Chapter 1071 Dare to think and dare to do
Next to the famous Wuliu Lane in Hangzhou, there is a wealthy house. Before the founding of the People's Republic of China, it was a bank building and after the founding of the People's Republic of China, it was assigned to the People's Republic of China. It was originally a provincial branch of the People's Republic of China. Later, with the rise of the securities capital market, the financial system also needed to make corresponding adjustments. Therefore, the central bank's internal restructuring and became the central bank's Hangzhou Central Branch. It sounded like it was one level lower, but the actual level and nature of work were the same as in the past.
Perhaps for most people in later generations, their most concept of the central bank is to check credit, but in fact, this is only the tip of the iceberg among the many functions of the central bank. The biggest function of the central bank is to ensure the stable operation of the entire financial market. Whether it is issuing money to regulate banks or managing foreign exchange, etc., in short, the central bank has the right to manage everything related to financial activities.
However, although the central bank has many things to manage, in fact, due to the nature of the industry, except for meetings with bank leaders, not many people will come to the door. Therefore, Zhou Ming and Zhang Yun’s visit shocked the entire central branch. Ma Cong, who had already been inspecting, temporarily canceled the itinerary and rushed back. When he heard that Zhou Ming and Zhang Yun wanted to apply for an online payment license for their company, he didn’t know what to do.
Zhou Ming had long expected this situation. After all, this is the first case in the country. How dare a local agency of a central bank be the master?
"President Ma, I understand that you have difficulties here, but we are not going to do this project right now, so President Ma, you can ask your leader first." Zhou Ming said to him.
"That's all."
Ma Cong agreed with Zhou Ming's opinion, but he then emphasized: "Zhou Ming, I know you are a person with great courage and many ideas. In this matter, don't think about getting on the bus first and then replenishing the tickets, as big things will happen!"
Zhou Ming was a little surprised. He didn't expect that even the local central bank's president knew about his affairs.
"You really have to worry about President Ma. Online payment has great technical difficulties and cannot be solved in a short time. I just want to do it first, but I don't have the ability to do it first." Zhou Ming said.
Ma Cong thought about it and thought that it seemed to be the reason, so he didn't mention it anymore, just asked Zhou Ming and Zhang Yun to go back and wait for news.
On the way back, Zhang Yun was always a little worried. After all, Ma Cong did not give them any answers, and he even allowed them to try the waters themselves.
Zhou Ming thought this was normal. After all, Ma Cong could not be a fool if he could take the position of president of the Central Bank's Hangzhou Central Branch. How could such a thing that would change the financial ecology be the one who could make the decision? If he did not report it and made a decision without authorization, it would be internal criticism if he was small, and it would be very likely that he would lose his official position if he was big.
"Will President Ma delay this matter? How long will we have to wait?" Zhang Yun asked again.
Zhou Ming shrugged and said, "I don't know this. After all, Zhang Yun, you are from Hangzhou. I have never had any contact with the government agencies here."
But Zhou Ming then said: "But I think President Ma should not dare to delay this matter, because he is afraid that we will do it privately before talking about it. But I think our top priority now is to get the prototype of the online wallet first, because if we can't even build a structure, even if President Ma gives us a temporary license, we will not be able to use it."
Zhang Yun is now relaxed
He sighed and also secretly swore that he would work overtime in the technical department and get out the online wallet as soon as possible after he went back.
Zhou Ming saw Zhang Yun’s idea and said to him: “Don’t think we can get it out as soon as possible. What we want is to be fast and good. We want to do a career, not to be ready to change the place with one shot. We have to make a reputation first.”
Zhang Yun said that he had received education.
On the central bank, Ma Cong did not dare to delay any delay as Zhou Ming said. Almost after Zhou Ming and Zhang Yun left, he immediately called Yanjing and reported Zhou Ming, Zhang Yun and Sobao's affairs, especially about their desire to pay online licenses.
This incident has still caused a huge sensation when it came to Yanjing, because there are only four major banks doing online payments now, and even other commercial banks are timid. You, a company, want to come in? Not to mention that you can't find many in China, even if you can't find them all in the world.
Therefore, the central bank president did not dare to make such a decision, so he reported the matter to Prime Minister Zhao Sen. Zhao Sen smiled bitterly when he heard this, but he did not immediately reply to the central bank president, but brought the news to Lin Zekang.
"This Zhou Ming, he can always come up with some new tricks for us." Lin Zekang said generously.
Lin Zekang and Zhao Sen really feel both headache and joyful about Zhou Ming, who dares to think and do. Joyful is that Zhou Ming can always develop novel industrial projects. The headache is that these new projects are always challenging the established policies they have given.
Just like now, the financial system has always been synonymous with banks. I didn’t expect that private companies now want to interfere. Although it is just an online payment license, this is a matter of setting a policy precedent.
Lin Zekang asked what comrades in the State Council thought. Zhao Sen answered that they were divided into two factions, with support and opposition. Those who supported them said that this could greatly stimulate the economy, while those who opposed them were worried that the opening of this opening would have bad effects and even attract usury and loans like the old society.
This result was expected by Lin Zekang, but as the country's No. 1 leader, he had to come up with an idea, so he and Zhao Sen thought about it for several days and finally decided to agree to give Zhou Ming a temporary permit.
The central government's decision was transmitted to the Hangzhou Central Branch through the central bank. After receiving the approval, Governor Ma Cong contacted Zhou Ming as soon as possible, and conveyed the central government's decision to him, and asked Sobao Company to issue detailed information about online wallets to the central bank to file.
"No problem, we will sort it out and send it to you soon," said Zhou Ming.
Zhou Ming was not surprised by this result. Although this permission was very advanced, the whole country is now seeking innovation and change from top to bottom, so it is OK to carry out a pilot. Zhou Ming doesn't mind searching for treasures and being this guinea pig. Zhou Ming even knew very well that if this news was released, there would be no idea how many people across the country were rushing to be this guinea pig.
Then Zhou Ming and Zhang Yun went to the technical department for a meeting. The technical department stated that if they were simply connected with the bank port, the plan and model could be made in about a week.
There is no problem with this time. Zhou Ming asked them to do it patiently and emphasized that this thing must be sent to the central bank for filing, so there must be no obvious mistakes.
After explaining to the technical department, Zhang Yun suddenly received a call, and his face changed.
Left: "Mr. Zhou Ming has no trouble!"
Zhou Ming was very surprised that something could happen at this time. Zhang Yun told Zhou Ming: "It's Chen Baipeng's side. He built an online platform, a bulk wholesale business specializing in e-commerce, and now he has promoted it to the Port City side."
After hearing this, Zhou Ming smiled and said, "No wonder he can become the richest man in Binjiang. Chen Baipeng still dares to think and do it."
Zhang Yun was surprised: "Mr. Zhou Ming, aren't you worried at all? Chen Baipeng has already taken us in front of us, and it is said that the online fun he developed is still using the creativity of my search platform."
Zhou Ming thought for a while and told Zhang Yun: "Then you can check whether he has plagiarized us. If there is any, you can sue him and apply for some of our platform's creativity at the same time."
Zhang Yun still doesn’t understand, are you just leaving it alone?
Zhou Ming’s answer to this is very simple: “The matter of entrepreneurship does not focus on coming first and coming later. Chen Baipeng did grab one first, but if his subsequent operations are not in place, it would be useless. You see, QC and QY were originally far ahead in making instant messaging software in China, but now they are different to acquire Penguin? The most important thing is to be ourselves."
...
In fact, when Zhou Ming and Zhang Yun learned that Chen Baipeng was doing online fun, Chen Baipeng had already left Hangzhou and set out for Hong Kong City, because for Chen Baipeng, what he believed most in business was the word "fast", and no matter what he did, he had to be fast.
When the Binhai Exchange established a project, it needed to recruit several companies to pilot it first. At that time, many companies were unsure and dared not try it easily. However, Chen Baipeng understood that this was an opportunity, so he went to Binhai and found the leader in charge of the exchange project to discuss it. In the end, his company became one of the old eight-part players in Binhai, and he became the richest man in Binjiang.
So now it is the same. He can understand that e-commerce is very promising, but Zhou Ming and Zhang Yun are going to do some small business routes. Isn’t it good to make money while lying down? He has to go and do that?
Later, Yu Shengrong and Huang Rong came to Chen Baipeng to understand that Zhou Ming must have some strong background, so these people gave face so much. He did not face him head-on with the second-generation red generation like Zhou Ming, but he could also show facts and prove that his ideas were right!
"Boss, I know you believe in e-commerce very much and want to build a platform by yourself, but why do we have to come to Hong Kong City?" Chen Baipeng's vice president didn't understand very much.
Chen Baipeng told him: "Don't you know that Hong Kong City will return soon?"
His vice president looked puzzled and didn't understand what was going on.
Chen Baipeng told him: "The return of Hong Kong City can be a good window to the world from the mainland, and we are the only one who does mainland e-commerce now. If we can seize this bridgehead first, it would be like holding a treasure pot! Then, let alone the whole country, even the foreign trade of Binjiang Province, can make us make a lot of money!"
His vice president was also very excited and seemed to have seen a bright future for them.
Chapter completed!