Chapter 140 Angry honest people
17o hectares of land.
It's 17,000 acres.
"Yingzhou has a lot of good land, and the grain output is also very high. The yield per mu of silted fields is even more than three stones. I don't know how much better the output of paddy fields is than dry land. The land price will not be too low, right?"
"The dry land in my hometown only produces one stone a year." Li Kui envied.
Li Yun was very despised: "The people of Baizhang Village just scattered seeds in the field and did not work. What is the land of farming?"
"You're just a little bit bad. But the land price in Yingzhou is much more expensive." Li Kui compared the prices of several land transactions and came to the conclusion: "I have seen it before. The lowest one is more than twenty cents per acre, and the best one is seventy or eighty cents."
"According to fifty guan per mu, this 17 guan is worth 850,000 guan."
"Silk--"
"Silk--"
"Silk--"
...
Among them, Li Kui and others, Li Kui has seen big scenes, and now he has 30,000 guan of cash. When he saw a poor warehouse supervisor who could hold 850,000 guan of real estate, his eyes were as hot as red iron.
Gao Qiu took a breath. Not long ago, he was complacent about his income of one or two cents a month, but he found that a poor warehouse supervisor could have so much wealth, which was enviable! If he really had so much land, how could he leave his hometown, take 17 or 18 concubines, and then go out to squander the sky. Nothing else, the man is just rich, which made him fascinated... But he is from Kaifeng Prefecture. If the Gao family owns such a large farm, Gao Qiu would have died long ago. The farms around Kaifeng Prefecture are treasures in the eyes of the powerful. He is an ordinary military clan, and owns such a large farm, which is a crime and a damn death.
Li Yun was even more miserable. He could not even think that 850,000 guan could be exchanged for a lot of cultural money. This guy used to be a pocket money, and he would only give him a free gift when Li Qing was happy. Li Yun sucked his nose enviously and said enviously: "It's great to be an official!"
"How many items are there in the warehouse supervisor?"
“From Eight!”
"It seems that it's not difficult to get into a warehouse supervisor."
...
Su Guo was a little frightened and panicked. He was really afraid that Li Kui would be jealous of the money-making level and would make a fortune. Although Li Kui earned 30,000 guan in less than half a month, Su Guo also knew that the money was not his. According to his estimate, Li Kui could get at most 3,000 guan. But in fact, Li Kui got much more than he estimated.
At least 10,000 jin.
But how much money is this?
Compared with 850,000 guan, it is simply not worth mentioning. Even if Li Kui has 850,000 guan of cash, he has no hope of buying land of the same value.
The procedures for purchasing land in the Northern Song Dynasty were extremely troublesome.
First, all relatives need to agree. Their consent is just the first step, and neighbors need to agree, township approval, county approval, and state approval. After a round of process, as long as one does not agree, the transaction cannot be completed.
There is only one different situation, that is, after the pawn, there is no money to repay the loan, and the ownership of the land is lost. Basically, the people lose their land, and this is the process. Very few people buy and sell separately.
Unless you are a sucker and buy it at a price of several times the market price, you have the hope of exchanging all your money for land.
"We are here to check the accounts, so we can't be moved by the money!" Su Guo said righteously to Li Kui, don't forget his original intention. It's very dangerous for you to continue like this.
Gao Qiu immediately said that his position and Su Guo were consistent: "Yes! Renjie, you are no longer short of money, so don't think about it."
Li Kui rolled his eyes and said, "You are almost drooling. Do you dare to say that you are not moved?"
Su Guo covered his forehead and was in pain, but he had a question: "How did Jia Daoquan accumulate such a huge amount of wealth? He said that he had good business, only one rice shop and one pawn shop, and in addition to that, the salary of the warehouse supervisor. It is hard to believe it."
At the same time, he was also puzzled that Yingzhou is a land with a large amount of farmland and produces a huge amount of grain every year. According to the population of Yingzhou, there will be no problem of food shortage.
The current situation is the same. Yingzhou has been affected by disasters for years, but the imperial court does not need relief at all. Yingzhou's local output is enough to make the people of Yingzhou full.
Li Kui also wanted to know, but he was more interested in exploring how Jia Daoquan used his small capital to leverage such a huge amount of real estate. This guy also lost his fortune as a warehouse supervisor. If he was the Minister of Revenue or the Three Sessions, what would the imperial court in the Song Dynasty be like?
"If you want to know their business methods, you can know the roughly all the money they can use." These days, Li Kui has sorted out some of the data and information in his hands. As long as he completes it, he can know what method this group of people is using to leverage such huge wealth.
Su Guo was at a loss and thought that he had done useless work with Li Kui these days. Unexpectedly, Li Kui had a way to estimate the business method based on Jia Daoquan through the superficial numbers.
Don't say Su Guo anymore.
Gao Qiu wants to know more.
He once admired this warehouse supervisor named Jia Daoquan. This is a real estate worth nearly one million yuan. If he really has so much money, what reputation does he want?
In the next two days, Li Kui kept copying and recording data.
With the number input, Li Kui also made a Yingzhou grain price adjustment table.
Yingzhou only has about three months to get abnormal food prices, and these three months are just the time when the food prices are not in the hands of the people. The food prices on the market will start to rise rapidly and will remain to nearly 100% of the traffic. Because the time is too short, even if it attracts the attention of officials, it will eventually be left alone after the food prices fall.
"Uncle Master, look here. In three, four, five or three months, the grain price suddenly rose. And I also found it, and this period was also the most frequent period of land transactions."
Li Kui pointed to the trend chart, while Su Guo looked solemn, but he was so panicked. He couldn't understand, couldn't understand the coordinates, and couldn't understand the trend Li Kui drew, and he knew nothing.
But what made him even more panicked was that he was actually the nominal decision-maker of this four-person group.
Li Kui continued: "Yingzhou has a population of 400,000, of which 100,000 people have left the land, that is, there are 300,000 people who farm. For the time being, these people do not need to buy food. The three-month ration demand of 100,000 people is almost 100,000 shi. The fluctuations in grain caused these people to spend nearly the same amount of money. Because the number is not too large, most people can barely get through it."
Yingzhou is a big city. Before the Song Dynasty, there was one city with a population of one million in the country, Chang'an and five cities with a population of over 100,000. However, after the Song Dynasty, there were five cities with a population of one million and 52 cities with a population of one hundred thousand. Yingzhou will be upgraded to a prefecture in a few years, and naturally it is one of these 52 cities.
Therefore, Yingzhou has enough consumer demand, so there is no need to worry at all.
"But they have no land!"
Su Guo frowned, and he always felt that what Li Kui said was a bit out of the question.
Li Kui smiled and said, "Uncle Master, you have to contact us. June is the season when summer grain starts to be harvested. According to other prefectures, this period is indeed the lowest time for grain. It is about twenty cents per dou, and one stone of grain is two hundred cents per stone. However, in the records of my current municipal officials, the price of grain in Yingzhou at this time is less than fifteen cents, and sometimes only fourteen cents per dou."
"This leads to a family of six, who owns ten acres of paddy fields, produces 30 s of grain a year, and invests 10% of them. Each ration is 3 s of ration a year, and can eventually be used to cash out assets of other expenses, and removes the grain tax of about 1 s of about 8 s. Even if the money obtained after being sold to a grain merchant, the 12 s of money obtained is 12 s of money per person, and the money that can always be disposable is only 72 s of money. According to the consistent exchange of 77 s of money, a self-cultivated farmer with six people can only use half a stake in a year. In fact, the money to buy salt must be removed. This is a necessary expense. The income that may be left to the family will not have a surplus, but will be indebted."
After reaching such a conclusion, Su Guo was shocked and suddenly exclaimed: "Li Kui, are you saying that farmers are likely to sell their rations?"
Li Kui nodded with a dark face and said, "That's right. At the same time, I can conclude that Yichuang did not buy grain when the summer grain first came down, but waited for a month. Because the purchase price of Yichuang's grain was 25 yuan, this is a month after the summer grain was paid. The loss was the government's money, but the rice merchants and warehouse supervisors benefited. This month was also the time when several rice shops in Yingzhou purchased grain, and they could keep the grain price very low. As a result, many people who were eager to repay the debts could not get the ability to repay the debts at all. Once the food was sold, it might only be enough to repay the debts, but what should they do in their lives?"
"The loans in Yingzhou are similar to those in other regions, with a monthly interest rate of 6 cents. With such a large amount of interest, ordinary people are not enough to pay back the debt in a year. How can they get the mortgaged land back? In just three years, the farmer will go bankrupt and become a proletarian completely."
"And these lands had to fall into the pockets of rice merchants and warehouse supervisors. I also found an interesting question. Although these people had acquired an astonishing amount of wealth, they did not have much capital at the beginning. It is very likely that their capital came from the fire in the eighth year of Yuanfeng. That year, the Emperor of Shenzong was in great service, and no one would care about burning 50,000 stones of grain."
Su Guo finally understood some knowledge of coordinates. As long as he understood the relationship, he could see something. Su Guo's mind was very useful. At least when Gao Qiu and his two-double person were confused, he had already lie on the trend chart and gestured for a while.
After a long time, Su Guo looked up at Li Kui and asked, "So, we only need to solve the food tension in the past three months and invest 100,000 yuan. Oh, no, can we solve the predicament of the people of Yingzhou in just 60,000 stones?"
"Uncle Master, you think it's simple." According to normal ideas, it is indeed like this: "Even if the government invests in grain, it cannot solve the problem. Because the government can only sell grain through grain merchants. How many rice merchants in Yingzhou are clean? Even if they grit their teeth, they still have to put all the grain on the market into their granaries. For this reason, they don't care about money."
"In addition, uncle, you may not know the private lending method. One acre of land is worth fifty cents. As collateral, no one can borrow fifty cents. Due to the high interest rate, many people are short of money and how much they borrow. Sometimes it is ten cents, and sometimes it is five cents. Based on ten cents, you can repay 20 cents in one year, but you will still have 40 cents in two years, and 80 cents in three years... Once you cannot repay the loan for three years, the collateral will definitely not be recovered. After losing the land, these people either continue to farm on the original land, but their identities become tenants. Or they go far away."
"People always have birth, old age, sickness and death, and there is also a place to spend money. If they are poor, they may only become slaves for life and life. There is no need to sign a contract. Children will bear huge debts in their lives and will never pay off their debts in their lives. Even if they do not have a contract for slaves, they are no different from slaves."
"It's time to kill!"
Even the good old man Su Guo couldn't stand it anymore. He couldn't imagine that a small warehouse supervisor would have such great harm. But reality is probably even more terrifying than such a result.
Li Kui continued: "Uncle Xiaoshi, if they cannot stop them from making money this year, after this year, tens of thousands of people in Yingzhou will become slaves to Jia, Sun, and Liu."
"Why did it come to this?" Su Guo was shocked by the sinisterness of human nature, but he still naively thought that as long as he prepares in advance, the situation would only end here.
But Li Kui took out the record of the contract change and told Su Jiaodao: "Jia Daoquan alone, at this time last year, he added 10 hectares of land. Their method of gaining wealth is as fast as possible. I estimate that the land they earn this year will be a number that shocks everyone. It should be more than 30 hectares."
It's night.
Su Guo and Li Kui told Su Shi the results of the analysis. After hearing this, Su Shi had no doubts because he also saw the mystery from the numbers. He was not careful and pulled the long beards on his chin into a cluster, which made him cry out in pain: "If this person is not killed, it is not enough to shock the little ones. The country is in great trouble soon. A great man, if he really reaches this point, he will use the imperial guards."
"What does Master mean?" Li Kui was worried that Su Shi still had concerns.
But Su Shi said with a stern look: "If you kill, you would rather kill by mistake than leave any troubles!"
Honest man, Su Shi was angry.
Chapter completed!