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136 Two operating modes of loans (ten

Private farm?

The audience was shocked in an instant. Lao Liangtou and others were already stunned, and the atmosphere became extremely quiet, almost as if they could be heard.

"Lord, Lord Lord, what do you mean..." Lao Liang came back to his senses first, his face full of disbelief, and even trembled when he spoke.

"How much meat can a farm provide just one? Hei Shui City is developing rapidly now, and the population will increase in the future, so the demand will naturally increase. Therefore, the ability is mainly to provide more farms and steadily provide a large number of livestock of different species."

Ye Xuan first set a tone for this matter, then looked at the young villagers present and said incitement.

"This is a great opportunity. Do you want to work for me all your life? Don't you want to have a day when you decide? Build a house, marry a wife, have a few kids, watch the kids grow up healthily and vigorously..."

It has to be said that the picture depicted by Ye Xuan is so beautiful. Not only is the breathing of the younger generation of villagers gradually getting faster, but even the older generation of villagers are full of yearning.

Lao Liang smiled bitterly and said, "Lord, I naturally want to think about what you said, but I really don't have money!"

"Pingbei Village has just been rebuilt. All the old and young people in the village work in the farm. The lord is kind. Not only can we eat and wear and wear, but we can even get wages. But if we want to set up a private farm, we are still far away!"

"It's not a problem to have no money. The City Lord's Mansion can lend you money!" Ye Xuan waved his hand and said disapprovingly.

At present, both the Husi warehouse in Heishui City and the treasury of the City Lord’s Mansion are very full, and it is just the time to spend money.

Of course, the U-Si Department is in charge of the overall development of the entire territory. It is better for the treasury to have credit businesses like private breeding farms, which is considered as Ye Xuan making extra money for himself.

"Ah, loan?" Not only did Lao Liangtou and others feel confused when they heard this, but even the officials stationed in the farm heard this word for the first time.

However, they often heard the director mention the extraordinaryness of the lord, and quickly brought paper and pen, and became good students who listened carefully.

"Oh, the so-called loan is actually loaned to you. There are two main ways to operate!"

Ye Xuan raised a finger and said solemnly: "First, the city lord's mansion comes forward to lend you money to build a private breeding farm. You can contract one family separately, or several families cooperate to contract it."

"Because this is your first time doing it, I suggest that you should cooperate with several families first. In this way, not only can you have sufficient staff, but you can also share risks. After you get familiar with it or have sufficient funds, you can start building your own farm."

"This method requires interest calculation. Of course, the interest will be lower than the market, but it must be settled once a year. Once the interest cannot be paid, the City Lord's Mansion will sell your farm to repay the loan!"

"However, it's just raising livestock. As long as you take care of it carefully, making money should not be a problem. If you can't even do this, then you shouldn't have a private farm and just work for others."

For farmers who don’t know a lot of these big words and are not very good at thinking, Ye Xuan must clearly explain the benefits and disadvantages and risks.

Except for Ye Xuan's speech, everyone else held their breath and kept quiet.

The older generation of villagers frowned and pondered, considering the gains and losses; the younger generation of villagers looked at each other, their eyes flashed with strange colors, and they were obviously very moved, as if they were already considering who to cooperate with each other.

Several officials stationed in the garrison copied what Ye Xuan said without missing a word. It is not difficult to see from their excited expression that something good was about to fall on their heads.

"Lord, this is the first type, so what about the other type?" Lao Liangtou took a deep breath and said.

"The second type is also the city lord's mansion pays for the establishment of a private breeding farm. Unlike the first type, this money is not borrowed to you, but invested with this money. You are investing with manpower and the two parties cooperate to run the breeding farm together."

"Sir, what does it mean to invest in a share?" the villagers who are interested in knowing can't help but ask.

"Investing in shares is actually a joint business, but what I pay is money, and what you pay is hard work. After making money, everyone will share it together."

After vividly explaining the concept of investing, Ye Xuan continued to talk about the second method.

"Every time you check out, the share is divided according to the proportion. Since it is fully funded by the City Lord's Mansion, it naturally occupies the majority. The specific amount depends on how big the private breeding farm is established."

"The advantage of this method is that the city lord's mansion will take most of the risks, and the disadvantage is that you will get much less benefits."

"Of course, after you have some savings, you can also purchase shares from the City Lord's Mansion. The Lord here solemnly promises that you will only buy shares yourself and will not let others participate, and the cost of establishing a private farm will not change."

"The above are these two methods. Everyone can think carefully. Later, the lord will implement this work in the relevant yamen. If you are interested, you can come to Heishui City to learn about it at any time, or sign up at the garrison officials."

It has to be said that Ye Xuan has taken care of the bitter villagers in Pingbei Village as much as possible. Not only has he not exploited their labor force, but he has generously given concessions.

If he had won this approach in the past society, he would definitely be a conscientious boss who could give him a thumbs up and praise him.

After Ye Xuan finished speaking, his eyes fell on the garrison officer who was writing. He suddenly moved his heart and got up and walked over. He was shocked to the other party.

"You note above that this method is only applicable to the original villagers under the rule of the Lord; new villagers must live for more than three years before they are eligible to apply; if non-local residents want to participate, they must have mortgaged items, and loans will be issued based on the value of the mortgaged items, and interest will be doubled!"

When the garrison officials and others heard this, they quickly wrote down what Ye Xuan said without missing a word. Those who can now become officials in Heishui City naturally have the cleverness.

If this loan system is added to the warehouse based on the household warehouse, there will be too many operationalities.

This is definitely a wonderful way to make money. It is worthy of being the Lord. How does this head grow? It's amazing!

In fact, there is not a saying in this world that borrows money, but it is usually profitable and I want to let those who borrow money lose everything. No one will just make money by making money hard.

Ye Xuan turned the loan system over without hesitation. Although there are still many details to consider, it is enough to deal with it at present.

The most appropriate method is to do it and improve it at the same time!

"Ding, congratulations to the host for obtaining 7 faith points from the villagers xx!"

"Ding, congratulations to the host for obtaining 6 faith points from the villager xx!"

"Ding, congratulations to the host for obtaining it from..."

A wave of prompts came from my mind one after another. Ye Xuan was not surprised by this and accepted it calmly.

The eyes of ordinary people are sharp. As long as they are good to them, they will naturally win their trust.

Nowadays, the number of individual points of the villagers in Pingbei Village has exceeded 5 points, which is no less than the loyalty of the people in Heishui City. Once the personal highest 10 points is reached, he will be absolutely loyal and equivalent to a loyal fan.

The purpose of coming to Pingbei Village this time has been achieved, so Ye Xuan doesn’t have to stay anymore.

After the pigs were officially released, the number of villagers who wanted to establish a private farm was determined, and then the corresponding "seeds" were redeemed from the faith value store.

Just as he left the farm, Zhao Feng suddenly stepped forward and said hesitantly: "Master, there is something... I have always wanted to say!"
Chapter completed!
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