Cao Qingxun felt that it would be a remarkable achievement to be able to keep nearly half of the income of native servants in Xinyashan now.

The reason why he is so complacent is not that the possibility of his partner getting it back is not high, and Cao Qingxun doesn't want to waste this energy.

On the contrary, he had a way to get back the other half of the gold and silver, even most of the gold and silver produced by the natives themselves.

That is - foreign trade.

It's like the two Song dynasties dealing with Liao and Jin dynasties. The porcelain, silk, sugar and other short-term commercial goods produced in Xinyashan were all high-value-added products in this era, and the Song Dynasty was in an absolute monopoly position.

If the natives wanted to obtain these things, they could only trade with the Song people, and their bargaining power was entirely on the Song people's side.

The things that natives use to trade are only gold, silver and a small amount of agricultural and sideline products.

This put them at an absolute disadvantage in trade and had to be exploited by the Song people.

In fact, even without the current series of policies, a considerable proportion of the gold and silver earned by native servants in the Song Dynasty would slowly flow back to the Song Dynasty through trade.

Before, Lu Xiufu and others were in power, and they did not make any achievements. At least in terms of trade with the natives, the Song Dynasty took advantage of the situation.

Moreover, the measures are improved. Otherwise, there would be no situation in the native tribes with the anti-Song faction.

Just think about it, when the Song Dynasty came here and did not rob land with the natives, there were only tens of thousands of people, and there were not many robberies. They also brought various strange and useful Song goods. If the money in the pockets was not getting less and less, why wouldn't they be with you?

And trade is the main point of conflict.

However, Zhao Wei knew about these things, and he didn't think Lu Xiufu and others had done something wrong.

If it weren't for the tight time, he would have to give Lu Xiufu, Chen Yizhong and others a certificate to hang it on the head of the bed.

I have to say to these old villains, "Beautiful".

But isn't this time gone?

Two years! Still the same thing, at most two years? One more day is a luxury.

As for the old man Chen Yizhong? Although Zhao Wei doesn’t like him very much, he still has real skills.

I said before? Mr. Chen has a sense of justice and a bottom line? But he has no backbone.

However, his greatest advantage is that he has no backbone? But he has a sense of justice? He has a limit.

If such a person is put in the court and is hypocritical, that is a waste. What is the most suitable thing for him?

Best for business!

Moreover, is it a big profiteer? a big businessman who is in charge of a country's financial resources.

Have a bottom limit? But there is no bottom limit; have backbone, but also know how to avoid risks without backbone. No one is more suitable to become a profiteer than him.

For example, the president of the Central Bank of Fuso?

There were tens of millions of taels of silver and nearly one.5 million taels of gold in the Fusang Song Ting treasury, and they were sleeping!

Is this too much money? I can't spend it all, so I can only put it there to sprout.

If it were handed over to Chen Yizhong, no one would have expected how much role it could play.

Of course? Mr. Chen doesn’t know what a bank is now, and he doesn’t know how to be the president.

But? It doesn’t matter? Zhao Wei doesn’t know either? Even in this era, individuals don’t know what a bank is.

However, as long as you have this concept, it's enough.

Zhao Wei knew that banks could issue currency, knew that banks could deposit and lend, which could influence the economic rise and fall of a country, and even the economic rise and fall outside of his own country.

As for what to do, Zhao Wei hasn't figured it out yet.

However, he didn't have to think about it. Chen Yizhong is not a fool, Lu Xiufu, Xie Dieshan and others are not vegetarians. What is the function of letting them discover it themselves.

Zhao Wei only knows one thing now. After the bank is released, there are only two things that you need to do now:

First, replace the Eighteen Realms Society, which is now circulating in Xinya Mountain, and issue a unified currency.

Second, use deposit and loan items to keep the Indian servant’s money in Xinyashan, and it is best to become the creditor of the entire Central America.

......

——————————

Time is coming to February.

Since the New Year, Chen Yizhong has been left behind in the preparatory office and is almost growing.

Zhao Wei was preparing for the construction of the bank. Because his previous life was too low and such a high-end industry was not good at, so he just felt the stones and used his knowledge and insight to deduce fragmented information from his previous life.

This process is painful and long.

For example, in my previous life, I heard the words loan interest rate and deposit interest rate in my new room. The bastard in my previous life just heard it familiar, and I just understood what it means.

But in this life, Zhao Wei could only slowly reverse the mystery through these two words.

Including why the loan interest rate is much higher than the deposit interest rate, the final conclusion is:

This is how banks make profits.

For example, later generations heard that the pound is the gold standard and the US dollar is the credit currency.

Zhao Wei knew what the gold standard was, but he was confused about what the credit currency was.

In the end, it was Cao Qingxun who answered Zhao Wei's confusion.

The Eighteen Realms Huizi of the Song Dynasty was actually a credit currency, while the Zhongtong Banknote of the Yuan people was a kind of banknote between the silver standard and the credit currency.

Well, if you say that the Eighteen Realms Huizi is a credit currency, it is actually a rogue currency.

There is at least one benchmark for the Zhongtong Banknote, and there is a quasi-ping silver treasury of nearly one million taels as a guarantee.

But Huizi is, the Song Dynasty court said that it is as much as it is.

It is said that Yi Guan Huizi deducts Yi Guan copper coins, but the transportation channels between Huizi and copper coins are not open.

The court often spent money on Fuzi, and spent money on the whole. However, when collecting taxes, it did not collect Fuzi, or depreciated Fuzi according to the market discount price.

Moreover, when they have no money, they start the printing machine, and the paper-like gangster will grab resources from the people.

Although there is a helpless factor in the war that consumes too much, it is still a hooligan, and it is even more shameless than the Federal Reserve in later generations.

In fact, since the Mongol Yuan conquered Xiangfan and the army headed south, it was almost unstoppable. It collapsed most of the resistance of the Southern Song Dynasty in just a few years. Military strength was only part of the reason, or even a small part of the reason.

The war between Huizi and Zhongtong Chao was one of the keys to determine the fate of the Song and Yuan dynasties.

At that time, the south was already exhausted by Huizi. Neither the imperial court nor the people had any ability to continue fighting.

The Zhongtong Banknote is different. It has quasi-ping silver as the deposit. Kublai Khan released the policy of southerners to exchange for Zhongtong Banknote with the value-added price.

This is equivalent to giving a great benefit to the whole nation. Many southern people who cannot survive naturally gave up their resistance and surrendered to the Yuan Dynasty.

This is also in line with what we said before. The Yuan Dynasty was able to conquer half of the earth, not only relying on military strength, but also its abilities in all aspects completely crushed the whole world.

Because of this, even if there are many difficulties, Zhao Wei still needs to establish a bank and a new monetary system.

Otherwise, you will not be a match for the Yuan Dynasty in both the short term and the long term.

The war between countries not only deals with troops, but also in all aspects.

In fact, Zhao Wei defeated the Yuan army in Sichuan, but lost to the Yuan Dynasty in other aspects, and the worst defeat was currency.

Zhao Wei transported more than 10 million taels of silver to Sichuan, which is more than ten times the amount of silver in quasi-ping treasury in the Yuan Dynasty.

Originally, he thought that this was definitely enough for Mr. Kublai Khan to drink a pot of food?

But in fact, it is a stupid act of killing eight hundred enemies and losing one thousand of them.

It’s not that he has caused him to sprinkle money everywhere, and he still has results in spending money, otherwise the cities of the Divine Arm would not be pacified so quickly.

Judging from this point alone, Zhao Wei made a profit.

However, from an economic perspective, he lost, and he lost miserably.

Nearly tens of millions of silver were spread out, causing the six cities in eastern Sichuan to flood, and there was no need to say about inflation.

In addition to food, the prices of other daily necessities can be scary. There are many things about one tael of silver for one tael of iron, and one tael of silver for one foot of cloth.

Of course, there is nothing to do with these. Who has no time? If you want to quickly consolidate the six cities, you have to spend money.

But Zhao Wei also expects the silver to flow into the Yuan-occupied area, causing some trouble for Kublai and Ananda.

However, he thought too much.

Don’t be seldom seen from Ahma, the monetary system he made is really too advanced.

A large amount of silver poured into the Yuan-occupied area and spread to various places with Bashu as the center. It was 10 million taels! Zhao Wei was thinking, would you scare to death?

As a result, there was no splash.

Kublai Khan responded quickly and first raised the exchange rate of Zhongtong Banknotes in Sichuan and surrounding provinces.

From the original one tael of silver and three guan bills to two guan five, two guan, and finally to Yiguan.

Then, it slowly radiated outward from a few provinces such as Sichuan. In just three months, the national exchange rate was stable at a ratio of 1:1.

Then, he began to secretly use Zhongtong money to replace the silver in the hands of the people and add it to the quasi-ping warehouse.

Although this process is also painful and causes a lot of trouble, the country is generally stable and there is no major turmoil.
To be continued...