We hired two nannies to clean the house in Hangzhou.

Just wait until mom and dad take care of things at home and move here directly.

As soon as Chen Dongcheng returned to Pengcheng, he received a call from Gu Shouyi, inviting him to sit on the Universe Walk.

Lao Gu is very proud now. He and Chen Dongcheng have always had a good relationship.

The deposit of Qingju Bicycle has always been controlled by Universe Bank.

Chen Dongcheng doesn't know how much the Universe Bank can earn from such a large deposit.

But at least the income from purchasing financial products from Qingju Technology is higher.

Gu Shouyi poured tea for Chen Dongcheng very enthusiastically and brought up the issue of shared bicycle deposits that has been a hot topic in the past two days.

"Mr. Chen still has the foresight. No wonder he announced from the beginning that the deposit will be supervised by our company.

As far as I know, in the shared bicycle industry recently, the total amount of applications for deposit refunds has reached more than one billion.

If Mr. Chen hadn't prepared emergency funds in advance, big problems would have definitely occurred."

When something like this happens, most users will choose to try to get a refund.

Qingju Bicycle, which obtained financing in advance and had ample funds in its account, naturally provided refunds in seconds without any suspense, which reassured the majority of users.

Chen Dongcheng smiled and shook his head, with a deep look in his eyes: "This is just a small-scale reshuffle. Companies without strength will definitely die. The real fight is still to come."

Gu Shouyi nodded, Chen Dongcheng's analysis was similar to his.

However, the most promising one on the market right now is definitely Qingju Bicycle.

The enthusiasm of many investors is the best proof.

Tengxun did not participate in the first two rounds, but it is said that the C round has begun to pay close attention and expressed its willingness to lead the investment.

These thoughts flashed through Gu Shouyi's mind quickly, and he said with a smile: "Mr. Chen, I'm calling you here mainly to talk about the loan issue."

"loan?"

Chen Dongcheng was a little confused: "Isn't there still more than a year before it expires?"

“The top leaders have begun to tighten risk control, and we below will also review previously approved loans.

For example, Mr. Chen's previous use of equity financial mortgage financing has become increasingly strict."

Gu Shouyi must protect clients like Chen Dongcheng with all his heart.

Not to mention, Zhu Taoke, who is in the same system, has always been eyeing Chen Dongcheng.

Gu Shouyi smiled and said: "Of course, the financing interest rates for the several loans I previously approved for Mr. Chen will remain unchanged for the time being.

Now some companies want to seek equity pledge financing, and the annual interest rate starts at at least 8.5%."

These banks are just like this, don't talk about standard interest rates.

If you want to get the bank's standard interest rate, you must either be a state-owned enterprise or a major customer of the bank.

What Gu Shouyi said was nothing more than to show his sincerity to Chen Dongcheng.

Chen Dongcheng asked him to ask him for the interest rate of the mortgage loan before, but he did not change it because it was the greatest kindness.

Chen Dongcheng definitely needs to receive this love.

"Thank you Gu Xing."

"Hey, you're welcome, we are all friends, there is no need to say thank you.

Besides, aren’t we collecting so many deposits just to lend money to high-quality customers like Mr. Chen?”

Gu Shouyi smiled and waved his hand: "The assets under Mr. Chen's name are of very high quality. For example, Didi's equity has increased fourfold."

From this point of view alone, Gu Shouyi's loan to Chen Dongcheng had no risk at all, and it was regarded as a gain in vain.

The money Chen Dongcheng borrowed previously has been spent long ago.

As for the interest, it's only a few dollars.

Without the billions that Gu Shouyi had loaned him before, Chen Dongcheng could only watch others get started on many projects.

Gu Shouyi tentatively said, "Mr. Chen, I plan to re-evaluate your assets and help you increase your loan limit. What do you think?"

"How much can it be improved?"

Chen Dongcheng's behavior was a bit bland, as if he was asking casually, and there was no urgency at all.

Gu Shouyi took it for granted and said with a smile: "First of all, the villa on Chunshui'an. The situation of high-end luxury houses in Pengcheng is not very good recently.

The price of the villa on Pure Waterfront has also declined.

But in the long run, there is still room for growth."

Pengcheng is different from Modu in that the area it can expand is limited.

As the population inflow increases, more and more new billionaires are created.

High-quality villas like Pure Waterfront are very valuable and suitable for investment.

When I first bought it, the average price was 280,000 square meters.

The current market situation is not good and has dropped to 240,000 per level.

However, it is still early to reach the peak period of Chunshuiyan. When this community was at its peak, the average price was 500,000 to 600,000 yuan per square meter, which was common.

"In addition to the pure waterfront villa, Mr. Chen previously purchased the three-story office building from Zhenghua Group.

Now that the price has increased by almost 10,000 per square meter, Mr. Chen has gained 100 million in vain!"

Gu Shouyi said with some emotion.

When the market is cautious and other investors are hesitant.

Chen Dongcheng purchased a three-story office building from Zhenghua Group.

At first, many people ridiculed him, thinking that Chen Dongcheng must have hit his hands.

Unexpectedly, the underestimation of office buildings in Pengcheng only lasted for a while, and now it is picking up again.

Only Chen Dongcheng is destined to enjoy this wave of dividends.

Chen Dongcheng waved his hand modestly: "The price of office buildings in Pengcheng has limited room for price increase. I bought it for the company's own use."

"Although the office building has made 100 million, Mr. Chen's most profitable business is not the office building."

Gu Shouyi said with a smile: "Shangdong Technology's valuation has risen from US$200 million when the pledge was made last year to US$500 million.

The value of the equity held by Mr. Chen has increased from 600 million at that time to 1.4 billion."

"To say that Mr. Chen has the most investment vision, it must be the Didi project. Mr. Chen should know the recent valuation of Didi, right?"

The reason for this question is that Gu Shouyi also heard about Chen Dongcheng giving up his seat on Didi's board of directors.

Regarding Didi news, Peng Zhijian had already chatted with Chen Dongcheng several times.

He lamented more than once that Chen Dongcheng had good vision.

When Chen Dongcheng invested in Didi, it was Peng Zhijian who helped broker the deal.

At that time, Didi and Kuaidi were inseparable.

Chen Dongcheng was able to decisively enter the game at that time and was very visionary and courageous.

"As far as I know, Didi's latest round of financing has a post-investment valuation of US$16.5 billion, and my shareholding ratio has been diluted to 3.97%."

Chen Dongcheng remembers it very clearly, and the think tank has always kept records.

Think about how much trouble he went through in order to catch Didi's ride.

Gu Shouyi clicked his tongue and said, "Mr. Chen's equity in Didi alone is worth 4 billion."

It’s hard to say what the future of Shangdong Technology is, but the capital market is generally optimistic about Didi.

It is only a matter of time before Didi defeats Uber.

The active influx of so much capital is the best proof.

Chen Dongcheng is not in a hurry to make a move. Anyway, the longer he holds it, the more valuable his equity will be.

"So, these equity interests and real estate alone are worth 6 billion, not counting Mr. Chen's shares in Qingju Technology."

When Gu Shouyi mentioned Qingju Technology, he couldn't help but feel envious.

Who would have thought that such a common bicycle could be played in this way.

Now Qingju Technology has completed two rounds of financing, with a valuation of US$2 billion, and there is still a lot of room for growth.

Gu Shouyi is very clear about the information about Qingju Technology.

Chen Dongcheng holds the largest shareholding, as high as 58.5%.

The absolute largest shareholder, with voting rights as high as 90%, firmly holds Qingju Technology in its hands.

Qingju Technology is valued at US$2 billion. Chen Dongcheng holds 58.5% of the shares, with an equity value of US$7.2 billion.

Hiss, let’s not mention other companies for now.
To be continued...