As April begins, the land of Bashu has already felt a little hot, and Xinjiaozi is fully spread out, adding a violent smell to the air.

After Wang Ning'an successively launched six dens for printing counterfeit coins, he simply issued strict orders. All bookstores in Sichuan and Shaanxi Road must send officials to supervise them. Checkpoints in various places must strictly investigate the flow of paper bark and cut off the source of counterfeit coins.

With strict laws, the rampant fake friends finally disappeared.

Then Wang Ning'an began to issue money in large quantities, and Xinjiaozi quickly exchanged for the old Jiaozi at a ratio of one to ten. With the issuance of Xinjiaozi, Royal Bank added 27 outlets on Sichuan-Shaanxi Fourth Road in one go, and even extended its tentacles to the county town.

Royal Bank is not only responsible for issuing money, but also for loans.

The half-year period, one-5 cent interest, is a huge blessing for farmers.

Every spring, many people cannot afford seeds and farm tools and have to borrow money from the landlords. However, the interest rate of the landlords is so high that they usually have to pay nine or three backs, and the donkey rolls around, and the money is returned endlessly.

But Royal Bank is different. It only has five cents and no complicated procedures, and it quickly gained popularity from the people and everyone actively took out loans.

In this way, the new Jiaozi was circulating quickly, and there were fewer and fewer old friends on the market. Wang Ning'an planned to end the old friends within the year. Now it seems that it may be possible to end early in the second half of the year.

Not only is Xinjiaozi implemented smoothly, but it is also exquisitely printed and has excellent anti-counterfeiting methods... More importantly, Xinjiaozi can be redeemed at any Royal Bank outlet.

This is a function that the old Jiaozi originally had no. The merchants in Bashu wanted to go to Jiangnan, Lingnan, northwest, and even Dali and Jiaozhi. They just need to get a deposit document from the Royal Bank.

Such convenience is beyond imagination!

The merchants were even more enthusiastic than the common people. They quickly threw out the old friends in their hands and rushed to exchange for the new friends. Their momentum was so fierce that they scared Jiang Qing in Shu.

These people always think that habits are not so easy to change, so how could old friends just want to lose them!

Besides, who is not greedy!

In the past, Jiaoziwu had a deficit and made a huge fuss. Can Wang Ning'an be an exception? Aren't he also greedy? This new Jiaozi will definitely have problems... Liu Ping and others all hold this point of view.

But they didn't know that in Wang Ning'an's eyes, the fact that the super-issuance of currency steals reserves is too limited to making such money, and he doesn't even like it!

...

"If the bank is going to spend, you can get more accurate information than the court." Xiao Guanyin said with a straight face: "For example, the sudden increase in agricultural tools loans in a certain county can calculate the harvested output. With the output report, merchants can accurately go to each county to purchase grain... Based on the amount of capital transactions, they can judge the average income of the people. Those merchants selling clothes, hoodies, pots and pans can launch appropriate goods based on the economic situation of the people and earn generous returns..."

After more than three years in the Song Dynasty, Xiao Guanyin first studied with Bai, and later gradually came into contact with bank business. Whenever she felt it was all right, Wang Ning'an would open up a brand new world, which made her stunned.

From copper coins to paper money, from issuing money to collecting intelligence... Xiao Guanyin felt that the Royal Bank was like an omniscient monster, and could see the corners of the empire clearly based on complex data. It was countless times more powerful than the spies of the Imperial City Department!

In fact, she is not wrong with her view. Banks are not just accepting deposits, issuing loans... All transaction data must be passed through the Royal Bank and summed up, which means that they have mastered the economic pulse of the empire!

As long as you discover the data of Royal Bank, you can find countless buying and selling information, and business operations will be more efficient, and your ability to create wealth will increase exponentially!

Wang Ning'an didn't feel that there was too much surprise. After all, in his previous life, he had already played big data, which was the real awesome thing. As long as he mastered the usual travel habits, he could calculate your job, income, age, marriage, and even more strange information. Then, based on your situation, accurately recommend products and control everyone to the fullest... It's like an extremely evil and huge spider, using its spider silk to stick hundreds of millions of people on the Internet, and every move can't escape the perception of the spider!

In contrast, Royal Bank is too primary, can only reach the city level, and it is full of mistakes and has monotonous content. I really don’t know what to be excited about.

...

If Xiao Guanyin knew Wang Ning'an's thoughts, he would only roll his eyes. Please, we are natives and have never played with such advanced things. We would know that these data are of great value. The court needs to use data to estimate taxes, and merchants need data to determine the direction of doing business.

And Royal Bank, which has mastered data, is like the brain and nerves of a country, and has the power to dominate the empire!

The data is valuable!

Xiao Guanyin suddenly realized that no wonder Wang Ning'an could not move from the Royal Bank even if he died. It turned out that he had already been a good person at the bank. It was really sinister... She suddenly had an answer to what she mentioned several days ago. Wang Ning'an is so strong, it would not be easy for Zhao Zhen to deal with him, right?

"Okay, stop dreaming!" Wang Ning'an said angrily: "Miss Xiao, your pupils have become square. No matter how far you are, you can see two big copper coins!"

Xiao Guanyin snorted, "Grandpa Wang, you are very disappointed!"

"There is no way. Instead of staring at the rainbow in the sky, it is better to pay attention to the rose in your hand."

"What's the meaning?"

Rose, can't it meant which woman?

Seeing that Xiao Guanyin was stupid, Wang Ning'an couldn't help but say, "I mean roses are thrusting, Xinjiaozi is not that smooth!"

A sentence reminded Xiao Guanyin. She quickly restrained her mind and said seriously: "Indeed, 30 million guan has been issued, of which 20 million guan have been exchanged for the old guan, and about 10 million guan, which have been issued as various loans."

Xiao Guanyin added: "We collected more than 10 million yuan of assets from several Jiangqing families. If we follow a ratio of one to four, the reserves are more than enough, but..."

"Just what?"

"I'm worried that people will start from another direction."

"How to start?" Wang Ning'an said.

"It's very simple. If I were those Jiangqing's houses, I wouldn't go to the Royal Bank, because it would be too explicit. If the King of Wang was angry and turned the table up, there would be no more fun." Xiao Guanyin raised her head and smiled and said, "If it were me, she would eat copper coins and then throw out the new Jiaozi."

Wang Ning'an took a deep breath... It seemed that what Xiao Guanyin said made sense.

If the copper coins on the market are eaten, the copper is expensive and the banknotes are cheap. The price deviation between the two is serious. The people will naturally rush to buy copper coins. If they sell the copper coins, they will also run the Royal Bank. At that time, it will not be the Jiang Qing family that makes trouble, but the people will be unable to get along with Wang Ning'an...

Wang Ning'an was stunned for a long time and suddenly sighed: "Fortunately, you Miss Xiao did not stand on Jiang Qing's side!"

Xiao Guanyin pursed her lips and smiled, "Don't think too simple about others... If you don't talk about others, is that Zhang Fangping really reliable?"

Wang Ning'an's brow suddenly frowned, and he really couldn't sit still.

Because Zhang Fangping just sent the news that the Jiang Qing family was preparing to eat Xinjiaozi and then run the Royal Bank, Wang Ning'an had already deployed in this direction.

But after listening to Xiao Guanyin's words, Wang Ning'an suddenly felt that things might not be that simple!

He immediately returned to the study room, closed the door, and repeatedly pondered it. Gradually, Wang Ning'an agreed with Xiao Guanyin's point of view. Indeed, the effect of attacking Tongzi at this time would be better and more concealed. After all, the Jiang Qing family is not a brainless fool. Even if they have no brains, would the people behind them have no brains?

...

Wang Ning'an immediately arranged manpower to deal with it, and ordered Lu Tao, Chen Qing and Su Che to auction the confiscated property in batches, collect the copper coins on the market, and deal with the subsequent battle!

Almost at the same time as Wang Ning'an, the Jiang Qing family did indeed take action. They focused their efforts to buy copper coins and copper ware on the market. As long as they had something to do with copper, they would sweep it all. Judging from their posture, they actually competed with the copper price battle back then, which was very crazy.

I have to say that Jiang Qing’s family has also put all their efforts into it.

The initial action was hidden, and the copper on the market was still abundant, but about ten days later, they bought it wildly and gradually discovered that almost overnight, copper coins were gone on the Yizhou market...

"Brother-in-law, we are still slow to do it. Only 30% of the copper on the market fell into our hands, and the other 70% were eaten by the Jiang Qing family."

Su Che reported honestly, and he said worriedly: "According to my estimate, Jiang Qing, led by the Liu family, suddenly spent at least tens of millions of dollars! Compared with the Daxiangguo Temple and the Runan Prince's Mansion, it is even more crazy and must not be underestimated."

Wang Ning'an nodded slightly, "Sir should treat each other with admiration for three days, and no one should underestimate you! Pay attention, maybe the run-off is not far away."

It seemed as if they were verifying Wang Ning'an's words, from the next day, some people did start to run the Royal Bank. They took a lot of new Jiaozi and asked to exchange it for copper.

Of course the bank is prepared and exchanges in an orderly manner.

Su Che secretly sent people to find out the source of the run, but soon found that these runs were almost ordinary people, and they had no value to arrest them.

Instead, they brought a message that made people shudder.

A black market appeared in Yizhou. In the black market, you can only get 600 yuan in bronze, and you can get Yiguan Xinjiaozi. In other words, the people take the Xinjiaozi to the bank to exchange it first, and you can get 700 yuan, and then go to the black market to buy Yiguan Xinjiaozi, and directly earn 100 yuan!

No one would quit such a profitable business... Therefore, more and more people flocked to Royal Bank and came to exchange it with Xinjiaozi. The situation was similar to the bank run. The difference was that the scale was countless times larger!
Chapter completed!