Hong Kong's financial industry has always been fiercely competitive. There is a saying that banks are more than rice shops, while insurance companies are more than banks.

There are currently more than 400 registered insurance companies in Hong Kong, and these companies can be basically divided into two categories. The first category does not establish branches in Hong Kong, and mainly sells insurance policies through cooperation with local insurance agencies.

The second type is insurance companies based in Hong Kong or have branches in Hong Kong. The number of them is less than a hundred, but they are the main players in the Hong Kong insurance market.

Qichang Insurance is an old insurance company based in the local Hong Kong market and has spread its business to Southeast Asia. It has a history of more than 70 years since its establishment in 1909 and has excellent reputation among Hong Kong customers.

The development of Qichang Insurance was originally smooth, but suddenly the disaster came from the sky and was involved in the Jianing fraud case. Qichang Insurance has been controlled by Chen Songqing and has little intersection with Jianing Group.

However, as a holding subsidiary of Jianing, Henaiqichang Insurance cannot be affected by Chiyu when the parent company's reputation collapses.

In addition to the stock price plummeted, many customers even began to doubt whether Qichang Insurance would have the ability to solve the insurance in the future. Fortunately, Merrill Lynch took action in time and pulled Qichang Insurance out of the huge pit of the Jianing case.

Although Merrill Lynch is the culprit of Qichang Insurance's crisis, the company's management's attitude towards Merrill Lynch is much more grateful than hatred.

After all, it is the shareholders who bear the losses of the stock price plummeting. For management, the strength of Merrill Lynch, the new owner, is much stronger than that of previous old owners.

Not to mention anything else, Merrill Lynch's influence in the global market alone can help Qichang Insurance better explore overseas markets. What's more, after Merrill Lynch took over the company, there was no plan to change blood on a large scale, and everyone successfully saved their jobs.

Therefore, with the cooperation of company executives, Merrill Lynch Bank can carry out a series of dazzling operations in the next short period of time.

Zhou Yang's actual holdings of Qichang Insurance exceed 70%. He, the new chairman and CEO, has the right to act arbitrarily in the company.

However, after acquiring Qichang Insurance through Merrill Lynch Bank, Zhou Yang was not in a hurry to interfere in the internal management of the company, and even went to Qichang Insurance Company after returning to Hong Kong.

The main purpose of his doing this is to quickly stabilize people's hearts. After all, within more than half a year, Qichang Insurance has changed two controlling shareholders in a row, and some people are inevitably panic within.

However, Zhou Yang seemed to be invisible, but the management teams of Qichang Insurance dare not really ignore him, the big boss.

So after learning that Zhou Yang was interested in promoting insurance business in Nantou Export Industrial Park, the company's president Quinn Elden immediately led a team to the Deep Sea Special Zone.

If Hong Kong insurance companies are segmented according to the source of capital, British capital is the strongest, US capital is second, Chinese capital is third, and insurance companies in other countries are last.

Before Qichang Insurance was acquired by Chen Songqing, its major shareholder was a Filipino company. But it is generally regarded as an American-owned insurance company, and the company's original head, Quinn Eldon, was also an American.

"It was not until three years ago that the insurance business in China began to slowly recover. Currently, there is only one insurance company called China Insurance. It can be said that the entire insurance industry is still in its infancy.

I think Qichang Insurance can take advantage of this favorable opportunity to find a way to advance and enter the domestic market of China. Of course, the mainland market is still relatively closed now, and there are many restrictions on foreign-funded enterprises.

You still need to discuss how to cooperate with China slowly. My requirement is very simple. Making money is not the main goal for the time being. Now we must make friends first.

Although our Qichang Insurance is not the largest insurance company in Hong Kong, it has a long history and a complete business, and can provide a lot of valuable experience for the development of the domestic insurance industry." Zhou Yang gave Quinn Alden the first task.

"Okay, Boss, I will think of more ways to do this." Quinn Elden nodded immediately, preparing to fully implement the boss's request. He has to be said to be a qualified professional manager.

"You start with the deep sea special zone. Whether it is employee medical insurance, personal accident insurance, enterprise water and fire insurance, export insurance, etc., the deep sea city is basically blank now.

You can use the experience of Hong Kong, and at the same time combine the actual situation of China, and work with the Deep Sea Municipal Government to do some useful explorations." Zhou Yang continued to point out.

From the perspective of future generations, China will undoubtedly be the most growing market in the world in the next few decades. However, China was still poor and deserted in the 1980s, and many companies may not be able to take it seriously.

Taking the insurance industry as an example, not to mention policy obstacles, the current salary level in China is almost one-tenth of that in Hong Kong.

This makes the premiums of insurance policies such as medical insurance and injury insurance in China be much lower than those of Hong Kong. For Hong Kong insurance companies, the income from opening a policy in Hong Kong may be equivalent to issuing ten policies in China.

So instead of spending time developing the domestic market, it is better to find a way to sell more insurance in Hong Kong. Before Qionglou Real Estate, there were only medical insurance and accident insurance issues for newly hired workers in Nantou Export Industrial Park. I consulted many Hong Kong insurance companies.

However, large companies basically don’t look down on this small business. The small company Qionglou Real Estate is worried about the other party’s compensation ability, so there has been no progress. It is because of the big boss Zhou Yang, Qichang Insurance, is preparing to seriously advance this matter.

"Boss, we can formulate a new set of premium and compensation standards for the Deep Sea Special Zone, but this requires some government support.

For example, the compensation for medical expenses must be communicated with the hospital. Therefore, we must deal with China's medical system and find ways to reduce the cost of claims as much as possible while improving the efficiency of later claims." Quinn Eldon nodded and said.

"I have communicated with the SAR government. You can send someone to discuss it first. When you encounter specific and difficult problems, you can tell me.

Remember what I just asked, making money is not the first priority. The most important thing for us now is to open up the market. So when you exchange and negotiate, you might as well be more honest and think about some issues from the other party's standpoint." Zhou Yang was still very satisfied with Quinn Elden's work attitude.

The two talked not at the Hong Kong headquarters of Qichang Insurance Company, but in the office of Qionglou Logistics Management Company in Nantou Export Industrial Park.

Just as the two were talking, a noisy noise suddenly came from outside the office. Zhou Yang frowned and walked out of the office to check the situation.

The office area of ​​Qionglou Logistics Management Company is located in the living area of ​​the Industrial Park, in a row of two-story bungalows facing the street. Zhou Yang now occupies the office of General Manager Guo Hongye, which is located on the second floor of the small bungalow.

He stood in the corridor and looked downstairs, and found that there were many people gathering on the road downstairs, and there seemed to be a fierce quarrel.

"What happened?" Zhou Yang waved downstairs and called an employee upstairs and asked.

"Director Jay Chou, this group of people should be the rascals in the nearby villages. Recently, they have been wandering around our dormitory area. The security department sent people to drive them away. Not only did they refuse to leave, they also called more friends to come over to cause trouble."

The employee knew that Zhou Yang was the general manager of the logistics management company and had to be careful with the head office. As soon as he went upstairs, he immediately told everything he knew.

"Have you called the police?" Zhou Yang continued to ask.

"I have called Nantou Police Station and I guess someone will be sent here later." The employee replied.

After learning about the situation, Zhou Yang did not continue to stand in the corridor to watch the fun, but returned to the office to continue talking to Quinn Elden.

About half an hour later, the noisy sound outside finally disappeared. A few knocks came from outside the office, and Guo Hongye, general manager of the logistics management company, came in to report to Zhou Yang about the situation just now.

"How many security guards do our logistics company have?" Zhou Yang asked directly.

"There are more than twenty people in the security department, most of which are guards at each door, and there is also a patrol team of ten people." Guo Hongye replied.

"You go and call Cao Jiansong over, let's talk about this matter together." Zhou Yang ordered Guo Hongye.

Cao Jiansong is the deputy general manager of the logistics company. Before he joined Qionglou Real Estate, he was one of the cadres in eastern Guangdong Province who supported the construction of the Deep Sea Special Zone. Later, he was taken away by the municipal government and entered Qionglou Real Estate.

"Old Guo, Lao Cao, you will mention to Mr. Xu and Mr. Li of the headquarters later, asking them to ask them to ask for two Beijing Jeeps from the city. We will pay for it and donate it to the Nantou Police Station as a police car.

In addition, if you ask them to call the city leaders, when will the police station in the Export Industrial Park be built? If the construction is not approved for a while, use the police station we reserved before.

The city must at least draw a few police officers from the Nantou Police Station to take charge, otherwise the public security in the park will only get worse and worse." Zhou Yang said to Guo Hongye and Cao Jiansong.

Although Nantou Export Industrial Park has been established for more than half a year, this is actually because the SAR government itself is feeling the stones across the river and has not yet received the official red-headed document approval above.

This also led to the incomplete system of the park management committee, such as the park police station that cannot be built for the time being. However, as the export industrial park becomes more and more lively, the public security in the park gradually becomes complicated.

For example, at several entrances of the first phase of the living area, more and more small street stalls have appeared recently, some selling food, clothes and various small jewelry, and some even engaged in various street scams.

You should know that the income of workers in the park is not low, nearly twice the national average. Moreover, most of these workers are young people who have not started their own families and have low family burdens, so their consumption capacity is naturally not low.

And the gathering of gangsters like today is because the workers in the park are mainly young women, accounting for nearly 70% of the total number.

"The government has been unable to rely on it for a while, so we can only find a way to solve the problem ourselves. The scale of the security department must be expanded as soon as possible.

Lao Cao, you used to be a cadre in the city, and you know the situation better than Lao Guo in many aspects. You are responsible for contacting the city and say that our Qionglou Company is willing to do your best to support the army.

The security personnel we recruit next will absorb veterans and give priority to hiring combat heroes who have left blood and been injured for the country.

After the security department expanded its scale, we also suggested that under the leadership of the Public Security Bureau, the security personnel of the Logistics Company should be the backbone to establish a voluntary security patrol team to assist the Nantou Police Station in effectively controlling the security of the entire export industrial park.” Zhou Yang continued.

The security guards of the logistics company do not have the power to enforce the law, and the establishment of a public security patrol team under the leadership of the public security department can effectively solve the current situation of lack of police force in the park.

"Director Jay Chou, several Hong Kong garment bosses reported to us that some fabrics had been lost in the factory recently. They suspected that they might have been stolen by a female worker in the factory and wanted us to search the workers' dormitory.

I felt that the evidence was insufficient and did not agree to their request." Cao Jiansong glanced at Guo Hongye not far away and took the opportunity to react to Zhou Yang a new situation. For this matter, he and Guo Hongye had conflicts.

"You are doing right. Our logistics company serves not only all companies that rent our factory buildings, but also every employee who signs employment contracts with us.

Therefore, when we deal with labor-management disputes between Hong Kong bosses and mainland workers, we must put ourselves in the right position. If Hong Kong bosses feel that the factory is stolen, they will first go to the police station to call the police, and then the public security department will be responsible for catching the thieves.

Instead of infringing on their personal suspicion, we cannot infringe on the privacy rights of our company's dispatched workers. Only after the public security department has the right to ask us to cooperate with them in searching the employee dormitories.

Of course, this problem also reflects our insufficient ideological construction of dispatching employees. Is the party and league center I reserved before now used now?" Zhou Yang asked again.

"The city considers that the thousands of people we are currently recruiting are all young people in their twenties, so three cadres were sent from the city's Youth League Committee, and it is said that the first batch of League members have begun to develop." Cao Jiansong replied.

"With theft issue, we will first strengthen the management of the factory area. Several factories of varying sizes are located in each of our factory buildings at the same time, and the staff of each factory are mixed, which brings greater difficulty to management.

Lao Guo, you can find a way to learn from the Industrial Building in Hong Kong to see how others solve this problem. Then, based on our actual situation, we will develop a detailed management plan.

In addition, the publicity and education of workers must also be strengthened. Once someone is found to be jailed, they must not only be expelled immediately, but they must also be transferred to the Public Security Bureau for theft and take responsibility for theft, and a killing chicken to warn the monkey." Zhou Yang said seriously.

The management of five thousand people is not an easy task, and Zhou Yang had no experience before. Fortunately, he didn't need to take action on specific matters himself, just talk.

Compared with the previous Qionglou Real Estate, Zhou Yang is obviously more concerned about the newly established Qionglou Logistics Management Company, which makes Li Mingde and Xu Jinggan a little puzzled.

After all, in their opinion, the real estate business is the core of Qionglou Group, and the logistics management company is just a department for miscellaneous work. The purpose of its establishment is to provide better services to Hong Kong companies that have settled in the park.

But judging from the efforts Zhou Yang has put in, it is obviously not that simple, so Li Mingde and Xu Jinggan, the two persons in charge of Qionglou Real Estate, have also begun to pay attention to the problems of the logistics company.
Chapter completed!