Chapter 557 Insurance Industry(1/2)
Fu Yao smiled modestly: "What is this? This young master has only shown one-ten thousandth of his wisdom."
The craftsman looked complimented and thought to himself: The young master's modesty is also the true teachings of the banished immortal.
The layout of the newspaper was quickly designed, and the printing factory began to rush work.
Fu Yao stayed here without much trouble, so he walked out slowly.
As soon as he walked outside, he met Wang Laoshi.
Wang Laoshi bowed to Fu Yao and said with a smile: "Young Master, don't be fine."
Fu Yao smiled and said, "I heard that my father valued you very much recently, and he frequently summoned you to the palace to teach the way of merchants?"
Wang Laoshi said with emotion: "If a villain can have today, he will rely on the support of the young master and the exiled immortal. If it weren't for the Beidi County, the villain would have the opportunity to display his talents. In this life, he would probably have to be a wine vendor."
Fu Yao smiled and said, "Are you here to find my master?"
Wang replied honestly, and then said, "However, just now, the villain was outside and heard the conversation between the young master and the craftsman."
Fu Yao looked at Teacher Wang in confusion: "Oh?"
Wang said honestly: "The villain thinks that the young master is really wise. Newspapers can definitely dominate the world."
Fu Yao smiled and didn't answer. He was waiting for Wang Laoshi's words to come.
After spending nearly a year with this guy in Beidijun, Fu Yao also knew him.
Before giving a comment, this person often likes to praise the person hard. After praising it comfortably, he will give a little comment. After giving it, he will immediately praise it.
Over time, Fu Yao omitted the part he praised and asked directly: "Is this inappropriate method?"
Wang Laoshi shook his head repeatedly and kept saying, "It's appropriate, it's extremely appropriate. The young master's method is perfect, how can it be inappropriate?"
"But, the villain also has some small ideas, and I want to ask the young master to comment."
Fu Yao nodded.
Wang Laoshi coughed dryly and said, "Once the young master's newspaper is published, those Guizhou leaders naturally believe in fertilizers and will definitely flock to buy them."
"But there are always one or two stupid people who react slowly. They may think that this crop is life after all, and the exiled immortal said it works, so just take it as if it works?"
"Although the banished immortal is extremely smart, he is a living god in the sky. But what if the banished immortal is wrong? Even if the banished immortal is not wrong, what if... they use it wrong?"
"If any mistake occurs, will you starve to death? Therefore, these people may be thinking that they would rather trust their existence than not, and not buy fertilizers."
Fu Yao nodded slowly.
Wang was honest and tactful, but he still understood.
It is certain that the people trust the exiled immortals. However, this kind of trust is probably not enough to make them gamble their wealth and life.
To be honest, there may be one or two stupid Guizhou leaders who don’t buy fertilizers, but Fu Yao also has an estimate in his mind that most of the people may wait and see.
He looked at Wang Laoshi and asked, "Then what good ideas do you have?"
Wang Laoshi laughed dryly and said, "Just now, the villain was inspired by the young master and also had a little experience."
Fu Yao was happy: "Speak quickly."
Wang responded honestly and bowed and said, "The villain just thought that the Qin Dynasty unified the world, and His Majesty had a word. The people trusted the imperial decrees in great confidence."
Fu Yao frowned: "What do you mean is that you want your father to order and forcefully promote fertilizers? As long as we ask, your father will probably give this order, but this is contrary to Master's philosophy. We cannot do this unless we have to."
Wang said repeatedly: "Yes, the way of merchants is naturally to follow government orders, but government orders cannot be covered in everything, and they are too much in charge. This villain still understands it."
"What the villain just wanted to say is, why don't we use the reputation of the court to ensure that the fertilizer must be effective?"
Fu Yao asked in surprise: "How to guarantee it?"
Wang said honestly: "For example, anyone who has bought a newspaper in everything is equivalent to buying a promise from the court."
"If their fertilizers are used, the crops in the farmland will not only not have a good harvest, but will reduce their yields. In that case, they can bring newspapers to the court to ask for compensation. We will make full compensation according to the previous year's harvest."
"Of course, if their food is bumper, then everyone will be happy."
Fu Yao said: "This method is interesting. But... if their grain production is really reduced, will the court have to pay for it?"
Wang Laoshi said with a smile: "Do you have confidence in the banished immortal's fertilizer?"
Fu Yao said: "Of course I have confidence. However, having confidence is one thing, and whether to prepare money is another."
"What if someone really has some problems with the fields in his home and occasionally reduces production? Or, if there is no problem with our fertilizer, he has encountered floods and droughts, causing the production reduction?"
Speaking of this, Fu Yao pondered for a while: "If it weren't for the reduction of production due to fertilizers, we could not compensate, right?"
Wang Laoshi coughed dryly and said, "Young Master, I have another idea."
Fu Yao asked: "What's the idea?"
Wang said honestly: "Just just now, the young master and the craftsman discussed that the price of this newspaper should be set as one cent, and just sell one to make half a cent, right?"
Fu Yao nodded: "The price is affordable by ordinary people, and they should not be reluctant to take it out."
Wang Laoshi smiled slightly: "We might as well set the price at two cents."
Fu Yao frowned and said, "This price is a bit high, right? Although you can make a little more money, I'm afraid some poor people will not be willing to buy it."
Wang said honestly: "If the newspaper is just a newspaper, they will naturally be reluctant to buy it. If they buy the newspaper, will they receive the promise of compensation from the court?"
"They spent two cents to buy newspapers. If they used fertilizers and had a bumper harvest of grain, they would probably have earned back ten or a hundred times, right?"
"If they fail to use fertilizer after buying newspapers, we will make compensation according to the order. We will not only compensate them for the poor harvest of food, but also compensate them for the fertilizer and newspaper money."
"After counting this, they will make a profit no matter what."
"Where do we get the money we make for compensation from? It's the money we earn by selling newspapers. After all, not all the people will lose their income. Those who fail to get a bad harvest are always unlucky. Ten thousand people take out two cents, which is 20,000 yuan. Twenty thousand yuan is more than enough to use for compensation, and they can make a lot of money."
Fu Yao nodded repeatedly when he heard this: "It's amazing, it's amazing."
Fu Yao looked at Wang Laoshi with emotion: "You are really a genius among merchants."
Wang Laoshi laughed dryly and said, "Young Master is too rewarded. The villain learned from the young master and the exiled immortal for a while, and his thinking has also broadened a lot."
Fu Yao thought about it and said to Wang honestly: "Since fertilizers can be guaranteed, then can flood, drought, locust plagues be guaranteed?"
"My Qin Dynasty is vast. There is a disaster in one place, but other places may not cause disaster."
"What if I print another newspaper and sell certificates about the three disasters of water, drought, and locusts?"
Wang Laoshi said excitedly: "In that case, I'm afraid that all the people in the world will buy it. After all, this is what they fear the most."
Fu Yao nodded: "What's more important is that we don't seem to need to compensate a penny. All money is taken from the people and used for the people."
Wang said honestly: "That's exactly that."
The young man Fu Yao was very smart and soon thought: "What if our scope is expanded a little more? For example, some people are poor and helpless. After they get sick, they look down on doctors and often drag minor illnesses into serious illnesses. What if our scope of compensation is expanded to disease?"
Wang Laoshi nodded vigorously.
Fu Yao breathed a sigh of relief: "I suddenly felt that this matter is of great potential. If it is done, it will be one step closer to the immortal realm on earth in the mind of Master."
Wang said honestly: "To accomplish this, one or two people may not be enough. People need to recruit and promote them everywhere."
"Why would the young master choose a day to ask Your Majesty to set up a special yamen?"
Fu Yao shook his head slightly: "If this matter is established, it will be restricted. Any policy must be discussed over and over again in the court."
"Any decision will be impeached. Moreover, the officials are appointed by the father. This official only needs to please the father and make the father happy. As for the suffering of the people, he may not care about it."
Wang replied honestly: "It seems that this is true. Then we should..."
Fu Yao smiled and said, "We might as well set up a business name that provides protection to the people, which is called...Fu Yao Guarantee."
Wang said honestly: "This name is good, it's so well-known. But... how about it... it's called disaster relief?"
Fu Yao thought for a while and said, "The key to avoiding disasters is to avoid troubles, that is to prevent troubles before they happen. And we are to make up for the dead and save people afterwards."
Wang Laoshi said again: "That's called...disaster relief?"
Fu Yao said: "The key to this disaster relief is to save the word "rescue". However, we are not saving, but compensating. Besides, the lives of the people cannot be called disaster."
Wang Laoshi said again: "That's called...save sleep?"
Fu Yao nodded: "This name is good, it's called Fu Yao to save the nanny. Our newspaper is called the certificate of rescue the nanny."
Wang Laoshi rubbed his hands and said, "Young Master, the villain is willing to spend all his money and provide some capital for the young master. I hope the young master will not dislike him and allow the villain to invest."
Fu Yao laughed: "Do you think I opened this business to make money? No, I am trying to help the people of the world."
Wang Laoshi nodded repeatedly, and at the same time, he was a little puzzled: "Why does this sound so familiar?"
Fu Yao said lightly: "I just started my shop, and it is really not easy. Your property is coming at the right time."
"However, after making money, I can only share some money with you, but I can't let you decide what the business is going to do."
"Such a business is related to the livelihood of thousands of people. This young master must be its actual controller."
Wang Laoshi nodded repeatedly: "The villain understands. The villain just makes some hard money, and he will not interfere with anything else."
Fu Yao smiled and said, "It's okay to intervene. I just let you know that the final decision-making power is in my hands."
Wang replied: "The villain naturally understands."
Fu Yao nodded with satisfaction.
To be continued...