Chapter 221 Financial System

Currency, this equivalent exchange that carries the circulation mission, is the blood of the entire social real economic system. The stability of the currency value and its functional efficiency in the economic field determine whether the regional economy can cycle virtuously and continue to develop.

While building the power institutions and judicial systems, Zhong Yang had already noticed this. Therefore, the establishment of BWB was to unify the money market within the system and integrate the chaotic currency usage to facilitate the efficient operation of the economic model.

By the way, China's money market was really varied and chaotic. There was no reliable legal banknote to support its financial system, which led to the fact that the main currency circulating among the people was actually silver, whether it was silver dollars of different colors or scattered silver with various pounds of pounds, plus various copper rounds and copper coins, as well as the silver notes of various banknotes and banknotes.

Overall, it is a messy and clueless financial system, and no one can control it and straighten it out. This situation was not truly improved until ten years later when the government abolished the unified legal currency of silver and two. However, even the legal currency printed by the Party depreciated at the speed of a comet falling to the ground in frequent wars, almost becoming waste paper.

Therefore, Zhong Yang felt that it was more reliable to do this kind of thing by himself. Even if he lacked professional knowledge in related aspects, he could find professional financial practitioners to operate it. As a backstage boss, he only needed to control it in the general direction.

Zhong Yang cannot trust the printing of paper money no matter who it is given to. After all, the benefits contained in it are really tempting. It is much more appropriate to implicitly exploit the people through inflation, and it is not easy to attract attention. Under the private ownership social system, bankers are much more harmful to the entire society than to contribute.

And now, the Southern Union Government is still too weak compared to a large industrial and commercial empire like Tianyu Group. Therefore, Zhong Yang cannot hand over such important financial control to the Southern Union Government. He must control everything in order to secretly grasp this emerging civilized entity.

Moreover, in this era, those who have the ability to open a bank can issue their own printed currency, or make silver dollars, or even send silver banknotes. As long as you have outstanding reputation and everyone will recognize it, your banknotes will be able to pass through unimpeded. Of course, this is generally limited to a certain range.

Those money-makers with many joint institutions, such as Shanxi merchants and Hui merchants, have added joint forces in important cities across the country. The issuance of bank notes is mutually recognized, so it is convenient for the circulation and settlement of large amounts of funds. Local small banks cannot do this. Their business scope is often limited to a certain city and a certain area, and it is rare to be passed through a province.

For example, in Guangzhou and western Guangdong, there were 544 silver and cash coupons here at its peak, while the province had no 1,000 or 800. In addition, the various tickets and silver coupons that the Beiyang government forced to issue and promote, so it was impossible to calculate.

As the highest controller behind the entire Southern Union Government, Zhong Yang sent Gu Yuejun to be fully responsible for the financial and currency business and issuing banknotes at a ratio of one to seven. Although this seems too conservative compared with traditional finance, Zhong Yang is still very wary of inflation. Over-issuing currency must be more stable and cannot just focus on maximizing interests.

After Zhong Yang came to this era, he felt deeply about the chaos in the financial system and also realized that this was a very rare opportunity. Therefore, when Gu Yuejun and a group of international students who had just graduated from the Department of Finance of Cambridge University in the United Kingdom came back, they focused on bringing this important task ahead.

Now, in addition to Minhua's large shares, the capital of some business associations led by Chen Ze and Liu Haoran has been increased. The coalition government will of course have a certain amount of capital and has the power to supervise Minhua Bank. Of course, except for the team led by Zhong Yang and Gu Yuejun, the rest of the people have no right to participate in management and operations, nor have the right to transfer.

At this time, Tianyu Group and Xinghua News Agency were not those serious businessmen who came back honestly to invest and serve the country. They themselves also had private armed forces. If the right to issue currency to parliament or government agencies is entrustment, it will not take long to become a private tool for making money.

Zhong Yang, who owns a smart factory, is confident that he will not indulge in secular pursuits of interests, but he does not guarantee that Chen Ze and Liu Haoran can do it too. Even if they can, can their successors be able to do it too? Time can turn everything into decay, and even the law will be eroded and riddled with holes in the years.

So from the beginning, Zhong Yang planned to control the right to issue currency by himself, just like the Federal Reserve in the funeral. He used private organizations to control the country's currency issuance and secretly manipulated the economic operation of the entire country. The only difference is that the two sides have different purposes. What Jewish "vampisses" need is endless wealth, while Zhong Yang needs to protect the advancement of Chinese civilization.

As long as the issue of interest distribution is handled well, the inconsistent personal connections within the system will be weaved into an invisible network of interests, so that you will be more confident when resisting external shocks. After all, Tianyu Group and Xinghua News Agency are both vested interests and it is impossible to allow others to get involved.

As a new type of comprehensive capital chaebol force, Tianyu Group and Xinghua News Agency have expanded into economic entities like giants in a few years. Not only that, it has its own arms manufacturing plant, thousands of security personnel with live ammunition, as well as armored vehicles and armed helicopters, which is already the military.

Such huge strength is enough to hide in the gray curtain. Chen Ze himself is the hand of the top ten speakers of the parliament, with great authority and youthful and promising. As a Tianyu Group, which has his own circle of interests, has also begun to spontaneously reject Xinghua Society.

The two large commercial entities have fierce collisions in many industries. Even the personal relationship between Chen Ze and Liu Haoran cannot stop this natural confrontation due to interests. This is determined by their respective positions and is not transferred by their own will. In this context, Zhong Yang also needs to control the right to issue currency to balance and buffer the conflicts between the two parties.

Both major chaebols invested huge amounts of capital into BHB Bank to enrich the vault and consolidate the foundation of the monetary system. For them, it is still convincing to put the right to issue currency in Zhong Yang's hands.

As a result, the stability of the currency value and the excellent performance of Huayuan over the past few years, the circulation rate of Huayuan has been further strengthened in the new occupied areas. BWB also began to appear in the public's vision as an official background, gradually excluding other competitors in the money market with a strong attitude and purifying the economic structure.

Yi Zhongming also took great pains to manufacture Huayuan. With the help of chemists, pigment experts and the Fifth Institute trained by Qingzhu Chemical, they used technical means similar to US dollar bills, plus the latest technologies such as "Braised" and fluorescence produced by Zhong Yang's research institutions, and after a long period of research, they took out the first version.

The reason why he spent so much effort on money was that Zhong Yang could not worry about people. Not to mention the great powers, making counterfeit money was a common trick in the Three Kingdoms period in ancient China. During the war, printing other people's counterfeit money to disrupt the economy. Japan and the United States in later generations did this. The United States even directly provided the original printing machine and electric board. Later, it was also pissed. The alliance in those days printed a large number of real money to disrupt his own economy.

In the history of the world, Ma Ziren did this and finally put the shit on the four major families. Although Jiang Ruiyuan and his own hands and feet were not clean, when it comes to persecution of the country's economy and people's livelihood construction, Hongmen is more responsible than the ** Party.

Chen Xiaoqi knew very well what they were doing, so he was careful to add anti-counterfeiting methods. The more difficult it was forged, the better. At least at this stage, he had to put the Japanese who were poached to do such destruction, or in other words, he was actually preparing to print fake yen to make trouble for the Japanese.

Currently, due to the low inflation rate, the maximum denomination of Huayuan is set to ten yuan, and the minimum is one cent. The amounts of ten, five, two, and one are printed in three levels from yuan and jin. As for the large number of copper coins that existed in this era, they were unceremoniously removed from the entire system.

In ancient times, iron replaced copper gradually made weapons production gradually separated from the precious metals of copper. But now it is different. In the industrial era, there was a strong demand for copper. Good guy, such scarce metal resources used to make money have been wasted a lot over thousands of years.

At this time, it is better to save on industrial production and build some ammunition. Even though composite steel is currently used to replace copper as standard material for bullets, many industrial parts still require copper, such as metal.

The first thing they accepted was the workers who had newly joined the factory system. No matter which department they were assigned to, from the day they entered here, what they received was no longer a heavy silver ocean, but a very exquisite green banknote printed.

Green represents life and vitality, and Zhong Yang himself likes this kind of soft color, so he regards it as the main body of currency, not simply to plagiarize US dollars.

The second is to rely on the Tianyu Group's industrial system to acquire and control the downstream factories, mines and commercial shops that are jointly ventured. Those who pay their wages and salaries have also begun to issue such banknotes in a unified manner, and the settlement between factories and Tianyu Group is naturally used to use such banknotes.

Under the semi-force and half-guided situation, those workers and the people at the bottom of the country accepted banknotes and found that they could be accepted by buying things in most shops on the market. They were relieved and some were unwilling to save money. They were also told that when they wanted to go home at the end of the year, if they were afraid that the banknotes would not be useful, they could go to the bank to exchange for the real silver. This made most workers feel relieved.

The oppression and exploitation over hundreds of years are the real reason why the people generally distrust strong institutions. Such habits cannot be changed overnight. In order to struggle to survive in a difficult life, the people also have their own philosophy of survival, which is to doubt everything.

The shops in the newly occupied areas have long been informed of Huayuan, and each of them has provided a beautifully printed comparison table. They can identify the authenticity of Huayuan according to the table, and then they can go to BNB to exchange silver dollars or silver notes that they think are safe and suitable after saving a certain amount.

The exquisite printing of Huayuan is rare on the market in this era. If you don’t look at its own face value, just this piece of paper can leave an indelible impression on everyone who gets it. In comparison, other banknotes are simply rough and as bad as toilet paper.

In addition, the Southern Union Government's massive military operations have left an indelible impression in the minds of local people. The subtle trust has increased rapidly as various factories recruit more and more large-scale workers, and reached its peak when the huge Guangfo-Guangdong Industrial Zone broke ground, with quantitative change reaching qualitative change.

Even if it still takes time to prove its value and reputation, Huayuan has actually gained initial recognition from the people, and is the most strong currency in Southeast China in this era.

Among the large number of tenants under the rural credit cooperatives that had already begun to develop in the early stage, the already reputable agricultural mutual aid organization and Li Jian, San Cheng Desheng and others had already had great appeal. However, this kind of banknote is more acceptable to the agricultural population level than the lower class people in the city who are more cautious.

In addition, Xinghua News Agency is moving towards the development of commercial areas in Fujian, Hunan and Henan provinces, which has caused small and medium-sized merchants affected by the economic interests of Xinghua News Agency to spontaneously promote it, so that the circulation area of ​​such paper money has been further expanded.

By June, large-scale infrastructure construction and factory recruitment led to the regional economy gradually recovering. The negative impacts brought by the Party and warlords from other provinces were gradually being eliminated. Cities, as the main carriers of economy and industry and commerce in this era, carry more and more people.

The gathering of practitioners from all walks of life are constantly moving towards big cities. The accumulation of population makes the problems of hygiene and child care particularly prominent. For this reason, before the engineering planning department started, they invited all traditional Chinese medicine doctors and barefoot doctors who could be searched in nearby villages, and also organized students from the "Guangdong Public Medical School", "Private Guanghua Medical College" and "Private Nanhua University Medical Department" to work and study or internships. Such a grass-roots team that looked down on each other and was unwilling to ensure the health and personal safety of many people.

Since the late Qing Dynasty, Western learning has spread to the east. Driven by the ulterior motives of the Christian Church, the great powers and the chaebols, both the rulings, the civil gentry and even the ** party have become increasingly suspicious and look down on traditional Chinese medicine. In addition, the bad influence caused by various scammers in the martial arts world have led to the decline in the status of traditional Chinese medicine.

Among them, Wang Zhaoming and others were led by them, and they tried their best to destroy traditional Chinese medicine, saying that traditional Chinese medicine was just a witchcraft. After he came to power, he even criticized traditional Chinese medicine and fooled the people. With the current general education level of the people, where can we distinguish the right and wrong?

One by one, they were deceived, and the so-called "new culture pioneers" who were making a big splash, spared no effort to promote the argument that traditional Chinese medicine is witchcraft. Traditional Chinese medicine, which was originally escorted for thousands of years, was actually turned into a stinky dog ​​shit. With the continuous efforts of the second generation of Japanese scholars, it finally caused the absurdity that around the 21st century, whether it was the people or the government, most people did not know what traditional Chinese medicine is, and even the absurdity of Chinese medicine and plant medicine.

In Zhong Yang's opinion, ignorance is not shameful. What is shameful are those idiots who are both ignorant and want to speak loudly. If you don't understand Chinese medicine, you slander and slander them, and even spare no effort to destroy them. This is not so hateful, but more sorrowful.

Traditional Chinese medicine practitioners who have been driven to the corner of the wall and barefoot doctors who do not have "regular licenses" were invited by the Guwen Association from the mountain corner in the name of Tianyu Group, and specially opened clinics and roughly built wards to provide treatment places for the people. In order to prevent fighting with Western medicine, the staff of Tianyu Group had to open another clinic to give Western medicine and students who have a lot of people, demanding huge resources. This would be great, and anyone who wants to see a doctor can go anywhere.

Zhong Yang chose to support traditional Chinese medicine, but did not suppress Western medicine. Although Western medicine itself still has many problems, it does have advantages that cannot be ignored in fact. The study of microcellular structure, the production of rapid chemical agents, and the effectiveness of surgical operations are also effective supplements to traditional Chinese medicine.

Traditional Chinese medicine has a long history, and therefore has made China the most populous country in the world. Looking at the history of Chinese civilization, there has never been a large-scale epidemic disease that has reduced the population of our race by more than one-tenth. The factors that have caused a sharp decline in population have always been war and a harsh natural environment.

Even in controlling plague, traditional Chinese medicine has made great contributions.

Europe, where a Black Death can reduce its popularity by one-third, has a very immature medical system. In terms of treating internal medicine and chronic diseases, Western medicine has always been not very effective. In addition, the side effects of drugs are extremely great, and there are countless medical accidents.

Moreover, in terms of cost, compared with Western medicine, the cost-effectiveness is much higher than that of many. It is precisely because the profits generated by traditional Chinese medicine and traditional Chinese medicine are difficult to satisfy the chaebols, so they have to try their best to suppress or even destroy them. As the guardian of Chinese civilization, Zhong Yang must protect traditional Chinese medicine.

In the Chinese civilization system, traditional Chinese medicine also has a lofty position in culture. It is consistent with the Chinese civilization concept, has a broad mind for foreign cultures, and does not exclude Western medicine. On the contrary, some lackeys of Western medicine continue to resist traditional Chinese medicine.

In this new historical journey, traditional Chinese medicine is no longer the object of oppression by evil forces, they already have strong defenders. As the president of the Ancient Chinese Society, Zhong Yang must guard the health of the Chinese people and create a peaceful land for future generations...

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