Chapter 299 Mattress Wool

After some courtesy, Xu Zheng told the truth about the situation. The two captains analyzed it and felt that there was nothing to be wary of. After Zhang Yuqi asked Han Rui and Huang Xinyi to go out, she closed the door and formally told Xu Zheng about the case.

For a moment.

It turns out that this case is not simple. It is a cross-provincial or transnational fraud group. Their main target of fraud is young people working in big cities, and they are also elite high-income people.

The main method is to target people in their thirties and forties with high income, high consumption and frequent use of credit cards.

Because these people spend most of their money with credit cards, this is because the interest rate of credit cards is the lowest among all loan modes, which is a few percentage points lower than Alipay’s Jiebei (credit loan) and bank loans, which means 10,000

Yuan, the total annual interest is three to four hundred Yuan less.

If compared with online loans, it is even less.

Therefore, these high-spending young people will definitely first choose credit cards when spending money. Of course, this refers to spending. If you cash out and pay in installments with a credit card, the interest will go up, which is no lower than that of a bank loan.

When using a credit card, in addition to the benefits that come with the card itself, many stores offer discounts and benefits for swiping the card, and there are also coupons, discount coupons, etc. that are sold online for credit card applications.

These young people have high consumption and naturally have high IQs. No, they will take advantage of the benefits of various credit cards. For example, if you use a credit card frequently, the points you earn each month will be a sum of money. Of course, this is small money.

, when your quota is large, there will be a lot of coupons, discount cards, and points redemption, which can be put on the Xianyu platform for sale.

There are many ways to cheat credit cards, and this group of fraudsters adopted a variety of fraud methods.

The first step is to establish various high-end wool groups, fifty WeChat groups, among which 49 are scammers. First, they will think of ways to feed you and increase your credit card limit.

The second step is to raise you up and train you to manage finances. After all, you are a high-income group and you know how to manage finances. This is just right. They will establish various financial management companies in the background. Of course, this is fake, and then they will falsely report their financial affairs.

Report to lure these 49 scammers.

The third step is, when you see that 49 people in this group have invested money in these financial management companies and made a lot of money, you will not be tempted for a month or two, nor will you be tempted by 1, 2, 30,000, but after 2 or 3 months, ten

Wouldn't you be tempted when you get tens of thousands or two hundred thousand?

To put it simply, your credit card limit was only 10,000 at the beginning. With everyone's help, you increased it to tens of thousands. Finally, when you were raised by a fraud gang, your credit limit reached millions.

At this time, you have been fattened and can be slaughtered, so with their help, you cash out the credit card money, then invest it, and then you have nothing.

This is the kind of fraud gang that Zhuang Qiang broke into as an undercover agent. Of course, the process is definitely more complicated than this, and they also have other fraud methods, not just credit card fraud.

The main thing is to defraud credit cards by raising pigs, which takes a long time. During this period, they will use some small fraud methods. If they are successful, they will change cities and places to commit fraud again.

The woman next to Zhuang Qiang today is a member of the fraud gang. It is said that because she looks like Fan Shuishui, her position in the fraud gang is quite high.

Zhuang Qiang plays the deputy general manager of a company. He is rich, but not very rich, but he likes to spend a lot of money everywhere, and he has to use discount coupons for mattress wool.

For example, the Range Rover he rented today normally costs 2,000 yuan a day. He can save about 500 yuan by using the money from the mattress wool.

Moreover, in order to fish and appear real, Wei Rugang also asked him to "accidentally" leak the car rental information to this beautiful woman. This would fit the character Zhuang Qiang wanted to play. Otherwise, a vice president

Manager, how can I have the money to drive a Range Rover?

Of course, if you want to attract a woman, you have to rely on a man's talent.

Real money.

Because according to Wei Rugang's investigation, this woman has a rich night life, has great desires, often changes her boyfriend, and her boyfriends are generally tall and strong.

Judging from his appearance, Zhuang Qiang fits this requirement, and his 32-year-old age is just right.

She has experience, physical strength, and a little money, and whether she is handsome or not is not as practical as that for this kind of woman.

Moreover, during the two days of the May Day holiday, Zhuang Qiang met a woman in a bar, and then he started to max out his credit card. According to the normal process, he could sleep and fly with the woman that night, but this time our brother Qiang

He played an innocent man.

He is about to marry this woman.

Therefore, at present, he and this woman are still in the stage of being in love, whether they can go to bed or not. Tonight will be a big test for Zhuang Qiang. It is not allowed for the police to take the initiative to have a relationship with the suspect while undercover. If

If it happens, he will be taken off his police uniform. (Refer to the case of an undercover police officer in KM City who went to a massage parlor to perform tasks and was administratively punished, and was eventually dismissed from the police profession.)

In this regard, Xu Zheng was not worried about Brother Qiang. After so many years of police life, he believed that Brother Qiang could avoid such behavior.

Besides, this kind of woman who can see her toes when she stands straight is not Brother Qiang’s cup of tea at all.

"Team Zhang, Brigade Wei, looking at the current situation, do we have to wait until Zhuang Qiang officially joins the fraud gang to close the net, and now we can only chase and protect him?"

Wei Rugang shook his head, "Fraud cases are different from other cases. The fraudsters in this case will immediately change their targets as soon as they fail. They may even move quickly to prevent their location from being revealed.

Therefore, when we handle a case, if we can take a long-term view and catch the big fish, we should wait for a while.

If these fraudsters are planning to leave our Changming City, they have no choice but to arrest them."

Seeing that Xu Zheng looked a little strange, Wei Rugang smiled and explained, "It's not what you think. We are not doing this to earn merit, because when they leave a city, they will spend part of the fraudulent funds. Some

Sometimes they even spend all the money just to keep their employees' hearts.

The money may not be much, ranging from hundreds of thousands to millions, but this money is also the hard-earned money of the people, so we will still catch him if we can.

As for Zhuang Qiang, let me tell you the truth, we have not adopted any protective facilities for him, including tracking, including using monitors, locators and other means."

Xu Zheng had never been exposed to undercover operations until now, and he had only heard about the whole process. What Wei Rugang said was different from what he had heard before. For a moment, he was a little confused.

Could it be that his colleagues went undercover without even the slightest protective measures?

Just like in the movie:

"When will I come back from going undercover?"

"When the case is over, the police force will always welcome you."

Then the case was over and the person was gone.

Zhang Yuqi saw Xu Zheng in a daze and pretended to cough, "What are you thinking? It's not that we don't protect him, the fraudsters nowadays are too smart.

The first task when arriving in Changming City was to 'visit' each member of the anti-fraud brigade and sort out their information. Therefore, the Wei brigade asked the Wan detachment to send him a special agent.

For such a cautious fraud group, the methods you mentioned cannot be used. If you use them, you will harm them.

Not only did we weave a real identity for Zhuang Qiang, including household registration information, ID card, work information, various bank card transactions, etc., we also created a circle of friends for him."

Zhang Yuqi asked Xu Zheng to modify his WeChat information and pulled him into a WeChat group. "This group is all our own. Zhuang Qiang is also in this group. You can be the group leader. There are currently 49 people. Just wait."

Zhuang Qiang dragged that woman into this group.

At that time, there will be 49 policemen and one fraudster, so it will be up to you to cooperate with Zhuang Qiang's actions."

Xu Zheng opened this WeChat chat group, and there were various credit card discount coupons and coupons in the group. Is this a credit card mattress?

"Both leaders, please rest assured that I will understand the credit card mattress mechanism as soon as possible and will not hinder you."

Zhang Yuqi pouted, "I knew you were taking wedding photos in the past two days and I didn't tell you. You probably don't have a credit card, right? Go get a few at work tomorrow. Remember, you must apply for a Hanhai Bank credit card."

When the time comes, contact the comrades from the economic investigation and apply for a temporary large-limit credit card for you, but you can only use this card for this mission, do you understand what I mean?"

"Yeah, I understand. But Captain Zhang, I am the leader of this group. I can only issue credit card coupons and other things in this group. Then who will pay for it? Isn't it a Hanhai Bank credit card?"

Wei Rugang took over, "Of course not. We specially applied for a case handling fund for this case. Don't worry, Xiao Xu, how can we let you spend money?"

Having said this, Wei Rugang turned around and asked Zhang Yuqi nervously, "Team Zhang, Zhuang Qiang won't take this woman to spend money at will. We have prepared a lot of funds this time, but we can't let him spend money at will.

Especially when women spend money, that."

Zhang Yuqi frowned and rubbed her hands vigorously, "You mean, you are also worried that this woman named Fan Qingqing is a hand-chopping gang?"

"Aren't you worried? If she sees so many 20% off or 30% off discount coupons in the group, will she go crazy?" Wei Rugang was worried. There was a lot of money for handling the case, but it couldn't be wasted.

Well, the funds are relatively large, ranging from 50,000 to 100,000. However, this time we spent a lot. If there is no effect, will the leader approve so much next time?

Every leader who reports this and that reimbursement has a miscalculated account!

After talking about the matter, Xu Zheng still does not need to perform the task tonight. First, he does not understand the specific procedures of mattress wool and the new scams of fraudsters. Second, he does not have a credit card. Without a credit card, he cannot perform his duties as a group leader.

"Captain Zhang, I think it's just right for this group leader to let Brother Qiang do it. He can lay as much wool as he wants, and he can use any type of wool. If someone else is the group leader, it won't be as convenient as him."

Wei Rugang thought for a while, "That's okay. Zhuang Qiang can be the group leader, but Xiao Xu, you have to tell him that the minimum is 50% off, so don't even think about wool with a 20, 30 or 40% discount."

Xu Zheng nodded. To be honest, he nodded. He would also tell Zhuang Qiang, but if you don't want to spend money, how can you trap this woman?

And according to Zhuang Qiang's character, there must be a lot of discount coupons with 20% off or 30% off. It is estimated that the two captains will be worried about the funds by then.

After talking, Xu Zheng took Han Rui and Huang Xinyi back home. On the way, "Huang Xinyi, shall we take you home first?"

Unexpectedly, Huang Xinyi, who was sitting in the back, hugged Han Rui and said, "I don't want to go home so late. Xiao Rui and I will sleep together tonight.

Humph, you don’t need to thank me. I’m just asking for leave for Xiaorui, who acts like a cow all day long.

Don’t you know that the ground can be damaged by plowing?”
Chapter completed!