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559 3.2 billion

"good!"

Shen Lang and Chen Jianchun discussed some loan details on the phone before hanging up.

Chen Jianchun actually laughed out loud after hanging up the phone.

"This Lu Mao is really out of his mind. He got the Langhui Group for a small profit! I have long been jealous that your bank has been holding so much turnover from the Langhui Group. As long as this loan is obtained, our bank will also be in the same relationship with Langhui."

The group has established a relationship, and in the future, these businesses will not all belong to our bank!"



The next day, as soon as Shen Lang arrived at the company, he called Wu Xiaohui and Luo Yan to tell them about Chen Jianchun's initiative to call and offer a loan.

"Is there such a good thing? Others want to borrow money but they don't have time to borrow money, and this Chen Jianchun actually comes to the door? Isn't there a trap?" Wu Xiaohui said doubtfully.

Luo Yan, however, wanted to take the lead.

"I also know some things about banks. Neither China Merchants Bank nor Sioux City Commercial Bank are different from the five major banks, and their competition is still huge.

I have seen many people from banks come to my dad's and Uncle Huang's companies, hoping to put the supermarket turnover and the company's cash in their bank accounts!

This time Chen Jianchun took the initiative to provide us with a loan, probably because he wanted to establish a relationship with our company."

After listening to Luo Yan's analysis, Shen Lang and Wu Xiaohui became peaceful and cheerful. It turned out to be like this.

It's not that the two of them are not as smart as Luo Yan, but because the three of them were born in different circumstances.

Shen Lang and Wu Xiaohui's family backgrounds are not as good as Luo Yan's, and they have never been exposed to the banking system. They know that banks also try their best to beg big companies to put money in their accounts.

"So that's it. Since Chen Jianchun also wants something, then I can rest assured." Shen Lang suggested: "Then let's let the Finance Department formally submit an application to China Merchants Bank. If the loan is granted, we will give our company

Let China Merchants Bank handle all the bank's bank statements and wages!"

"Okay, I think it's okay. Since the guy from the commercial bank committed suicide, we can't blame him." Wu Xiaohui agreed.

"Okay, then I'll let Ji Chunhua do it now!" Luo Yan naturally had no objection.



Submit the loan application and China Merchants Bank will approve it.

Of course, since the loan applied for by Langhui Group is 10 billion, this amount is beyond Chen Jianchun's own authority. This amount is also a large amount even among the five major banks.

In the end, only 3.2 billion was approved quickly.

Although it was less than half, the amount was still within Shen Langdao's acceptable range.

Don't look at those real estate companies and banks that lend tens of billions in loans, but developers use land as collateral.

As for their Langhui Group, their fixed assets are the headquarters that are still under construction.

As for the other side, there is actually nothing to pledge.

It can be said that Chen Jianchun has made a lot of efforts in getting 3.2 billion approved without physical collateral.

Of course, in order to express his affection for Chen Jianchun, Shen Lang said that he would directly ask the Finance Department to change the salary cards of all employees of Langhui Group to China Merchants Bank in the future, and also change the company's corporate account to China Merchants Bank.

On the first day when Langhui Group entered China Merchants Bank, the amount of corporate accounts received was over 20 billion, which suddenly made Chen Jianchun extremely happy!

The deposit tasks of his branch for the next year are said to have been exceeded, and looking at the deposits from Lang Hui's corporate account, it is more than 20 billion!

Are you still afraid that they won’t pay back the 3.2 billion!

This is a real mortgage, much more real than the mortgage of a piece of suburban land on those real estate properties!

When Chen Jianchun checked another account of Langhui, he found that more than 7 million yuan was received in one day. He couldn't help but asked his assistant depressedly: "What kind of business does Langhui Group have in this account? I took a look, and every transaction was recorded."

The account items are not many, ranging from tens to hundreds of yuan, but the number is large, and there are more than 7 million accounts in one day. This is not an account they use to launder money!"

Chen Jianchun is not allowed to doubt that only financial companies that launder money would have so many accounts to transfer money to one account.

The assistant looked at the account and said with a smile: "President, don't worry. This account is very clean. You see, every payment they make comes from iFlytek Payment. I have learned from people at Langhui before,

This account is mainly for the daily income from their company’s ‘Pocket Journey to the West’ game.”

"What!"

Chen Jianchun's eyes widened in disbelief.

"More than seven million yuan can be transferred in one game in one day? Isn't this better than robbing a bank... Bah, it's unlucky, and it's more profitable than selling drugs!"

"President, Pocket Westward Journey is now the most popular mobile game. There are hundreds of millions of players. A player can recharge more than 100 million a day. It is normal to earn 7 million a day." The assistant explained.

Chen Jianchun looked at his twenty-year-old assistant in confusion.

"Bring me your phone."

"ah?"

"Bring it here and unlock it."

Chen Jianchun took his assistant's phone and flipped it around. Sure enough, he saw a "Pocket Westward Journey" icon on the interface. He laughed and said, "No wonder you know so much. Tell me honestly how much money you have recharged for their company."

The assistant weakly stretched out a finger and explained: "President, it's not my fault. All my friends around me are playing, and I won't have anything to talk about in common."

"Forget it. Our bank has no control over your private life. Just don't let me play secretly with you while you're at work. It doesn't matter if you charge a hundred yuan for fun. It's not enough to just go out and have a drink."

The assistant weakly took back his mobile phone and thought to himself: "I recharged 10,000 yuan! 100 yuan is just for children. I am a dignified assistant to the bank president. As for recharging only 100 yuan!"

Of course, he didn't dare to say this, so he could show off his wealth in the game and show off his wealth in front of his immediate boss.

Unless he said he wanted to be sent to the countryside to look at fish ponds tomorrow!

"But don't be stupid like recharging money to buy equipment in the future." Chen Jianchun laughed and scolded: "From now on, you will be directly responsible for the full-time docking of Langhui Group's business. Such customers must be given high-standard treatment. You and

Can’t we just communicate more with the people in Langhui and ask them to directly upgrade some equipment?”

The assistant clapped his hands, yes!

From now on, I will directly transfer to Langhui Group, so I still need to recharge.

"Ding...ding..."

At this time, Chen Jianchun's phone rang. When he saw the number, he quickly connected.

"Boss, what are your orders?"
Chapter completed!
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