After laughing, Lao Xie said, "My cousin and their construction company were just a small labor cooperative in our village back then. This company has been stumbling from scratch to today. It's not easy to think about it now."

Mr. Lin said, yes, the company has been around twenty-seven years this year. In other words, I have worked in this company since I was 18 and have never left it. It is like my own child, watching it grow up little by little.

He paused for a moment and continued, although the company is facing great difficulties now, from my own perspective, I am still very reluctant to see it just like this, and it has declined in my own hands due to the interruption of liquidity.

After a brief overview, Xiao Xie said that there are two ways to raise funds for our company this time, and choose one of them. The first is loan. The company promises to pay interest at twice the bank loan interest rate, and the loan will be at least two years. Of course, we can also discuss the amount of interest based on the actual capital situation.

The second method is to invest and invest. There are also two ways of dividends. One is to have a fixed twelve percent per year, and the other is to participate in dividends according to the actual profits of the company in that year and share ratios. However, in terms of time, the holdings cannot be less than three years.

Wang Yiyuan listened carefully, took out the notepad he carried with him, and took notes on some key points.

Mr. Lin said that there are no outsiders today for this financing, so I will tell you the truth. Because the company's working capital is really tight now, we give priority to equity financing. In other words, to increase the company's original registered capital from 50 million to 80 million, the registered capital shall be based on the registered capital. The newly added 30 million will be financed externally in the form of one yuan, one share.

Wang Yiyuan opened a few information bags, looked through them, and took out the balance sheet, cash flow statement and income statement inside.

After looking carefully for a while, Wang Yiyuan said, if you look at your financial statements, your company's net assets are more than 120 million, which is nearly 130 million. From this point of view, your financing like this is equivalent to a 30% discount. Doesn't your original shareholders feel at a disadvantage?

Mr. Lin smiled helplessly and said, "Haha, you may not be sure of the situation of construction companies. We are both heavy asset industries and labor-intensive enterprises, so we should have relatively more fixed assets."

Also, there is no way to pay less for the construction deposits in the construction industry, the wage guarantee funds for migrant workers, etc. Mr. Lin explained that if we have a way, who would be willing to make a mistake in financing this way?

Xiao Xie added that these materials are included in the file bag. Mr. Lin really has no choice but to do this. Now it is important to survive. Once the working capital is cut off, it will be in trouble.

Mr. Lin said again, however, I am still clear about the discount financing. Besides, I am still very confident about my own company to make a comeback. Our original idea was to basically only raise funds for relatives and friends. You are my cousin Lao Xie who has been asking for introduction, so you are included.

We know that the wealth is not left to the outside world. Lao Xie said, Xiao Wang, you know, I am a teacher and my income is limited. Although your aunt Fang has opened such a restaurant, she has been supporting her son to study abroad in recent years and bought a house at home, so she doesn’t have much cash left.

Lao Xie said, but this time, I am still going to take out all my belongings. This way I finally got two million, which is my limit.

Wang Yiyuan said embarrassedly, our company is just a small factory, and I'm afraid it won't cost much.

Mr. Lin said, it doesn’t matter. You decide how much you invest, it’s up to you, and it doesn’t matter if you don’t invest. We are all friends and half of Ningbo fellow villagers. If we have something to use for us in the future, we will be on call with a squeak.

Wang Yiyuan was about to speak when his phone rang and a text message came in. He picked up his phone and opened the text message. Xiao Xiaoxiao was asking, where are you in Qibao? I went to pick you up.

Wang Yiyuan turned around and asked Lao Xie clearly the specific address of the hotel, and then sent it to Xiao Xiaoxiao.

Lao Xie asked Wang Yiyuan, what else is there?

Wang Yiyuan smiled and said, "There is a friend who wants to meet me and come here to pick me up later. It's okay, it will take her a long time to drive here. You guys continue talking."

Xie Zheng, who came with him, was the deputy general manager in charge of administration and personnel of the Construction Company. Lao Xie introduced it at the beginning and was also a distant cousin of Lao Xie. He asked Wang Yiyuan, Xiao Wang, I would like to ask you a few basic data of your factory. Is it OK?

Wang Yiyuan had already known about the construction company's financing before coming, so he specially checked the factory's financial statements and also checked Wang Liping with it. He nodded and said, "You're welcome, Mr. Xie, just ask."

After Wang Yiyuan answered some basic economic data about the printing factory, the room was quiet.

After a while, Mr. Lin spoke first. He glanced at Wang Yiyuan and said, "Xiao Wang, you were still humble just now, but in fact you didn't tell the truth. Just the data of your factory you mentioned, especially cash flow and profit margin, and one year of business turnover, are you still not satisfied?

Xiao Xie couldn't help laughing beside him and said, Wang Yiyuan, your company is simply a clear stream, and it is considered a high-quality company among high-quality companies. Do you know that our construction company has such a large size, which is many times better than yours, right? The current cash flow is all negative.

Mr. Lin said, Mr. Wang, if you really invest this time, I can think of a solution for you.

Wang Yiyuan looked at Mr. Lin, not knowing what he was going to say or had any other plans.

Mr. Lin said, aren’t your company’s account lying down and putting out millions of cash? You have prepared the financial information related to your company and then transferred out the recent year’s turnover. Let’s look for the bank and borrow one and two, so that you can lend the same amount of money from the bank, so that the funds in your hands will double.

And this operation? Why haven’t I heard from the bank where we opened an account? Wang Yiyuan asked, but there were a few times when they asked our factory whether to borrow a loan, but we all declined because we didn’t need it yet.

This is a pity. You don’t need the money the bank gives you voluntarily. How can the company become bigger and stronger? Mr. Lin smiled and said, “This is better. If you really have this idea, I will ask Xiao Xie and the relevant financial personnel of our company to help you do it. The handling fee is also ours.”

Wang Yiyuan still had some concerns and said, "I am not very familiar with the construction industry." In this way, Mr. Lin, we have to think about investing in shares carefully."

When Lao Xie saw that Wang Yiyuan was a little hesitant, he said, Xiao Wang, if you are not at ease, I will guarantee you your investment. My cousin's company is now there, and now I really need to have liquid capital injection. If your investment is really lost in the end, my whole family and I can take responsibility.

Just as he was talking about falling here, Aunt Fang also went upstairs to push the door and entered the private room. Wang Yiyuan stood up and hurried over to say hello to her.

When Aunt Fang saw Wang Yiyuan, she smiled and said, "Xiao Wang, last time I saw you, you were still buying oranges at a stall under the Qisin Road viaduct. Haha, I haven't seen you for only three years, and I heard that you have become a boss. Lao Xie often talks about you, don't be too powerful."

Wang Yiyuan and Aunt Fang met a small glass of beer and said, Aunt Fang, Teacher Xie and I often meet, but we haven't seen you for a long time.

Aunt Fang pulled his son over and said, "This is my son. He should be a few years older than you. In the future, Xiao Wang, you will be able to play together, and you two should be able to play together."

Wang Yiyuan joked that he was a returnee and I was a local bumpkin, so I didn't dare to thank Yi Ding for being the one who was behind him.

Aunt Fang gave Wang Yiyuan a blank look and said deliberately, "Xiao Wang, you are joking." Xiao Xie has only been back from the UK for a year and is not familiar with many things in China. Although you are from a grassroots background, you are a type of wild growth. In this regard, you can teach my son more.

After chatting and laughing for a while, Wang Yiyuan's phone also had a text message. When Wang Yiyuan looked at the message, he knew that Xiao Xiaoxiao had arrived downstairs. He greeted Lao Xie and Mr. Lin and the others, saying, "I'll go back and think about this matter. I'll reply to you in a week."

Lao Xie and his son sent Wang Yiyuan downstairs to the hotel. Until they watched Wang Yiyuan leave by car, Lao Xie was still waving. He was thinking to himself, when did this kid have friends who could drive a Mercedes-Benz 600?
Chapter completed!