"It seems like I'm going to go to the counter to ask about the situation."

After a little thought.

Qin Mu decided to take an hour off and walked out of the nursing home.

Head to the nearby bank counter.

The nursing home is located in the city center, and there is a bank outlet around it.

...

Ten minutes later.

Qin Mu walked into the bank hall and followed the instructions of the hall manager to queue up.

Not many people are doing this.

After ten minutes of waiting, he called his number.

Qin Mu walked up and explained the situation to the staff: "Hello, I want to transfer my account, but for some reason, it keeps showing abnormalities."

The staff at the counter glanced at him.

He took out a list very skillfully and handed it to him.

"The sample form is next to it, fill it in according to the standards."

Qin Mu took the order.

Pick up the pen and fill it in.

The content of the form is also targeted at users with abnormal account transfers.

He is required to submit his bank card number, state the situation, and conduct permission inquiries.

It seems that he is not the one who has an abnormal transfer.

"alright."

It took three minutes.

He filled out the form and handed it to the staff.

result……

After the staff confirmed that the form was correct, they gave him another reservation form.

"Sorry, you need to make an appointment three days in advance when handling this business. You can make an appointment first and come back three days later."

Qin Mu frowned.

I always feel that there is something wrong, but I can't tell you.

I couldn't help asking, "Can't I handle it today?"

Staff member Dan Dan said: "Sorry, this is the bank's rule. Users with abnormal transfers must make an appointment in advance. We need to register in the backend before processing."

Qin Mu said so when he saw that.

I had to fill out the appointment form and turn around and leave the bank.

This kind of hard and rigid regulations for banks...

It is not a small employee who is qualified to change it.

Back to the nursing home.

He tried several more times, but found that he still couldn't transfer the money.

But there is no problem with the status of the account.

His 44 million was unusable and suddenly turned into a piece of paper!

In helpless.

I could only wait patiently for three days.

...

Three days later.

Qin Mu took some time and went to the bank again.

Take the number.

This time the reception was handled by another counter staff.

“I’ve made an appointment.”

Qin Mu was worried that he would fill out the forms again, so he said first.

“Are already booked?”

The staff member was obviously surprised, but he still took out five forms.

He handed it to Qin Mu.

"There is a sample form next to it, fill it out."

The attitude is neither lukewarm nor hot.

Qin Mu didn't think much about it, and took these five forms and continued to fill it out.

The first three forms are quite normal, mainly bank agreements and the like.

According to the relevant knowledge of the Banking Law he has mastered, they are all compliant and legal.

But the fourth and fifth forms are...

But it became outrageous.

The fourth form requires him to provide a series of other documents to prove that he is him.

That's right.

Even if you have an ID card and look, you still need a series of auxiliary documents such as his household registration book, social security card, driver's license, passport, etc. to prove that he is him!

For the fifth form, he needs to provide the origin of the card balance, the details of transfer and transfer, the purpose of transfer money, etc.

In this column of use.

He also needs to specify the specific reasons and purpose of use in detail.

"Are these two tables...are there some problems?"

Qin Mu frowned and looked at the bank staff.

He has to use his own money and find a way to prove that he is himself and explain how to use it.

These days.

Even the ID card cannot prove that he is him.

The staff smiled slightly and explained: "Sir, there is no problem with this. For users with large deposits, we need to fill in relatively more information."

Qin Mu took a deep breath.

Force yourself to calm down.

This is the other party's territory. If he wants to transfer money, he can only do it according to the other party's rules.

and.

There is no illegality in the requirements of these two forms.

All within the scope permitted by law.

As a financial institution, banks have the right to supervise and be responsible for stored funds.

Then.

He endured his dissatisfaction with the bank and filled out the five forms.

The staff checked the five forms and focused on the fourth and fifth ones.

The problem was pointed out: "This form requires a copy of the corresponding certificate, a copy of the household registration book, a social security card, and a driver's license."

"There are also the purpose of funds. You only wrote about the loan you want to pay back, but did not state who you want to return the loan, the identity information of the payee, why you want to repay, and the cause of the incident, you must clearly state clearly."

Qin Mu finished listening.

His face couldn't help but sink.

These requirements are becoming more and more excessive.

According to the bank's regulations, he now needs to provide all Qinglan's identity information, the details of the two people's relationships and other information!

If not provided, it cannot prove the relationship between the two people’s loan.

"Last month, someone borrowed 6 million for me. You should be able to find it in the background transfer transaction, right?"

He asked coldly.

The bank staff nodded: "Yes, there is indeed this large transfer record in the transfer flow, but we need to supervise the safety of the transferred funds, so we need to provide detailed proof."
To be continued...