However, after Kuaiqian launched Yu'ebao, it would have a 2.7% interest in Yu'ebao, and it could be withdrawn at any time and you could also shop directly. ◇↓

Then who would put it in Alipay?

In the past few days, many people have transferred money from Alipay and deposited it into Yu'ebao, which is fast money.

Of course, Alipay does not use this money to invest to make money, and even publishes data online regularly in order to prove its innocence.

But WeChat also has a mall, and Chinese people are very superstitious about Wang Zixuan. Although Wang Zi Technology did not vigorously promote WeChat business, many companies and merchants still rush to apply for official accounts on WeChat to get WeChat business in the idea of ​​seizing the initiative.

The money has been transferred to Yu'ebao, and you can also shop on WeChat. Will these users transfer the money to Alipay and then go to Taobao to shop?

WeChat has just been released for three days, and Ma Yun couldn't see whether WeChat can grow bigger in the e-commerce field, but the loss of Alipay users alone made him restless.

Just like Taobao can drive Alipay users.

Conversely, WeChat Pay can also drive the development of WeChat business.

The regulatory authorities have liberalized the t+0 of money funds, WeChat Pay can cooperate with Huaxia Fund to get Yu'ebao, and Alipay can also get something with other funds.

Every minute, users are lost, and Ma Yun dared not delay. She immediately found Jiashen Fund, which is second only to Huaxia Fund, to cooperate in developing similar things, but this cannot be made by shaking hands.

Technology development, formal approval...

Every link takes time.

Ma Yun could only urge Alipay to get the technology done, while lobbying the regulatory authorities to pass the review as soon as possible.

On Thursday, the scale of China's cash and money fund reached 470 billion.

Affected by the rise in the overnight lending rate between banks two days ago, Yu'ebao's 7-day annualized interest rate soared to 3%.

The current one-year fixed interest rate is only 2.25%, and the 3% return of Yu'ebao is already very attractive to many people, not to mention that Yu'ebao's return rate is still rising!

Although there was no run, a large amount of deposits flowed into Yu'ebao, which still caused bank liquidity tension, and the overnight lending rate of the interbank market rose again.

Some time ago, Wang Zixuan shorted the stock market, causing a large amount of funds to flow out of the stock market and interbank funds were loose, which is also one of the reasons why ICBC dared not accept money funds.

Unexpectedly, Wang Zixuan gave the bank a blow so soon.

Banks’ lending this year exceeded expectations. The central bank vigorously freezes funds in the open market, raised the deposit reserve ratio three times, and issued a huge number of three-year central bills in succession. Even the bank could not resist the urge to lend.

Because if you borrow more, you can make more money.

The eldest son of the Republic is so willful.

Although hundreds of billions are not much for banks in the long run, it is not enough for all banks to bear it in the short term. ICBC, which was rich yesterday, refused money fund agreement deposits, also began to borrow funds in the interbank market.

You should know that these large banks usually lend funds from small and medium-sized banks.

The one with large amounts of funds in the interbank market is Huaxia Cash Fund.

Interbank lending market interest rates soared directly to 8% on Thursday.

In May, when the interbank market was tight, the interest rate was only more than 2%.

Now that I'm in trouble.

Many bank executives have criticized Yu'ebao for seriously disrupting the financial order and demanded that the central bank limit the scale of Yu'ebao.

However, Zhou Xiaochuan also rarely came forward to express his support for financial innovations like Yu'ebao, and at the same time criticized major banks for excessive lending, which caused financial tensions.

On Friday, Yu'ebao's seven-day annualized yield also soared, reaching 3.7%.

The increase in Yu'ebao's yield rate has also attracted more people to open fast money and transfer the money to Yu'ebao.

The first batch of pre-sale Prince mobile phones have arrived.

The positive review rate on the official website remains above 9 points, and the proportion of return and exchange users in Princes Home in various places has also remained below 1%.

All machines with problems will be returned to the factory for repair. Change the serial number and prepare to be sold at a price of 999.

Many people are waiting to buy refurbished machines, but Princess House has not yet been launched.

These days, Wang Zixuan has also turned into an otaku. He watches TV and surfs the Internet at home every day, and does not go out.

An Ran occasionally went out to do spa with An Yixuan and a few girls, and came back and played shameless games with Wang Zixuan.

After ten o'clock, a guest came to the Wang family.

After seeing the person getting off the bus outside, Wang Zixuan came to the door to greet him.

Ma Yun got out of the car and followed the greeting housekeeper into it.

After receiving Wang Zixuan's invitation, he agreed without hesitation.

Although he was very busy recently, and a large part of the work was brought to him by Wang Zixuan, he also wanted to know what happened to Wang Zixuan inviting him to come.

Declare war?

It seems unnecessary.

Although he is very awesome.

A year ago, he didn't take everyone seriously, no matter the Internet or any field.

But only after Wang Zixuan was born, he knew what aliens were.

The two are not on the same level at all.

The money Wang Zixuan donated is more than Alibaba’s current market value.

Even if Alibaba is the leader in the e-commerce field, with Wang Zixuan's status, there is no need to declare war with him.

cooperate?

This is still very likely.

These days, he has been making people play WeChat.

Of course, it’s not about playing shaking and looking for excitement, but about understanding the ** thing better.

Understand his relationship chain, understand his social attributes, and understand how much his e-commerce can do.

Many executives give him an assessment of the social relationships that determine that it is difficult for micro-businesses to achieve the scale of Taobao.

However, Ma Yun did not dare to underestimate the enemy, because Wang Zixuan had proved his business vision and accurate judgment of the Internet trend.

If cooperation is the best, it will undoubtedly take great courage to fight with Wang Zixuan in China.

However, how to cooperate is a big problem.

"I am sorry for any mistakes."

As soon as I arrived at the door, I saw Wang Zixuan greeting him with a smile.

Wang Zixuan and Ma Yun have also met twice before, but because of the crowds, they didn't talk much.

Wang Zixuan still has some respect for this short man.

When Ma Yun saw Wang Zixuan coming out, she hurriedly stretched out her hand with a smile and said, "I'm very happy to receive the invitation from the prince."

Wang Zixuan shook hands with Ma Yun and smiled and said, "I have prepared some good tea, please come in."

"good."

Two people walked into the living room.

Wang Zixuan personally poured a cup of tea for Ma Yun and smiled and said, "The best big red robe, I don't know if it suits your taste."
Chapter completed!