"Hi, Charlie, I'm in new trouble. I want to go to the bank to borrow some money. Is there anything I need to pay attention to?" Liu Yunxuan asked after answering the phone.

"No need to pay attention to it, provide the bank with your proof of assets, purpose, and your expected repayment plan. They will be willing to lend it to you."

"Although you just arrived, the ranch you purchased was wholly paid. And you are now doing certification for organic vegetables. If you can wait until the certification for organic vegetables is completed before lending, you will have more loans."

Charlie explained on the phone.

Liu Yunxuan didn't expect that it would be so simple to get a loan in the United States. He still has a lot of impression that his loan was rejected in China. In fact, he did not understand the loan system in the United States at all. Ranchers like him did not owe money in the bank, so they were high-quality customers.

Banks welcome these customers to borrow loans. However, if your credit rating is very low, it will be difficult to get a loan.

"By the way, what are you going to do with a loan? Are you going to buy some cattle for your ranch?" Charlie asked.

"No, I saw that there was a lot of cow dung in the ranch, and the organic vegetables I planted also needed organic fertilizers. I wanted to use these cow dungs. I planned to buy a small feed factory, which would require a loan of about $300,000."

Liu Yunxuan explained on the phone.

Charlie was silent on the other end of the phone for a while and said, "This loan amount should be fine, but I suggest you find an accountant to help you deal with tax issues. If you don't deal with it, you will pay a lot of taxes in the future based on your current development situation. We can't afford O'Hai."

After Charlie's reminder, Liu Yunxuan found out that he hadn't noticed this problem. He had heard before that the US government's tax revenue was harsh, and he was busy with everything after coming here, but he really forgot about it.

"Charlie, thank you for your reminder. This will help me avoid a lot of trouble in the future. Do you have any people to recommend?" Liu Yunxuan asked on the phone.

"You can entrust it to an accounting firm. The advantage of this is that it costs less. You can also hire a dedicated accountant. The disadvantage is that it costs more, but he can help you think of many problems in advance and help you deal with it." Charlie suggested on the phone.

"You'd better help me find an accountant." Liu Yunxuan thought about it. In the future, his career will gradually expand. It would be much more convenient to have a full-time accountant help me take care of him. "By the way, I will help me hire a factory director of a fertilizer factory. I don't want to be tied to the factory every day."

"Okay, my brother, no problem. I will definitely help you find the best candidate." Charlie has always dealt with business matters. He has his own connections. Besides, Liu Yunxuan's current company affairs are not very big, so he agreed immediately.

"Thank you so much. I have the opportunity to go to my ranch to play." Liu Yunxuan invited on the phone.

"Damn it, I really want to go, but I have assigned too much work to me during this period." Charlie complained on the phone.

Liu Yunxuan laughed as he heard Charlie's complaints on the phone. He still remembered that when he first met Charlie, he complained that he had no time to rest. Then he complained about the economic downturn, the business was low, and his income was much less. I really don't know what Americans think.

After finishing the phone call with Charlie, Liu Yunxuan breathed a sigh of relief. It seems that he should think more about it in the future. The United States and China are different in many aspects.

It seems that we can contact the Powell Brothers Feed Factory first.

Follow Allen to the feed factory. The location is really good, just north of the town. It is not far from my ranch, so it is convenient for me to transport cow dung in the future.

In front is a two-story building, which should be used by the feed factory for office. Behind the building is a factory roof that is much higher than the top. Next to the factory, there are long warehouses. Some are closed and some are open, and there are some raw materials for producing feed.

I didn't hear the sound of the machine running, it should have been discontinued. Seven or eight workers gathered together and looked at Liu Yunxuan and the others from time to time. It seemed that they knew that the boss was going to sell the factory.

"Allen, welcome you." Powell walked out of the small building and gave Allen a hug and said.

Allen and Powell exchanged a brief greeting, pointed at Liu Yunxuan and said, "Powell, this is my neighbor, the rancher of the pastoral ranch, Liu, he is very sincere in buying your factory."

"That's great. Can you take me to visit the factory?" Powell asked Liu Yunxuan.

"Mr. Powell, let's take a look at it briefly." Liu Yunxuan said politely. After all, he would have to pay 250,000 US dollars, so of course he had to take a good look.

Powell led Liu Yunxuan to walk around the factory. The machine was fine, and he threw some materials into it and tried to run it.

What Liu Yunxuan is most satisfied with is the big warehouses so that he will not have to worry about putting his cow dung in the place.

"Okay, Powell, I'm very satisfied. We can talk about the price." After the visit, Liu Yunxuan said to Powell.

"I used to build a factory and buy machines at the beginning. I invested more than 300,000 yuan in this factory. I don't care about it. My feed formula is a bit worse and the business is not easy to do, so I plan to sell it. The price in my mind is 250,000 US dollars, and the entire feed factory and three transportation vehicles belong to you."

Powell paused and said, "If you don't fire these workers, we can discuss the price." Powell had no choice. Unless he declared bankruptcy, otherwise these workers would not be dealt with properly. The union would not be a vegetarian.

"If I accept all these workers, what about 200,000 US dollars?" Liu Yunxuan would not miss the opportunity to cut prices.

Powell's face looked a little ugly, "Mr. Liu's price is too low. Do you see if it can be higher?"

"Mr. Powell, I took these workers, but I helped you solve your annoyance." Liu Yunxuan thought for a while, and his price was indeed a bit ruthless, cutting one-fifth of it at once. "Let me do this, I will add another 15,000 US dollars. This is the highest price I can afford. You must know that I plan to produce organic fertilizers in the future. The equipment needs to be re-maintained and the workers need to be re-trained."

"Okay, when can we sign a contract?" Powell considered and accepted the price. His factory had been shut down for more than a month. If he dragged on, he would not have the money to pay workers.

"My lawyer will have time after tomorrow. How about we sign the contract the afternoon after tomorrow?" It's not that Liu Yunxuan didn't want to sign it quickly, but that he had no money and had not yet gone to the bank's loan. Charlie would only bring the accountant this afternoon.

Charlie said that loans will not be very troublesome and loans will be quickly released. It should be enough to set aside three days for yourself.

When they walked out of the factory, workers outside surrounded them. They also wanted to know the result.

"Brothers, Mr. Liu, he will be the new owner of the factory in a few days. And he will accept you." Powell looked at the workers surrounding him and said quickly. He was afraid that these people would make any unpleasant things.

When the workers heard Powell's words, they all looked at Liu Yunxuan.

"Yes, brothers, I have already agreed with Powell. We will sign the contract the afternoon of the following day. We will accept you all. Of course, because I will transfer the childbirth after receiving it, I will provide you with training. I will only take the post after passing the exam."

After seeing that the workers were not very good after hearing the training, Liu Yunxuan continued,

"I plan to produce organic fertilizers, which are similar to feed production, but some standards are higher. At that time, everyone should pay more attention to what they are capable of."

Liu Yunxuan is very welcome to these workers. These are old workers and are familiar with factories and machines. They are always much better than hiring new workers themselves.
Chapter completed!