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273. Fire, theft, and girlfriends(1/2)

This time it was Chen Dongcheng's turn to be embarrassed.

Guo Rongjun simply stopped playing with Chen Dongcheng and asked him directly if he was living together.

Isn't that nonsense? If not, he wouldn't have to make a special trip to Hangzhou.

"Dad, why are you talking about this?"

Guo Jingxuan blushed for the first time. She didn't expect that her father would be so crooked and just pull the trigger.

Guo Rongjun ignored his squirming daughter and continued: "We have no objection to your falling in love with Jingxuan, but I think you should know that there is a limit to everything and don't embarrass us all too much."

If Guo Rongjun hadn't heard the report from the arranged bodyguard, he would never have dreamed of knowing the situation from Guo Jingxuan.

Ever since Guo Jingxuan was a child, Guo Rongjun has been raising his daughter richly.

He was afraid that one day Guo Jingxuan would be deceived by a gangster from a rich family, but he didn't expect that after eighteen years of careful precautions, he still didn't escape.

When his daughter gets older, he can't always be by his side.

When he was in Hangzhou, he could still keep an eye on me at all times.

When he went to Pengcheng, he could only learn about his daughter's life from the bodyguard.

Guo Rongjun hoped that Chen Dongcheng could give an accurate answer.

If you really want to take the final step, then continue talking and he will be willing to bless you.

If it's just for fun, get out of here as soon as possible.

"Don't worry, I will definitely give Jingxuan and you a satisfactory answer."

When Chen Dongcheng spoke, he looked directly at Guo Rongjun, and his tone and expression were sincere.

Guo Rongjun saw that Chen Dongcheng's eyes didn't look fake, and he felt quite satisfied.

After all, they are only sophomores, and there are still a few years before the legal age for marriage, so let’s observe for a while.

As far as the information learned so far is concerned, Guo Rongjun is still very satisfied with Chen Dongcheng.

Besides, given Guo Jingxuan's character, which was almost spoiled by them, if she really decided to follow Chen Dongcheng, they wouldn't be able to stop her.

"Okay, it's getting late. You can stay at home. Your aunt and I will rest first."

Guo Rongjun patted Chen Dongcheng on the shoulder and whispered in his ear: "Be careful, I don't want my girl to get pregnant before she graduates."

After saying that, Guo Rongjun took his wife up to the second floor.

Guo Jingxuan came over and asked curiously: "What did my dad just tell you?"

Chen Dongcheng repeated the original words. Guo Jingxuan blushed and looked at the back upstairs: "My dad really says anything."

After speaking, Guo Jingxuan found that Chen Dongcheng was a little sleepy, and pulled Chen Dongcheng to her room.

The room is not decorated in pink, but has a very clean layout.

The white plush carpet is very soft and comfortable on the floor.

Guo Jingxuan went to the bathroom in the suite to wash up, remove her makeup, apply some skin care products, and get into bed.

Find a comfortable position to lie down, hold Chen Dongcheng in your arms, and listen to your heartbeat quietly.

In the quiet room, the only sound was the beating of my heart.

Guo Jingxuan reminded in a low voice: "The sound insulation of the room is quite good."

"Forget it, I'm too tired."

Chen Dongcheng deliberately teased her.

"You bastard."

Guo Jingxuan pinched Chen Dongcheng angrily, and then the quilt bulged.



When she woke up in the morning, Lu Suzhen prepared breakfast, and Guo Rongjun read the newspaper.

When he saw the young couple coming out of the bedroom, he closed the newspaper.

"Eat breakfast first, and I will take Xiao Chen around the company later."

Lu Suzhen nodded, her daily life is very simple.

She just cooks, watches TV at home, and lives a pampered life like a rich wife.

However, she and Guo Rongjun also had true love. When Guo's father was still a poor boy, she followed him without hesitation.

For so many years, we have always treated each other with respect and had a very good relationship.

After breakfast, Guo Rongjun's driver drove over.

A Rolls-Royce Ghost fits the taste of a wealthy man of Guo Rongjun's age.

Chen Dongcheng must sit in the Ghost with Guo Rongjun.

Guo Rongjun looked at the sudden appearance of two Escalades in front and behind him, and joked: "The way you are traveling, it seems like you don't have billions to support it."

"No, it's just that my family pays more attention to safety issues."

"That's true, no matter how much money you have, you have to spend it with your life."

Guster stopped, Guo Rongjun's secretary got out of the car and opened the door, and Chen Dongcheng took a look at the office building.

There are many white-collar workers coming and going, and the location of the office building is quite good.

Located in the Wulin business district in the core of Hangzhou, the surrounding facilities are very complete.

Arriving on the 16th floor, Guo Rongjun’s company rented about 500 square meters of office space on this floor.

I looked at the company plaque, Blue Age.

Guo Rongjun introduced that the company’s main business is investment and loans.

Chen Dongcheng immediately understood, isn't this the loan company that can be seen all over the street now?

It’s just that the positioning of this Blue Age store is more high-end.

Just looking at this magnificent office, no one would have guessed that this company is only engaged in issuing loans.

Guo Rongjun saw that Chen Dongcheng looked a little strange, and said frankly: "This is a company I invested in a few years ago. The business is developing well, but the bad debt rate is a bit high."

"Online financing, offline lending?"

Guo Rongjun didn't expect Chen Dongcheng to react so quickly, and nodded: "Yes, this is the model. In the first few years, we were really making money every day, but in recent years it has been a bit bad."

Walking into the company, there are not many people in the company, only about fifty people in total.

Guo Rongjun introduced Chen Dongcheng as he walked and took Chen Dongcheng to the chairman's office.

The secretary finished making tea and respectfully left the office.

Guo Rongjun smiled and asked: "What do you think?"

"As supervision becomes more and more stringent, this kind of financial loan company will be finished sooner or later."

"Oh? Tell me."

"Your model is very simple. It is nothing more than raising funds from the outside world and then lending money to companies or individuals who come to you.

The interest rate should be very considerable.

But the core problem is that the bad debt rate cannot be controlled."

Chen Dongcheng simply doesn't want to be familiar with these p2p companies' routines anymore.

“If you want to cover up your own bad debts, you need to continuously attract new investors’ funds to make up for the previously promised profits.

But the most critical thing is the issue of payment upon maturity, and most p2p companies will explode at this point."

Guo Rongjun took a sip of tea and narrowed his eyes.

Obviously, what Chen Dongcheng said is absolutely right.

Financial companies like Blue Age have always lacked supervision before.

In a state of brutal growth, it is not uncommon for many people to run away.

The most bizarre thing is that many p2p companies even have fake registration addresses and can deceive a group of investors into transferring money.

Platforms like Blue Age with luxurious offices will undoubtedly enhance the trust of investors.

It was at that time that Guo Rongjun made the easiest money in his life.

Guo Rongjun put down the tea cup gently and asked: "I heard from my friend that Qingju Technology took the initiative to hand over the deposit pool to the supervision of the bank. Haven't you ever been tempted by that money?"

That's not a small amount of money. A deposit of several billion is enough for some people to take risks.

Chen Dongcheng smiled and shook his head: "The deposit is a deposit. It can be used, but it must be made up eventually."

"The future life is terrible!"

Guo Rongjun sighed, he couldn't do it.

In other words, most p2p companies have this drawback.

The deposit pool model is the key to their escape at any time.

Asking them to hand over their money to banks for supervision is a pure dream.

If they really did that, those bosses wouldn't be able to run away with their huge assets.

"Uncle Guo, have you ever heard of Weizhong Bank?"

Guo Rongjun thought for a while and asked: "Which Internet bank is Tengxun taking the lead?"

"Well, Weizhong Bank's main business is also financial loans."

Chen Dongcheng paused and said: "I am one of the shareholders of Weizhong Bank."

Guo Rongjun's eyes suddenly widened and he looked at Chen Dongcheng in disbelief: "Are you a shareholder of Weizhong Bank?"

That is an Internet banking project led by Tencent and supported by the state.
To be continued...
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