Wang Ning'an had a trading bank in Cangzhou and was in charge of the development of Lingnan. He was definitely an expert among experts in playing money. It was not difficult to build the Royal Bank at all.

But a hero and three gangs could not be played by him alone. Wang Ning'an sent a letter to Liuyi Academy. This was not his nepotism and he looked at the Tianxia Academy. Only Liuyi set up a School of Computing and opened a monetary and business school two years ago, with sufficient talent reserves.

In order to participate in the grand event, Han Wei and Wang Anguo led more than 30 outstanding students to Bianjing at night.

As soon as they arrived, they were arranged to enter a Cao family farm. This farm is close to the Bian River. Standing on a high place, the canal is full of sight, and thousands of sails compete, which is very spectacular.

The village has dense trees, faint flowers and plants, fields and fields, houses are swaying, beautiful scenery of mountains and rivers, and beautiful halls.

Everyone was stunned when they saw it. Be good, this god is almost living.

"Erlang, your vision is not bad. When working here, you feel refreshed and refreshed." Han Wei said with a smile.

Wang Ning'an also smiled and said, "I hope you don't waste my hard work. If you are sorry for your food, clothing, housing and transportation, be careful, I will punish you to clean the toilet!"

When talking about this, the students immediately shrank their necks and became nervous.

Wang Anguodao: "Erlang, you must not make any mistakes in this drama. What are you going to do?"

"Your Majesty agreed to build a bank in order to prevent the victims of Chenzhou, so you must solve the problem in Chenzhou first..." Wang Ning'an pulled them and walked around the village while expressing his ideas.

Jiaozhi experienced wars, with sharp decline in population and barren land. In name, there were more than one million acres of land in the peacekeeping area. In fact, Wang Ning'an had forced Li Rizun to sign an unequal treaty. The merchants of the Song Dynasty occupied land and reclaimed farms in Jiaozhi, but there was no obstacle at all.

The only question is where the labor force comes from.

In the ordinary years, ordinary people are unwilling to immigrate. If they move back to peace, who is willing to leave their hometown and work hard overseas?

So Murong Qingchen said that Chenzhou's famine was indeed an opportunity.

However, all parties are watching, and they must be careful and not make any mistakes.

If done well, the bank will gain a firm foothold and can spread it out quickly. If not done well, the red-eyed civil servants will not let them go, and the emperor will not allow them to make mistakes.

After three days of discussion, they came up with a complete plan.

All victims, as long as they agree to go to Jiaozhi, can get a 5-cent deposit fee.

After all, what Jiaozhi needs is strong labor, and there are risks of sailing at sea. The elderly, weak, sick and disabled died halfway through Jiaozhi. Not only wasted their lives in vain, it would also affect their image.

There is not much difference between Wang Ning'an's approach and Wang Gongchen's recruitment, the difference is this settlement fee.

The 5-cent money is not much, but in Chenzhou, you can definitely do a small business, buy some tofu, sugar, etc., even if you are older, even if you are a woman, you can support yourself.

If you take a step back, even if you can’t work, 5 guan will be enough for the whole family to eat and drink for more than half a year.

Therefore, the tycoons who immigrated to Jiaozhi could get 20 stones of rice within half a year. The 20 stones of rice were given to them, and 10 stones would be transported back to the Song Dynasty for their relatives.

After that, two stones were reduced every year, and after five years, the distribution was stopped. In these five years, labor force was forced to work in Jiaozhi. In other words, if you don’t want to stay in Jiaozhi after five years, you can arrange a ship and send it back to your hometown in Dasong.

Of course, you can also continue to stay in Jiaozhi and become a completely self-cultivated farmer, and even bring your family to Jiaozhi and live together.

After Zhao Zhen took out this plan, he was very satisfied. What made him most pleased was that he did not give up on the elderly, weak, women and children, and arranged a five-year grain return plan to ensure that the victims could survive to the greatest extent.

Zhao Zhen immediately nodded and ordered Wang Ning'an to start handling.

The last time he developed Lingnan, he raised 7 million jin of funds, and this time he only had 2 million jin, which was even less difficult. Moreover, Wang Ning'an also guaranteed a 30% annual profit. With the royal insurance, it would be like making money in vain. Who would not agree?

The Cao family alone bought 500,000 yuan bonds, and the Han family in Hebei was not idle either. Han Wei was summoned to the capital by Wang Ning'an and became the co-sentence of the Royal Bank. In order to support the bank, the Han family subscribed 800,000 yuan in one go, and the remaining amount was quickly divided up. Everyone felt that it was not strong enough, so they should have a few million more!

Wang Ning'an was not blindly optimistic. He had a quarrel with the civil servant. He had to be very careful in every step. He must not do things that were too risky.

He can fill in the 2 million guan even if he loses it. If there are more, it won’t be certain.

In short, money is quickly in place and people are in place.

Cao Qi and Ouyang Xiu were both in Chenzhou, and they were in charge of supervision. Wang Gongchen was willing to make trouble, but there was no way. What's more, millions of victims also gave him a headache. It would be best if he could get it away.

The first batch of immigrants, 8,000, were reluctant to leave their hometown with tears from their relatives. They trekked for five days, came to the Bianhe Wharf, boarded a boat, entered the Yangtze River all the way, and then transferred to the sea boat and continued to move south.

Two months later, they arrived in Jiaozhi one after another.

After getting off the boat, these people were stunned. They were all neatly arranged farmland, divided into plots of the same size, marked, waiting for them to claim.

In addition to farmland, the most unreasonable thing is that they have prepared slaves for them. Each person can divide two indigenous people into their labour, and they will lead the labor!

Then what are you waiting for? Work quickly!

Just when the victims were out of their arms and started a new life, the first batch of farms distributed to veterans had already gained fruit. Jiaozhi land was fertile, with sufficient rain and sunshine. The yield per mu reached three stones, and the average was two stones and three dou.

The first batch of 100,000 stones of grain in Jiaozhi was transported. The fleet arrived at the estuary of the Pearl River and took a short rest. There was also 300,000 stones of rice produced in Lingnan, and transported them to the north together.

Within one round and one round, the famous Nanyang route was started and the round-trip trade was started.

In addition to transporting the population of the Song Dynasty to Jiaozhi, the fleet also carried silk, porcelain, tea, furniture, luxury goods, jewelry, farm tools, etc. from Jiaozhi and other places, and brought back food, pearls, ivory, tortoiseshell, peacock feathers, wood, ore and other scarce supplies.

...

Wang Ning'an borrowed 2 million guan, of which 100 were used to settle the family of the victims, and 1 million was used to spend on the road, hire ships, buy farm tools, divide fields, and other expenses.

Unexpectedly, the first time the supplies carried by the fleet were sold in Jiaozhi and other places, they made 300,000 yuan. This was because of the civil war in Jiaozhi and the people's livelihood was in decline, otherwise the profit would be doubled.

On the ship that came back, in addition to grain, there were also a lot of local products. After entering the Song Dynasty, it also caused a snatch. After carefully counting, the net profit exceeded 600,000 guan!

One round and one round, the profit of nearly one million guan is calculated three times a year, which is 3 million guan!

No wonder Wang Ning'an is willing to give him 30% of the annual interest rate. This girl is so profitable!

There is another reason that cannot be ignored behind the huge profits, that is, Zhao Zhen issued a special order to transport the victims' fleets to carry goods and exempt customs duties in order to help the victims.

It is precisely because of this that businessmen from all sides have traveled to Chenzhou, and they mobilized all forces to participate in immigration.

In October, Ouyang Xiu sent Zhao Zhen a long letter to count the disaster relief situation... In the past four months, a total of 120,000 immigrants were completed, and the installation fee was 600,000 yuan, and a total of 400,000 victims benefited. In addition, 800,000 stone indica rice was transported from Lingnan and Jiaozhi. After deducting the loss on the road, half of them were distributed to the victims and rescued another 500,000 people.

It was originally estimated that the court would do its best to save up to 70% of the population.

After the Royal Bank participated, the imperial court saved half of the disaster relief expenses, and the rescued victims reached more than 95%. Compared with the Hebei disaster relief in Hebei that year, the effect was even more amazing.

The report was delivered to Zhao Zhen’s desk, and his frowns finally unfolded.

"This Wang Ning'an is really a genius. He can always come up with extraordinary solutions. Chen Bao, tell me, what kind of tricks does he have to save so many people?"

Chen Lin smiled and said, "Sage, I dare not speak nonsense, but I think he is different from the adults."

“Where is different?”

"The husbands regard the victims as thieves, guarding them strictly and giving them some food, but they are just afraid that they will rebel. But Mr. Wang... He seems to have regarded the victims as tools to make money, not only to let them live, but also to let them live well. The victims make money for him, and if the victims are well, he will be even better!"

Zhao Zhen thought about it and it really makes sense. There is an opposition between officials and victims, so there are various means to ignore human lives and do whatever he wants. As for Wang Ning'an, he threw out Jiaozhi to develop this cake, and the interests of merchants and victims were consistent.

At this time, Wang Ning'an made rules so that both sides could make profits. Who would still be willing to force the victims to death? Isn't that arguing with the money?

"Parent Chen is indeed a sharp attack. Go and call Wang Ning'an. I want to discuss with him where to go to the next step of the Royal Bank."

Chenzhou disaster relief is just a bank trial, and the next is the main dish.

Wang Ning'an smiled and was proud. He finally found the feeling of doing things these days. Banks are definitely the best stage for him to show his ambitions.

"Your Majesty, I plan to expand my capital and absorb funds."

Zhao Zhen asked: "How much do you want to absorb?"

"Ten millions of coins!"

Wang Ning'an said simply.

Zhao Zhen's face changed instantly, "Wang Qing, aren't you kidding?"

"Your Majesty, I originally thought it would be better to be 50 million yuan. Later, I was afraid that I would scare you, so I dropped it to 10 million yuan. I will make a small thing to play with, and I will expand it later!"

Zhao Zhen was speechless. 10 million coins or gadgets, what is considered big?

"Wang Qing, do you know that the two taxes collected by the imperial court in one year, after deducting grain and other materials, the actual currency is only 20 to 30 million yuan. This bank is equal to the second treasury. Are you sure to manage it well?" Zhao Zhen said cautiously.
Chapter completed!