in this case.

Even if he wanted to deal with it perfunctorily, he had no choice.

Although the funds have arrived, the other party checked the problem of transferring money and withdrawing abnormalities in all bank depositor accounts.

Already alone from Qin Mu...

It has affected the entire level.

Once you check this way, you can find out any problem.

"President, what should I do now? We don't know anyone from the special team."

"It's definitely unrealistic to give money at this point, and it's not easy to find a relationship. It's almost the end of the year..."

"Why do you want to ask the legal officer to see if there are any remedies?"

"So should I pay back the funds borrowed from other banks now?"

“…”

After a brief silence, the senior executives who attended the meeting made suggestions.

But everyone's expression is not very good.

This incident also affected them.

As middle and senior officials, they have enough money to make money and are greedy.

From the transfer or withdrawal abnormalities, sooner or later, problems in the accounts will be found.

As well as other series of illegal lending, transfer of funds, and use of public funds for private use...

soon.

At the suggestion of everyone, Chen Ming, general manager of the Legal Department, quickly arrived at the meeting.

"If the special team found other things, what are our current risks?"

Everyone looked forward to it and quickly asked the most concerned questions.

After Chen Ming understood the corresponding situation...

But he frowned: "It probably won't be easy."

Everyone's hearts suddenly stumbled, including Geng Jinglu.

"Our bank is a private nature. Each shareholder has invested in shares. It has indeed developed well in Jincheng over the years, but it has also accumulated a lot of violation risks."

Immediately afterwards.

Chen Ming pointed out a series of legal issues.

He said in a deep voice: "For example, this illegal lending caused problems in the capital chain, which is suspected of illegal lending."

In criminal law.

The crime of issuing loans in violation of regulations is stipulated by financial institutions. Depending on the seriousness of the circumstances, the sentencing is defined by a five-year fixed-term imprisonment.

If the amount of loan is issued is more than 1 million yuan, the amount is huge and the circumstances are serious, and the sentence is sentenced to fixed-term imprisonment of not more than five years, and a fine of not more than 10,000 yuan or less than 100,000 yuan.

That's right.

The fine here is up to 100,000.

Compared with financial institutions such as banks, it is almost not considered money.

but……

The fine here refers to criminal punishment.

Administratively, banks will face huge administrative fines, usually above 2 million.

If the illegal loan is issued more than 1 million...

The amount is particularly huge and the circumstances are particularly serious. They are sentenced to fixed-term imprisonment of more than five years and fined.

There is no limit on this sentence!

In other words, the sentence can be continuously followed up.

The more serious the circumstances, the more severe the sentence.

After listening to Geng Jinglu and others, their faces became paler.

Many private banks only have this kind of situation of illegal lending.

How much money can you make by running a bank honestly?

Each of them can't afford a villa.

Only this kind of illegal lending business that goes against the edge...

Only by bringing them more profits.

The more you put it, the greater the profit margin.

But the risk of this situation is also not small. If the information of the lender is not strictly controlled, the loan is defrauded and the funds cannot be returned...

It is easy to cause a capital chain to be broken.

This will affect the operation of the entire bank!

This is what they are doing this time.

"Don't worry, even if this crime is found, it will be subject to criminal punishment to the supervisor of the unit and the person in charge, and others can accept administrative punishment."

When Chen Ming saw that everyone was silent, he comforted him silently.

This type of financial crime...

Generally, only the evil ones and the person in charge are punished.

For example, the bank's president and the business head of the lending department.

In the conference room.

After hearing this, the middle and senior officials immediately breathed a sigh of relief.

However……

Geng Jinglu and another senior executive looked even more ugly.

The banking system has a accountability mechanism, and they can't get rid of the blame even if they want to pass the blame now.

During their time in office...

They need to take the blame.

"In addition to this crime, there is also the crime of embezzlement, and everyone may not be able to escape."

Chen Ming looked at the middle and high-level staff and took a deep breath.

Continue to explain the legal risk issues.

Those who can reach middle and senior management in banks have received kickbacks, and have used their positions to embezzle, steal, and defrauded bank funds.

And these funds...

Strictly speaking, it is not owned by banks, but is a public property.

This act will directly constitute the crime of corruption.

This crime is far more serious than illegal lending.

In terms of sentencing, the amount is particularly huge, and the maximum amount can be reached for life imprisonment or even death penalty, and all property is confiscated.

In the conference room.

After he talked about the serious consequences of the crime of corruption, everyone fell into deep silence again.

They worked hard to climb to this position.

It is impossible to make them honest and honest.

It's somewhat of a bit of a crime or a crime.

"But don't worry, I think... With the size of our private banks, no one among us should be able to achieve a life-saving."

Seeing that everyone was in a bad state, Chen Ming continued to comfort him.

At the same time, I accidentally looked at Geng Jinglu.

With his many years of legal experience, the one he should worry about the most is Geng Jinglu.

As the president, he has to bear many crimes.

Be the first to bear the brunt.

He could not escape most of the charges.

And myself...

Before he became the general manager of the legal department, he had already thought of a way out.
To be continued...