After settled the monthly turnover of Royal Industrial Company, Gong Yonggu immediately entered the palace and presented it to Zhu Youxiao.

"Your Majesty, this is the latest 750,000 taels collected by Royal Industries, which is a decrease from last month. Because all the vendors in the capital have been ordered, the orders will decline in a certain way before their orders are sold out and customers in other places will be in the future. However, it is expected that after the sale in Jiangnan, Huguang and other places will be opened, they will make a lot of money. In addition, the Zheng family is also interested in ordering a large amount of goods from us to ship to Nanyang for sale, and it is estimated that it will not be less than 10 million taels."

After hearing Gong Yonggu say this, Zhu Youxiao nodded in agreement. He is naturally optimistic about the appreciation potential here.

However, when he saw the banknotes in Gong Yonggu's hand, he remembered the banking and finance matters, and couldn't help but ask: "Whose banknotes belong to these banknotes?"

"There are several Shan 0 Xipiao and Huizhou. Since Your Majesty eliminated the eight major Shanxi merchants, Huizhou merchants have also had the opportunity to participate in the business of this Shan 0 Xipiao. The smaller Shan 0 Xipiao, which was not suppressed, have grown a lot. They are all grateful to Your Majesty, saying that if it weren't for Your Majesty, they would have been suppressed by the Fan family and others."

Gong Yonggu stood aside after answering truthfully, but Zhu Youxiao smiled disapprovingly.

He naturally knew that these people were not grateful to him, but just wanted to make money with him. However, finance and foreign trade are important national economic lifelines and cannot be controlled in these private hands forever. Banks must be opened as soon as possible.

As for foreign trade, before the navy was established, we could only let pirates such as Zheng Zhilong make some money first.

"I have given you a task. You can find a way to dig up a few people who have reliable ticket business to use for me. Now that Shanxi merchants are suppressed, Hui merchants have not yet gained a foothold in this area. It is the time for them to fight in the internal struggle and the best time for me to get into this business. However, I want to play bigger than them."

After hearing what Zhu Youxiao said, Gong Yonggu couldn't help but feel secretly happy. This business of the Piaoqian business is naturally a profitable business. However, it was managed by several major Shanxi merchants before, and others could not get involved. As Your Majesty said, now is the best time.

"I obey the order", after Gong Yonggu retreated, he immediately went to visit the shopkeepers of the major ticket accounts. He, the son-in-law, took action personally, and was doing business for the court, and he could directly grant official positions and share shares. Therefore, it was not difficult to dig the corners of these ticket accounts, but the difficulty was to dig a few reliable ones.

Within half a month, the prince-in-law Gong Yonggu coldly chose five shopkeepers who looked sophisticated and experienced to meet Zhu Youxiao.

These people can be regarded as senior supervisors of the financial system in modern times, and naturally they are flattered in the shopping malls. Therefore, when they meet Zhu Youxiao, the emperor, he does not show too much restraint.

After the five people saluted, Zhu Youxiao was not polite, but asked them if they had their own opinions on the current ticket business.

At the same time, Zhu Youxiao also expressed his modern banking concepts and sent them information, asking them to go down and read it directly, and then wrote it into a memorandum and presented it.

It is impossible to understand Zhu Youxiao's advanced knowledge through Zhu Youxiao's explanation. Then these people can understand it all at once and immediately become an excellent modern banker, not to mention that Zhu Youxiao himself is just a self-study.

Zhu Youxiao wants them to understand and examine whether they can really be ahead of others in this financial aspect.

Although there has not been a bank yet, the activity of capital has long made financial activities extremely rich in the Ming Dynasty. So after communicating with Zhu Youxiao and understanding the information, these five people also understood what the so-called opening of a bank is like.

To put it simply, the operation method is actually no different from the ticket number. You have to open an account, but you can not only charge any fees to store money in the bank but also get interest.

Although these people could understand what it was for opening a bank, they didn't understand why His Majesty still had to pay interest. Everyone only said that His Majesty wanted to compete for the business of the ticket business through this method, and it didn't matter if he paid some money first.

But Zhu Youxiao asked them to open the Royal Bank and issued a direct order to adjust the interest rate to 20 and take one for one, which surprised them even more.

But Zhu Youxiao did not agree. Everyone knows that starting a bank always only makes money but not loses. Even the main profit of the bill number does not rely on the handling fees. To be honest, the so-called handling fees are not enough to offset the cost of the bill number. The profit of the bill number is naturally based on lending and other investments.

However, it has not evolved from a ticket to a banking institution yet, so most people do not know that there are places in the world where they can not only save money but also collect money.

However, when the Royal Bank's brand was opened, except for the three million taels of principal deposited by Zhu Youxiao and Gong Yongtu and others who saved hundreds of thousands taels of taels to give Zhu Youxiao face.

The whole Royal Bank was open for one day, but no one came in.

The president of the Royal Bank of China, Hu Shouchun, who had the title of the head of the Ministry of Revenue, stood bored in front of the door sign with the four big characters "Royal Bank" erected. He did not see anyone coming in for a long time.

Those who stopped a little and just looked around for a few seconds, asked with a smile: "What is the bank? Isn't the notice on it the ticket number? You can still get interest if you save money, who can believe it?"

"I'm afraid this is a way to make money by the government, so that we can get rid of all the money of our business people." A small vendor once suffered from heavy taxes being levied by eunuchs in banknotes, so he naturally suffered a lot of grudges against the government.

However, at this time, a child came and ran directly to Hu Shouchun and asked, "Can you still charge interest if you really save money here?"

"Yes, you just need to register your name and household registration on this form, stamp it with your handprint here, and hold this ticket with anti-counterfeiting measures. Are you regular or current?"

Hu Shouchun was very patient with this first customer and personally received him.

"What regular and current?" the child asked.

"For a period of half a year, one year, three years, or five years, you can get one tenth of interest on the principal. You can get the current deposit at any time, but only one twenty of interest."

After Hu Shouchun said that, the child looked outside and finally said, "Let's go live, I'll come to pick it up in three days."

"Okay, please write your name and household registration here, and store the principal." Hu Shouchun ordered his deputy Tang Yi to take a note of current affairs, but who knew that the child only took out a copper plate and smiled: "I only have a penny, hehe, it was given to me by the husband outside."

Hu Shouchun looked at the scholar-in-law outside with a sarcastic face, and said nothing, but said, "A penny is also money, please go through the procedures for him!"
Chapter completed!