On July 6th, Saturday, the weather is clear and the temperature is around 30 degrees Celsius, so travel is suitable.

Today, Guanhu Golf Club is decorated with lights and hall No. 1 is no longer open to the public. There is a huge signing wall at the entrance of the hall with a few big words "Pengcheng 10 Clean Car Club". Don't get me wrong, this "10 Clean" is not the meaning of the picture of the No. 10 Clean Car circulating on the Internet.

This is the name of the rider club that members voted unanimously for "humor" or "bad fun".

Pete, secretary-general of the Car Club, arrived at the venue early. Today's event was planned and promoted by him. He was half of the owner, so he naturally had to be there early to work.

Pitt's original name is Pitt. He is an American. It's strange that an international friend is so enthusiastic about promoting the establishment of the Chess Club in a foreign country.

But if you know Pete's background, you might not find it strange.

Pitt is the director of the Wealth Management Center of Citibank's Pengcheng Branch in Greater China. It sounds very confusing and seems to have a high position. However, those who understand it know the value of this position. This wealth management center is commonly known as a private bank. Pitt is the leader of this department.

As for Pitt’s service target, it is naturally the richest group of people in Pengcheng!

Private banking refers to a commercial bank or international financial institution signing a relevant investment and asset management contract with a specific customer based on full communication and negotiation. The customer fully entrusts a commercial bank to conduct comprehensive entrusted investment services related to investment and asset management operations in accordance with the investment plan, investment scope and investment methods agreed to the contract.

According to the service classification of the banking industry, the first category is public bank, which does not limit the scale of customer assets; the second category is VIP bank, which has customer assets of more than US$100,000; the third category is private bank, which requires customer assets of more than US$1 million; the fourth category is family heritage studio, which requires customer assets of more than US$80 million.

The minimum financial asset quotas required by major international banks in different regions and time periods are also slightly different. For example, the threshold set by Goldman Sachs for private banking customers in Hong Kong and Macao is US$10 million, the minimum threshold for HSBC is US$3 million, and UBS (the world's private banking assets ranks first) requires US$2 million for offshore accounts of Chinese customers. Famous bank brands include: UBS Group, Citibank, HSBC, etc.

Nowadays, the market competition is so fierce that even if Citi is famous, few customers come to the door actively. If you want to expand more customers, Pitt has to think of some ideas.

Since working as a private banking job, Pitt has become more interested in him. In the past, he only likes night running and football. Now, he is proficient in all kinds of famous watch appreciation, cigars, red wine, golf and horse racing, yachts and skiing.

Sometimes, you have to admire these top 500 executives who can really do everything for their work.

After 9:30, Paramelas of various colors arrived at Hall 1 of Guanhu Golf Course.

Parked on the parking floor in front of the hall door one by one, car owners dressed in casual greeting each other, signed and took pictures on the signature wall at the entrance of the hall, then walked into the hall, or gathered together in groups of three or three at the entrance to talk.

Pitt is tall and strong, with a head of blond hair and an extroverted and cheerful personality. Whenever the owner arrives, he will warmly greet him and greet him. Facing such a warm and cheerful person, everyone will naturally not be disgusted and will treat him with a smile.

This is also a way for Pitt to observe and screen out intended customers. He focused his energy on middle-aged people. Of course, Palamela's car owners are generally middle-aged and young people, and few older car owners are.

According to the rules summarized by Pitt himself, car owners over 30 are his potential customers, and these customers are generally big companies, gold-collar workers or entrepreneurs who own companies.

Peter is disdainful of the rich second generation, because these people are usually strong outside and do things on the inside, driving luxury cars bought by their parents. In fact, they are short of money and can't afford much money, let alone financial management. This is not his target customer.

Perhaps only after these rich second-generations truly take over can they be qualified to enjoy their professional services.

It should be noted that the customer requirements for private banking services are high net worth and high current assets, and customers are equipped with one-on-one full-time account managers. Each account manager has an investment team behind it to provide service support; through an account manager, customers can manage various financial assets distributed in the money market, capital market, insurance market, fund market and real estate, commodities and private equity.

Simply put, if you become a private banking customer, you have a financial investment manager who can take out the excess funds in your hands and hand them over to professionals to manage them.

Wang Ye also drove over because today was a party at the golf course, which was not a normal cocktail party. So he was dressed casually like everyone else. A navy blue Ruffle Lauren POLO shirt, milky white linen trousers, white leather jogging shoes, and a baseball cap on his head, making him look heroic.

Regarding Wang Ye, Pitt initially thought he was a rich second generation, but after a few greetings between the two, Pitt keenly felt that Wang Ye was not as simple as he imagined.

He pretended to be careless and asked: "I don't know what industry Mr. Wang is in? Let me guess, so young and promising, it should be an Internet company, haha~"

It’s not surprising that he thinks this way. The Internet is in the hot spots, and it’s easy to get rich overnight. An Internet tycoon said, “As long as you are in the hot spots, even a pig can go to heaven!”

Wang Ye was also very interested in Pitt. He smiled and said, "No, I am in the traditional industry. Why not guess Mr. Pitt's career."

After looking at Pitt up and down, Wang Ye said, "If you guess correctly, Mr. Pitt should be engaged in financial insurance. Insurance securities can be ruled out because foreign capital is not allowed to enter this field in China. Then I guess Mr. Pitt is an executive of a foreign bank. So, is it UBS? HSBC? Citi? Well, it should be Citi. Moreover, I can also guess that you are doing private banking business!"

Pete was shocked. He looked down at himself. There was no Citi logo or something like that. How did the young man in front of him guessed it and accurately stated his specific business content.

With a puzzled expression, Pete asked: "Mr. Wang's vision is so accurate! I just don't know how you guessed it? Are you from the banking industry too?"
Chapter completed!