Makeup artists in entertainment companies such as this have always been relatively profitable. Many people will ask them to recommend their own products to celebrities. Moreover, big-name celebrities will have private makeup artists. As entertainment companies, people must know who lacks private makeup artists. Although Yangchun's skills are good, they are just good. Other people's skills may be worse than him, but this thing can often be made up for the worse.

Qin Shao believes that Yangchun is considering making money in recent months. He introduced a certain cosmetics to Jiang Wen, and even hoped that Jiang Wen could endorse this cosmetics, which is beyond the line. According to the vice president and Qin Shao, Yangchun was interested in a car worth more than 300,000 yuan, but he didn't have much money on hand, so he didn't dare to change cars due to mortgages.

His apprentice's income is now ten times that of him... Young Master Qin thought that Yangchun was psychologically unbalanced, so he went to the wrong place to make money, but Yangchun did not have the ability to make money from the wrong place. So... as to whether to be gambling or investing, Young Master Qin made no claims, it didn't matter. Everyone was dead, and he did not intend to ask for money from the orphan and widowed mother.

...

After coming out of Qin Shao's ward, Xu Xuan's team members had news. Xu Xuan took the phone and distributed one of the headsets to Su Cheng. The team members reported: "On the phone with Yangchun's apprentice, his apprentice said that he borrowed 300,000 yuan to Yangchun two months ago. Yangchun paid back the money a few days ago, and the apprentice went to see the new car with Yangchun. But ten days later, Yangchun borrowed money again, but it was still 300,000 yuan, and he has not paid it back yet. Yangchun's apprentice said that Yangchun's wife said that Yangchun had been sleeping in the study recently, saying it was work, and he held the computer until two or three o'clock in the morning to rest."

Xu Xuan said to the team members: "Discuss with his wife and let the technicians enter the venue and see what is in Yangchun's computer."

Gambling, investing...

Judging from time, Yangchun first made some money, and then fell deeper and deeper into it.

It was relatively late, so Xu Xuan sent Su Cheng back first. Su Cheng worked hard for a day and fell asleep on his own bed after he went back.

Su Cheng woke up at six o'clock on the first morning because Zuo Luo started morning exercises. Su Cheng was drinking tea and enjoying the morning bath, but Zuo Luo's vibration of sandbags harassed Su Cheng next door. Su Cheng couldn't stand it and came to him: "Can you change your fitness method in this morning?"

Zuo Luo spread his hands: "Yes. Why was it so late yesterday?"

"Work."

Zuo Luo said: "I didn't see you working so late when I was in Group 7."

"Hey, it's completely different to have a beautiful woman as a partner and a man as a partner. And this case is very interesting."

Zuo Luo said: "What's the point? Isn't it just that Yangchun borrows money to gamble and loses money. Borrows money, loses money, borrows money, loses money... and is finally killed by the creditor."

Su Cheng asked: "How do you know?"

"Xu Xuan came at around five o'clock. I told her that you will wake up now, and you will beat her up and ask her to come back at seven o'clock. I will provide wake-up service by the way." Zuo Luo punched the sandbag and asked, "What's the point of this case?"

Haha, you are also interested. Su Cheng said: "The gallows are interesting, and the gallows are not common. Especially for this kind of gallows with piano threads, even if you go to the gannet to buy them, you may not be able to buy them very well. The gallows with piano threads should be thin and small, so thin that they can be hidden in high-collar clothes. This means that the motor should be small. The gallows that kill Yangchun are first-class in workmanship. I don't think it was done by people in City A."

Zuo Luolai was interested, wiped his sweat, and said, "I will take a bath with you in the early morning."

Su Cheng refused this, but Zuo Luo didn't care about Su Cheng's attitude. He walked through Su Cheng's room and sat down on the small balcony. Su Cheng could only follow him, sit down, and drink a tea ceremony: "There is a doubt in this case. Why should we start the gallows in broad daylight? This is not only not in line with the style of the gangs in City A, but also in line with the style of the criminal gangs overseas. You see, Yang Chun has already found someone to make money, and was killed before he even spoke, which is very contradictory."

It is true. Whether it is debt collection or loan quota, the first priority is to get money instead of killing people. Zuo Luo asked: "What then?"

"Nothing happens." Su Cheng said: "There are too many possibilities, and there is no way to speculate."

"..." Zuo Luo asked and looked at Su Cheng, but there was no more? Su Cheng spread his hands and nodded, but there was really nothing left. Zuo Luo left.

Su Cheng can finally enjoy the morning bath. Zuo Luo and others think that Su Cheng's morning bath is a hobby. Su Cheng knows that his mind is the clearest and sharpest during the morning bath. But he was quickly disturbed by the call of Martin of the succubus: "Consultant Su Cheng, why do you move as soon as I live next to you? I also want to discuss some issues with you."

Su Cheng replied: "Do you have a learning attitude or a communication attitude?"

"Of course it's an attitude of communication."

"I don't want to communicate with you."

Martin asked speechlessly: "What if it's a learning attitude?"

Su Cheng replied: "Why should I teach you?"

"I always think there is a big misunderstanding between you and me."

"Okay." Su Cheng hung up the phone.

"Harrow..." Martin hung up the phone helplessly. Martin actually wanted to have a good relationship with Su Cheng. Some of the two people have very close personalities, and they both belong to those with zero loyalty but full work attitude. They are also those who are not trusted by their families.

Su Cheng was speechless, brother, you also know that the family doesn’t trust us. If we have a good relationship, the family will be the most dissatisfied with us. Do you understand? A foreigner sometimes looks very smart, but he is very idiotic in terms of human relationships and worldly affairs.

...

At 7:40 in the morning, Xu Xuan came. Zuo Luo was about to go out. Xu Xuan asked casually: "Where to go?"

Zuo Luo thought about it for a long time, but he didn't know where to go. But he always had to go out. He couldn't stay at home like Su Cheng. As for where to go, he hadn't figured it out yet. Xu Xuan knew Zuo Luo very well and said, "Go to your grandfather's place to sit."

"Oh." Zuo Luo entered the elevator.

Xu Xuan entered the door and closed the door. He heard Su Cheng taking a shower, so he waited in the living room. After a while, Su Cheng wrapped a bath towel and came out of the bathroom and returned to his room, put on clothes in the mirror, and then saw Xu Xuan in the living room in the mirror... Xu Xuan was reading a magazine placed on a chair extremely seriously.

"..." Su Cheng put on his clothes and walked out the door, as if frightened: "Xu Xuan? You... When did you come in?"

Su Cheng's reaction made Xu Xuan very satisfied and said casually: "I just came in for a while, can I leave?"

“Is there any news?”

"Yes, it has been verified that Yangchun participated in online gambling. The server is overseas. In the past two months, Yangchun lost a total of one million."

"One million?" Su Cheng asked: "Then why do you borrow so much money?" Mr. Qin lent him more than one million.

"I made a few thousand yuan for the first time. I borrowed 300,000 yuan from his apprentice and 200,000 yuan. There was no gambling record in the next week. I thought I wanted to stop. But a week later, I started a few dozen yuan gambling and slowly gambled. I lost about 400,000 yuan... Simply put, he borrowed 800,000 yuan from usury, lost 200,000 yuan, and lost a total of one million yuan. The usury loan of 800,000 yuan was very fierce, and until the dead account, he had to pay back a total of 2.4 million yuan."

The so-called dead debt refers to the limit set by usury. For example, a dead debt of 100,000 is 400,000 yuan, and when it reaches 400,000 yuan, it will no longer increase its debt. It seems very stupid and does not meet the requirements of the blood-sucking usury profession. But in fact, the usury is very clear. If the dead debt is not 100,000 yuan, it is the most likely that the debtor will commit suicide. If the dead debt is lost, the other party can still pay it back. The final result of forcing the other party to be desperate is to lose both people and money.

Mark Twain had a joke. He rented the house and the landlord's contract said that if a fire broke out, Mark Twain would have to pay 800,000 US dollars. Mark Twain was generous and asked him to add zero, saying that he couldn't afford it anyway.

Today's usury is no longer the original local buns. They already have a relatively complete asset appraisal system. For example, after deducting mortgages in Yangchun, the current market value of his house is about 1.4 million, and the gap between the dead account is one million. Assessing Yangchun's social scope, he believes that one million is affordable. Therefore, the loan is 800,000 and the dead account is 2.4 million.

The interest rate is higher than 4 times the bank's maximum interest rate, which is not recognized by the law, but there is another method called IOU. The first time you borrow 100,000 yuan, only 60,000 yuan is the interest rate, and the IOU is written with a 4 times interest rate of 100,000 yuan. The second time you borrow 200,000 yuan, you have to issue an IOU of 400,000 yuan, and a 4 times interest rate. In other words, from the law, IOU is legal and valid.

What should I do if I have a dead account? In addition to legal channels, there are several methods for lending companies. First, telephone harassment to let your relatives and friends know that you are owed debts. This generally applies to small loans. The second method is the contracting system. A debt collection company has added to the loan industry chain, and the debt collection company is also a legal company. Taking the 2.4 million IOU as an example, after evaluating the legal and Yangchun assets of the IOU, the debt collection company will purchase the IOU at a half price or even 40% off for Yangchun who is able to repay the loan. For those who are unable to repay the loan, the lending company calls bad debts, which are generally sold to the debt collection company as low as 20% or even 10% off.

Debt collection companies also have many methods, such as pouring paint and writing, going to work to ask for debts, and calling creditors' parents, relatives and friends. The worst is that they rely on the debtor's home, teasing the hostess, and even asking the hostess to sell themselves to pay off the debts for hundreds of yuan at a time to achieve the purpose of humiliation. There are also children who will talk to the debtor's bloodletting on the road, creating a sense of horror. There are also relatively civilized ones who only charge interest but not principal. As long as you can give me a certain interest every month, I will not harass you. The various methods are completely based on the specific circumstances of the debtor.

From the perspective of the industrial chain, as long as the usury company does not encounter bad debts, after basically evaluating the borrower's ability to repay the loan, it will make money and be legal. The debt collection company makes the difference after evaluating the borrower's ability to repay the loan. Their two industries basically do not have the risk of losses. Unless the borrower dies, this is more complicated. Therefore, neither the usury financial company nor the debt collection company want the debtor to die, whether it is suicide or homicide.
Chapter completed!