Chapter 8 Higher Interest Rates
"I just bully people too much, so what can you do to me? If you have the ability to beat me!" Ma Lin said arrogantly as he patted his face.
Seeing Ma Lin's look of beating, Su Han and Zhang Lei were very angry, but Zhou Ming said easily: "I didn't expect your moves to be very fast, but do you think you can't do my treasury business like this?"
"What else can you do? I forgot to tell you that not only was the factory posting such a notice, but my dad also asked the security department to send this notice to nearby townships. You have to go to other places to collect it, be careful of being beaten to death by those farmers! Even if you were not beaten to death by the farmers, it would not be a glorious thing to be sent to the police station by the nearby production team!" Malin said proudly.
This surprised Zhou Ming. He didn't expect that Malin's father would do this and notified other townships. It seemed that Malin told his father about the Treasury bonds, and his father also saw the huge benefits of the business, so he used the power in his hands to post notices in order to monopolize the entire Treasury bonds business in his hands.
"Malin, your father is indeed the most powerful deputy director in our factory, but you can't do it to stop my treasury bill business. There are some things I didn't want to do before, but now it seems that I have to do it," said Zhou Ming.
"You can do whatever you want, I'm waiting for you here!" After Marin said that, he left with a laugh.
...
"Zhou Ming, what should we do?"
Su Han asked Zhou Ming in a confused manner. Zhang Lei did not speak on the other side, but the expression on his face was the same as Su Han.
Zhou Ming understood that they were completely unintended, but this was normal. Facing Marin's use of relationships to suppress him, anyone would be at a loss unless they were those very capable people.
"Do you really think that our treasury business cannot be carried out by doing this? No matter how old Malin's father is, he is just a deputy factory manager. Do you really think that Malin's family can cover up the sky in our Nanhui County?" Zhou Ming asked.
"But Zhou Ming, we are all ordinary factory employees, and we don't know any leaders!" Su Han said.
"Xiaohan, you forgot someone," Zhou Ming reminded, "Di, Director Dai of the County Agricultural Bank, we can go and find him to work with him to do this treasury bill business."
In fact, this is a move that Zhou Ming had already thought of when Director Dai deliberately tested him. As a rebirth, he knew very well that such a big cake and a completely zero risk business. People who have no power and power could not eat it. At the beginning, others didn’t know that they could still make money, but when others also discovered and used their power to grab money, it was difficult for him to do it. Therefore, he had to find a strong partner, and Zhou Ming’s partner was Dai Zhenjiang, director of the county Agricultural Bank.
First of all, Dai Zhenjiang had already tested himself before, and it would be more convenient to find him, and there would be no situation where he could not enter the temple gate with a pig's head. Secondly, Zhou Ming, who had more than 20 years of memory, knew very well that Dai Zhenjiang later came out of the bank and became the director of the Provincial Finance Department. This would be impossible without a powerful *.
In addition, banks were not as blooming as in later generations at this time. There were only two banks, China Construction Bank and Agricultural Bank of China in Nanhui County. If Dai Zhenjiang, the director of the Agricultural Bank of China, had nothing to do with the county leaders, it would be impossible for Zhou Ming to kill him.
Originally, Zhou Ming planned to take this step when the secret of the Treasury bill was known to others, and there were more and more competitors, but now that Marin did this, Zhou Ming could only take this step ahead of time.
Zhou Ming brought Su Han and Zhang Lei to the county Agricultural Bank. Zhou Ming directly said to the staff of the Agricultural Bank: "I am Zhou Ming, who came to exchange 10,000 treasury bonds yesterday. I will contact Director Dai of your bank."
The staff of the county Agricultural Bank were frightened by Zhou Ming's momentum. They were stunned for a moment before reporting to Dai Zhenjiang. After a while, they invited Zhou Ming, Suhan and Zhang Lei to the bank.
It was still the same reception room. Dai Zhenjiang asked Zhou Ming and Su Han and Zhang Lei to sit on the sofa. He also sat down. After looking up and down, he asked: "I wonder what Comrade Zhou Ming is doing today? Do you need to exchange the treasury bonds with a larger amount today?"
Zhou Ming shook his head and said, "No, I came here today to discuss cooperation with Director Dai. Didn't Director Dai be curious about me coming to exchange so many Treasury bonds at one time?"
"I think I understand your purpose. You want to ask me to cooperate with the Treasury bond business, right?" Dai Zhenjiang asked, Zhou Ming nodded and said yes. Dai Zhenjiang lay back and leaned on the sofa casually and said, "If it were yesterday, I would have agreed to you very happily, but unfortunately, today it would be very difficult, because I have heard about the matter in your factory. Your factory security department posted a notice saying that if you collect Treasury bonds in the factory again, you will be arrested, right?"
After hearing Dai Zhenjiang say this, Su Han and Zhang Lei say together. They didn't expect Dai Zhenjiang to know about this. It seems that Zhou Ming is right. Dai Zhenjiang is indeed very powerful in the county. The factory posted a notice this morning, but he didn't expect that he already knew about it.
But this will be troublesome! Because the only reliance they came to find Dai Zhenjiang was the treasury bond business. Now that Dai Zhenjiang already knows this, it means that someone in the factory should have told him. With his relationship, he can take the business into his own hands. Even if it doesn't work, he can cooperate with other more powerful people, and he will never choose them!
What should I do?
Su Han and Zhang Lei were very anxious because the current situation was too unfavorable to them, but Zhou Ming was still calm: "Director Dai is worthy of being the leader of our county Agricultural Bank. He can really listen to all directions."
Zhou Ming's calm attitude surprised Dai Zhenjiang very much. He could see that Zhou Ming was really confident, but he didn't understand where Zhou Ming's confidence came from. He asked Zhou Ming: "Do you still think I will agree to cooperate with you now?"
"Of course, as long as Director Dai wants to make money, then I think my conditions will definitely satisfy Director Dai." Zhou Ming said, "According to the treasury bills I exchanged here yesterday, the interest rate in Nanhui County should be around one cent to one cent to two cents a year, right? So what if I have a way to increase this interest rate to at least one cent five cents?"
Zhou Ming's rhetorical question made Dai Zhenjiang unable to sit still. He looked at Zhou Ming with shock and stared at Zhou Ming's eyes, trying to see something from Zhou Ming's eyes, but it failed. Zhou Ming looked at him calmly without any panic. This proves that what Zhou Ming said is very likely to be true. He can really increase the interest rate of 10 cents to 10 cents.
While Dai Zhenjiang was staring at Zhou Ming's eyes, Zhou Ming was also staring at Dai Zhenjiang's eyes. Zhou Ming read a sense of frustration in his eyes. Zhou Ming cheered in his heart because Zhou Ming knew that he had taken the first step to convince Dai Zhenjiang. You must know that Dai Zhenjiang, as the director of the county Agricultural Bank, thinks that Dai Zhenjiang is the person who knows the best in Nanhui County, but he can't think of any way he can increase the interest rate of the treasury bills. So if he wants to make this money, he can only choose to cooperate with himself.
Dai Zhenjiang was shocked, Su Han and Zhang Lei were also shocked, because Zhou Ming had not told them about this before. They did not understand why Zhou Ming praised Haikou. Treasury bonds were issued by the state, and even banks did not have the power to change interest rates. How could Zhou Ming raise the interest rate? Did Zhou Ming ignore anything to pull Dai Zhenjiang on the ship? But in their impression, Zhou Ming should not be such a talent!
"Director Dai doesn't seem to believe me?" Zhou Ming asked.
"How do you want me to believe you?" Dai Zhenjiang said, "The interest rate of Treasury bills is set by the state. How can it be increased by just saying it is increased?"
Zhou Ming said with an expression that he had known this before, "Actually, Director Dai, I did not ask you to believe me today, and I didn't want to convince you anything. I just wanted to buy all the treasury bills I had exchanged from the bank before. When I come back with the money, I think the facts are better than words, right?"
"Did you buy it at an interest rate of 10 cents or 50 years?" asked Dai Zhenjiang.
Zhou Ming nodded and said, "Of course."
Dai Zhenjiang took a breath of air conditioning, hesitated for a moment and then patted his thigh and decided to say, "Okay! Although it is a bit unruly, if I can make the decision, I will ask you to buy all your treasury bonds back, and you will be able to make up the money you owe after you make money."
"Director Dai is indeed a cheerful person," said Zhou Ming.
Dai Zhenjiang then asked the bank accountant to calculate the accounts carefully before handing over the treasury bonds to Zhou Ming and said: "This is a treasury bond of 22,000 yuan. According to what you said, the interest rate of 15 cents per year, you still owe me 13,000 yuan of interest."
Dai Zhenjiang's words have made Su Han and Zhang Lei speechless. If they hadn't known that the Treasury bonds were issued by the state, they would have thought that this was a usury, otherwise how could the interest exceed half of the principal? This is simply a robbery!
"No problem," Zhou Ming said cheerfully, "but I need Director Dai to help me."
"You said." Dai Zhenjiang said.
"I need to go to Jiangxia City to find a classmate, so I need Director Dai to book two sleeper tickets to Jiangxia City. If possible, I hope Director Dai can help me reimburse my travel expenses in the middle of the journey." Zhou Ming said.
Zhou Ming's request made Su Han and Zhang Lei feel that their outlook on life was wrong: Dai Zhenjiang has made an exception and sold all the treasury bonds back on credit. How could he make so many requests?
Unexpectedly, Dai Zhenjiang laughed and said, "This is easy to say. I have an acquaintance at Linyang City Station. Just book two sleeper tickets for you. As for travel expenses, our bank is still very surplus, and it's okay, but the premise is that you can really bring me back one-five cents. If not, don't blame me for saying ugly things in front, I will deduct your money."
Chapter completed!