back?
Because of his lack of understanding, Wang Anshi made a serious mistake in positioning the Qingmiao Law, which is two-part profit.
This is the two-point interest for spring and autumn harvest. How high is the interest? What kind of income can get two-point interest in half a year? So in two years, wouldn’t it double? The Great Leap Forward is not so fast.
Wang Ju saw it more clearly, but he only knew that the interest rate was too high, which brought heavy burden to the people. He did not think deeply about usury, so some problems arise in the salt price positioning this time.
The final position was 22 cents per pound. Although Wang Ju knew the price was not high, he felt that he had made up for it.
The actual price is very low. Think about it, the cost of decomposing money from the salt farm will reach twenty cents, but how can the decomposition price be compared to green salt? Once it is sold openly, the prices of the two are at least ten cents apart.
That's why there is such a large order quantity.
Don’t ask about usury, this thing is quick to make money, not something that ordinary people can play with. Some people give interest, but it is not usury, just like the interest that Yao Dachong gave to Zu Yang. It is only two cents. Therefore, all the money in his hand is invested in this Qingyan.
However, there are not many sheep in Gyeongju now. When creditors saw a better business, they came to ask for debts.
So today's situation occurred.
Suddenly his ten-year-old daughter shouted: "Dad, officers and soldiers, officers and soldiers are here."
Did someone bring officers and soldiers to ask for debts? Zu Yang raised his head dumbly and saw a group of officers and soldiers riding horses quickly towards his house.
In the blink of an eye, the team of officers and soldiers came to him, and they all turned over and dismounted, and their movements were neat. This made Zu Yang feel that the team of officers and soldiers were a little different. He could not distinguish what was different.
Then a young general with beautiful eyebrows and very beautiful appearance came over and asked, "There is a man named Zuyang here, do you know?"
"Little General, it's me."
When he heard Zu Yang sigh at the little general, the troops behind him all laughed.
The young man touched his chin's beard, said a little embarrassedly, "Am I very young?"
How did Zu Yang answer this?
"Are you the Zuyang who made the felt blanket?" the young man asked again.
“That’s right.”
"What's wrong?" the young man walked to the smashed looms again.
"General, the young man borrowed the debt. The Xia people invaded. The government ordered the strong walls to clear the fields and slaughter the sheep together. The creditors were afraid that I could not repay the debt, so they came to the door to move my property away and smashed the looms."
"It seems that it's my fault."
"How can it be the general's fault when doing business?"
Zuyang really doesn't blame anyone. The government asked the people to evacuate and clear the countryside so that they could quickly defeat the enemy. The government did a very kind and righteous way this time. In order to deal with the 300,000 enemies and the lives of so many people on Huanqing Road, what is his family worth?
"It's not bad. I know how to strengthen my walls and clear the world, and I also understand the big troubles. It seems that I'm right." The young man said again.
"May I ask the general..." Zu Yang was suspicious. Even if he was an officer or a real general, he was too loud.
"You talk about your family's story again, I don't know much about it." The young man asked again without saying who he was.
Zu Yang then talked about the passage.
His beautiful wife kept crying beside her. She was so scared. What if Yao Dachong turned against him and dragged her and his children to sell her? He didn't have to worry about entering the fire pit, and even his daughter would jump into the fire pit soon.
After hearing this, the young man took out a felt blanket from his arms. It was not a whole felt blanket, but a sample cut off a corner and asked, "Is this your product?"
Zu Yang identified it and said, "General, that's right."
"The weaver is good, but the pattern is not good. I looked at two pieces. You want to imitate the Central Plains pattern, but it doesn't look like it. In fact, you don't need to imitate the Central Plains pattern, just take the Northwest pattern. It has a national style, but it will be sold at a good price. Imported products are popular in any dynasty."
“Imported products?”
The young man patted his head and said, "It is a commodity from foreign countries, such as Japanese paper fans. It is also being imitated in Hangzhou. The quality is not worse than that of Japanese, but the price difference has always been very large."
"But now..." Zu Yang was about to cry. Do you think this god-like thing works? Besides, it comes to Hangzhou. What does Hangzhou have to do with me?
"It's okay, I'll go back soon and give an order, transport some supplies from the rear to Yanzhou, and exchange some livestock from Yanzhou, including some lambs, and then hand them over to the people for raising them by changing goods. In a few months, you can buy a lot of wool."
"You ordered... Are you..." (To be continued)
Chapter completed!