Tang Xin now understands what Qian Huiyao said before class.

If he was a woman, perhaps seeing Cao Lunqing talk about maturity and confidence like this, he would naturally show an unparalleled charm, and he would also have the urge to worship and pay for it.

Some people are inherently crazy.

"A credit crisis, the government was in trouble, the people suffered, and more than half of the world's population was anxious, but the financial speculators who manipulated the bank group were enjoying their benefits. At the same time, they were also eliminating dissidents and carrying out strategic annexation in the financial field where we could not see a deeper level. We remember Soros, who fought against the Bank of England in 1992, sniping the British pound, and Soros who launched the 1997 Asian financial crisis. But, we rationally think about it, how much capital can a Soros leverage? How can he compete with one country and multiple countries?"

After Cao Lunqing said this, the students looked at each other.

In 1992, it can be classified as a decision-making mistake in the British government. Soros has a unique vision, but in 1997, Southeast Asian countries may not necessarily be defeated by a financial tycoon, right?

"Soros is not a god. He is just a representative of financial speculators, a pawn and a person standing in front of the stage. The capital that financial speculators can leverage is a drop in the bucket compared to Soros. After the outbreak of the sub-credit crisis, Lehman Brothers repeatedly applied to become a bank holding company and was repeatedly rejected. On the other hand, Lehman Brothers lost their money to become a bank holding company within a few days, and Goldman Sachs and Merrill Lynch became a bank holding company, thus obtaining direct and huge support such as the Fed's window lending. Okay. Let's get back to the point. You have questions, why did the US government put all the money to rescue the market into the bank? Can anyone tell me what the sub-credit crisis is?"

A student stood up and briefly introduced the credit crisis.

Cao Lunqing nodded and said, "In layman's terms, it means that the bank lends money to people who can't afford to pay back the money. We know the bank's business model. What the people know is that the bank lends the savings money to enterprises, lends it to investors, and then earns high interest rates. The same goes for the same thing. The bank lends money to the people to buy houses and cars. Then he uses this debt to generate investment products and sells it to investors. The money is flowing, and the bank itself does not need too much money. As long as he learns how to play this model, the money will naturally go up more and more."

"If we understand the sub-credit crisis as a planned financial conspiracy, we have several problems in front of us. First, one is to borrow money to repay the money, lend money, and the other party pays it back, and then we will make a profit. Then why do banks lend money to people who can't afford to repay the money? How do bankers bewitch them? They say to the people: Borrow money to consume, pay it back slowly, live in a house first, use high-end home appliances, and drive a good car. They say to entrepreneurs: People have money to consume, build more cars, build more houses, and produce more goods. Don't be afraid, we lend money to you to develop. When the credit crisis breaks out, when people can't afford to repay the money, hundreds of banks, hundreds of real estate companies, etc. are all facing the brink of bankruptcy. Why?"

"Because the bank dares not borrow money anymore."

Some students blurted out.

Cao Lunqing said: "That's right! Bank money is not lent to enterprises or to consumers. Even the transactions between banks are suspended. It affects not only the financial market, but the entire country and the world economy. Just like the mainland of the United States, Americans are used to borrowing money to consume, and they have to swipe their cards when they drink coffee, let alone buying houses, cars, mobile phones and computers. Banks do not lend money to consumers, and those products produced by enterprises cannot be sold! Therefore, if they cannot pay wages and operate, they will face bankruptcy.

Workers are going to be laid off and depression is coming. For the world economy, taking China as an example, a large number of foreign-funded enterprises ended their investment in China. Our production base is no longer needed, and the export of goods produced has been greatly reduced. Therefore, during that time, we often heard a word in economic news: stimulate domestic demand. Why? Because foreigners can't afford the goods we make, we can only consume them ourselves. But for China, domestic demand and domestic demand, do we have demand? Yes, but the people have no money and cannot afford to consume."

Suddenly, the bell for the end of get out of class rang.

But no one moved in the classroom, and no noise came from outside the classroom, but no one was affected.

Cao Lunqing walked back to the podium and helped the case with both hands, saying: "When banks no longer lend money to enterprises and consumers, the US economy will have a collapse crisis. The so-called government rescue is actually the government giving money to these bank groups, asking them, asking them to borrow money, allowing the relationship between banks and enterprises and the public to recover, and allowing funds to flow again. Therefore, the bankers sounded like they were trapped. They easily lent money, triggering a credit crisis, but in the end, they received hundreds of billions of dollars in capital injections. Are they losing money?

Is it profitable? The financial crisis, who is crying and who is laughing? Today I am talking about this topic. My original intention is to hope that you will not look at all the scenes of the financial market with a simple eye, and do not blindly believe in the laws of nature and shirk responsibility. I also hope that if you become entrepreneurs in the future and become one of the leadership teams that can participate in economic policy formulation, your mind will always be clear and alert to the trap of pie falling from the sky. Okay, the get out of class will be over. In the next class, we will talk about the topic of corporate negotiations. I like prepared students, haha."

After class, many students rushed up and took the textbook notes to get advice from Cao Lunqing. He simply packed up his things and then answered the students' questions in a brief and shocking manner.

Qian Huiyao and Tang Xin got up and walked out. She hit Tang Xin with her arm and asked, "How is it?"

Tang Xin smiled and said, "I still have no intention."

Indeed, such a class sounds very interesting.

As soon as they went out, they saw a man in a suit and tie standing next to the corridor smoking.

"What are you doing here?"

Tang Xin didn't expect Dong Fu to stand here.

If you have something to do, the other party will not be able to run here to wait for the rabbit.

Dong Fucai glanced at Tang Xin and Qian Huiyao with a strange look and said, "What are you doing here again? You don't seem to be from a business school, right?"

"Ha. It turns out that I'm not here to find me. I'm so passionate."

Tang Xin shrugged and smiled, and strided with Qian Huiyao to leave.

A few minutes later, Cao Lunqing walked out of the stairs classroom with a few books in one hand.

The smiling Dong Fu came into his eyes.

Cao Lunqing stroked his glasses, looked at Dong Fucai meaningfully, and sighed: "Dong Fucai, we have been back to China together for more than five years, right? We have not seen each other in the same city for five years. What's the point of doing when you come?"

Dong Fucai reached out and invited him, and the two walked to the other side of the cold corridor where the students were crowded.

"Professor Cao. I invited you to join Fengya Group back then, and you refused. You and I made an agreement. When one day my capital reaches the height of your required standards, you will come out. In the past five years, I have been thinking about how to expand my capital, and thinking about you must abide by the agreement."

In front of the students, Cao Lunqing remembered the past, and his eyes suddenly became bright after a dazed look.

Back then, he met Dong Fucai abroad, and then Dong Fucai could be called poor and careless.

Both of them are frustrated.

Dong Fu lost his lover.

Cao Lunqing was determined to be a financial speculator, but he could be turned away.

In the world of financial speculators, it is like a strict church, and the conditions for disciples are very strict. It is impossible for Chinese yellow people like Cao Lunqing to enter such a group in the United States.

Many naive people believe that racial discrimination is aimed at black people, but it is not.

Even though Cao Lunqing is extraordinary in his mind and talent, his background determines that he will never be able to integrate into the upper class of the North American financial circle in his entire life.

At that time, he met Dong Fucai, who was heartbroken and determined to spread his wings and fly high.

Dong Fucai invited the other party to join Fengya Group.

But once, the sea was hard to be like a water. After seeing the grace of a financial tycoon, Cao Lunqing was only 30 years old at that time. He looked down on Dong Fucai's career that started from scratch, and he was even more uncertain about the other party's goal. Maybe Dong Fucai could only become an ordinary businessman.

But he stayed in Tianhai and taught in college. He couldn't tell the reason himself. He could do a career with higher income, but he chose to wait. Perhaps, he was also looking forward to it to see how high Dong Fu could go.

Only by looking at it can Dong Fu build a stage that can truly leverage the world!

"Two years ago, I thought it would take at least ten years for Fengya Group to reach the scale I expected, but since you are here to come to me now, let me hear, what kind of confidence do you have?"

Cao Lunqing breathed a sigh of resentment to compete with the real giants in the North American financial circle. This resentment has been suppressed for more than five years!

Dong Fucai smiled and said, "One hundred billion, US dollars. This is a mobilized capital, not a net asset."

Cao Lunqing looked at Dong Fucai in surprise and asked, "How many shares do you have in Hongxin Group?"

“A little over 10%.

"Then why can you mobilize so much money?"

"I don't know, our chairman is sometimes heartless."

"Haha, Tang Xin, I met him just now. Going back to the topic, Dong Fucai, you should know that the conditions I put forward and the standards set by me were not just money."

Cao Lunqing did not agree at once.

To make trouble in the financial market, it is not enough to have money alone. The ambiguous attitudes between international banking groups and the government are closely related, which is unimaginable to ordinary people.

After all, it is nothing more than smart people and key people.

Perhaps the US Finance Minister can affect the economic trend by saying a word. Does Hongxin Group have such a key person?

Dong Fucai did not boast about Haikou, but said lightly: "Professor Cao, if you stay here again, your ambition will probably be smoothed out by these bookish children. I have money now, and the stage has been set up for you. Whether to participate is your choice. You should also understand my personality. After today, I will not come to you again. We cannot hope that everything is ready-made. We should always strive for it, right? Haha."

Cao Lunqing laughed silently. He glanced at Dong Fucai meaningfully. The other party was smiling very nicely, but his eyes were very teasing.

We all know each other that Cao Lunqing five years ago and Cao Lunqing today have changed their mentality.

Back then, he was above the top and looked down on the small temple of Fengya Group.

But today, he has been holding it in for five years and is already ready to move.

"I want to go back to the office and write a resignation."

"I'll accompany you."

The two walked side by side toward Cao Lunqing's office.

On the way, Cao Lunqing asked itchyly: "Now, do you have any goals?"

Speaking of this, Dong Fucai nodded and said, "Yes, the target will defeat the five families in Hong Kong City."

"interesting."

......

Cao Lunqing resigned from his job as a professor at the School of Business of Tianhai University that day and officially joined Hongxin Group. Three days later, he left China by plane and flew to North America. (To be continued...)
Chapter completed!